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YubHub-native raw fields carry `x-` prefix.","jobs":[{"@context":"https://schema.org","@type":"JobPosting","identifier":{"@type":"PropertyValue","name":"YubHub","value":"job_b44043ae-44a"},"title":"Merchant Risk Analyst & Underwriting Manager","description":"<p>Joining Razer will place you on a global mission to revolutionize the way the world games. As a Merchant Risk Analyst &amp; Underwriting Manager, you will be responsible for managing complex merchant risk assessments and ensuring robust risk management practices across multiple payment channels.</p>\n<p>This includes leading Enhanced Due Diligence (EDD), assessing high-risk merchants, and ensuring compliance with regulatory, card scheme, and payment channel requirements. You will work closely with internal stakeholders, support team development, and act as a key decision-maker for escalated and high-impact cases.</p>\n<p>The role requires strong hands-on experience in underwriting, the ability to make sound risk decisions, and the capability to translate risk insights into practical actions.</p>\n<p>Key responsibilities include:</p>\n<ul>\n<li>Evaluating and underwriting new and existing merchant applications, including high-risk industries and complex business models</li>\n<li>Conducting Enhanced Due Diligence (EDD) and assessing risks across business model, MCC, transaction flow, and geography</li>\n<li>Making approval, conditional approval, or rejection decisions based on risk assessment and business considerations</li>\n<li>Assessing exposure risk with clear understanding of financial impact, liability implications, and impact to merchant performance</li>\n</ul>\n<ul>\n<li>Performing ongoing risk assessments and detailed reviews of merchant portfolio to identify high-risk behaviours</li>\n<li>Overseeing Ongoing Due Diligence (ODD) and ensuring merchants meet regulatory, card scheme, and payment channel requirements</li>\n<li>Monitoring merchant performance including chargeback ratios, abnormal transaction behaviour, and compliance indicators</li>\n<li>Recommending appropriate actions such as review, restriction, or termination based on risk findings</li>\n</ul>\n<ul>\n<li>Demonstrating strong understanding and hands-on experience with card schemes (e.g. Visa, Mastercard) and their rules and requirements</li>\n<li>Ensuring merchant compliance with card scheme and payment channel requirements (including e-wallets and PayNet), including prohibited categories and monitoring thresholds such as excessive chargebacks</li>\n<li>Applying scheme and channel requirements in underwriting decisions and ongoing risk management</li>\n</ul>\n<ul>\n<li>Supporting the Manager in guiding the underwriting team and providing day-to-day direction</li>\n<li>Mentoring junior analysts by reviewing cases, providing feedback, and guiding decision-making</li>\n<li>Ensuring consistency, accuracy, and adherence to underwriting standards and risk policies</li>\n</ul>\n<ul>\n<li>Developing and refining underwriting frameworks, EDD and ODD processes, and risk management practices</li>\n<li>Identifying gaps and implementing improvements to strengthen risk controls and operational efficiency</li>\n<li>Ensuring internal policies remain aligned with regulatory, card scheme, and payment channel requirements</li>\n</ul>\n<ul>\n<li>Acting as the key contact for escalated and complex risk cases, providing clear analysis and recommendations</li>\n<li>Supporting relevant business units by providing underwriting insights and risk assessment support for complex or escalated cases</li>\n<li>Collaborating with Business, Operations, Dispute, and Compliance teams to support decision-making</li>\n<li>Preparing and presenting risk insights, analysis, and reports to senior management</li>\n</ul>\n<p>Experience Level: senior</p>\n<p style=\"margin-top:24px;font-size:13px;color:#666;\">XML job scraping automation by <a href=\"https://yubhub.co\">YubHub</a></p>","url":"https://yubhub.co/jobs/job_b44043ae-44a","directApply":true,"hiringOrganization":{"@type":"Organization","name":"Razer","sameAs":"https://www.razer.com/","logo":"https://logos.yubhub.co/razer.com.png"},"x-apply-url":"https://razer.wd3.myworkdayjobs.com/en-US/Careers/job/Shah-Alam/Merchant-Risk-Analyst---Underwriting-Manager_JR2026007293","x-work-arrangement":"onsite","x-experience-level":null,"x-job-type":"full-time","x-salary-range":null,"x-skills-required":["Risk analysis","Underwriting","Fraud management","Merchant risk","Payment channels","Regulatory compliance","Card schemes","Payment ecosystems","Risk management tools","Data analysis"],"x-skills-preferred":[],"datePosted":"2026-04-24T13:14:43.511Z","jobLocation":{"@type":"Place","address":{"@type":"PostalAddress","addressLocality":"Shah Alam"}},"employmentType":"FULL_TIME","occupationalCategory":"Finance","industry":"Technology","skills":"Risk analysis, Underwriting, Fraud management, Merchant risk, Payment channels, Regulatory compliance, Card schemes, Payment ecosystems, Risk management tools, Data analysis"}]}