Your responsibilities will include:

• Underwriting loan applications independently: analyzing quantitative and qualitative data across eCommerce, SaaS, and SMB borrowers.
• Owning the customer-facing deal motion: leading diligence calls with prospective borrowers, co-piloting active negotiations with AEs, providing real-time eligibility and structuring guidance, and supporting the sales team on complex or competitive applications from first touch through close.
• Monitoring portfolio health: supporting ongoing covenant monitoring, delinquency tracking, and portfolio review processes.
• Contributing to credit standards: supporting drafting and refinement of underwriting guidelines, risk rating frameworks, and policy documentation.
• Working cross-functionally: partnering with Sales, Product, Engineering, and Data Science to improve the underwriting process, customer experience, and credit infrastructure.

We are looking for a candidate with 5+ years of credit or underwriting experience in Fintech, SMB, or commercial lending, with meaningful customer-facing experience. You should have strong credit fundamentals, direct deal experience, and a builder mindset. Cross-functional fluency and exposure to regulated lending or institutional credit frameworks are a plus.

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