<?xml version="1.0" encoding="UTF-8"?>
<source>
  <jobs>
    <job>
      <externalid>ed877cf7-715</externalid>
      <Title>Member of Technical Staff - X Money, Fraud and Payments</Title>
      <Description><![CDATA[<p>We&#39;re looking for an exceptional Software Engineer to focus on Fraud Engineering for a new payments platform serving 600 million+ monthly users. This high-priority role is responsible for protecting users and the platform from fraud, abuse, and risk. You&#39;ll play a key role in designing and implementing systems to detect, prevent, and mitigate fraud in real time,at scale.</p>
<p>Your work will be at the intersection of security, distributed systems, and product engineering, helping build trusted payments infrastructure from the ground up.</p>
<p><strong>Responsibilities</strong></p>
<ul>
<li>Design and implement fraud detection and prevention systems that operate at global scale and low latency</li>
<li>Develop risk scoring engines, anomaly detection pipelines, and real-time enforcement mechanisms</li>
<li>Collaborate with product, compliance, X Money, Fraud Prevention, and infrastructure teams to ensure a secure and seamless user experience</li>
<li>Monitor and analyze fraud trends, and proactively respond to new attack vectors</li>
<li>Define engineering standards around observability, reliability, and rapid response in fraud-related systems</li>
</ul>
<p><strong>Basic Qualifications</strong></p>
<ul>
<li>7+ years of backend or systems engineering, with exposure to fraud, risk, or abuse prevention systems preferred</li>
<li>Skilled in distributed systems: You&#39;ve built resilient, high-throughput systems that operate under real-time constraints</li>
<li>Security-conscious: You understand threat models, data sensitivity, and defense-in-depth principles</li>
<li>Analytical and pragmatic: You value simple, high-leverage solutions and adapt quickly to evolving challenges</li>
<li>Builder mentality: You&#39;re excited by zero-to-one problems and proven ability to thrive in fast-paced environments. You are willing to work hard.</li>
</ul>
<p><strong>Bonus</strong></p>
<ul>
<li>Experience with real-time anomaly detection, machine learning for fraud, or rule-based risk systems</li>
<li>Familiarity with AML/KYC regulations, chargeback flows, or identity verification systems</li>
<li>Experience in fintech, trust &amp; safety, or adversarial system design</li>
<li>Comfortable working in a zero-to-one environment with rapid iteration</li>
<li>Experience with: Golang, Postgres, Kafka, Memcached</li>
</ul>
<p><strong>Compensation and Benefits</strong></p>
<p>$180,000 - $440,000 USD Base salary is just one part of our total rewards package at xAI, which also includes equity, comprehensive medical, vision, and dental coverage, access to a 401(k) retirement plan, short &amp; long-term disability insurance, life insurance, and various other discounts and perks.</p>
<p style="margin-top:24px;font-size:13px;color:#666;">XML job scraping automation by <a href="https://yubhub.co">YubHub</a></p>]]></Description>
      <Jobtype>full-time</Jobtype>
      <Experiencelevel>staff</Experiencelevel>
      <Workarrangement>onsite</Workarrangement>
      <Salaryrange>$180,000 - $440,000 USD</Salaryrange>
      <Skills>backend or systems engineering, fraud, risk, or abuse prevention systems, distributed systems, security-conscious, analytical and pragmatic, builder mentality, Golang, Postgres, Kafka, Memcached, real-time anomaly detection, machine learning for fraud, rule-based risk systems, AML/KYC regulations, chargeback flows, identity verification systems, fintech, trust &amp; safety, adversarial system design</Skills>
      <Category>Engineering</Category>
      <Industry>Technology</Industry>
      <Employername>xAI</Employername>
      <Employerlogo>https://logos.yubhub.co/xai.com.png</Employerlogo>
      <Employerdescription>xAI creates AI systems to understand the universe and aid humanity in its pursuit of knowledge. The company has a small, highly motivated team focused on engineering excellence.</Employerdescription>
      <Employerwebsite>https://xai.com</Employerwebsite>
      <Compensationcurrency></Compensationcurrency>
      <Compensationmin></Compensationmin>
      <Compensationmax></Compensationmax>
      <Applyto>https://job-boards.greenhouse.io/xai/jobs/4758524007</Applyto>
      <Location>New York, NY; Palo Alto, CA</Location>
      <Country></Country>
      <Postedate>2026-04-18</Postedate>
    </job>
  </jobs>
</source>