Senior P&C Insurance Product Management Specialist · Capgemini

Fri, 24 Apr 2026 14:18:46 GMT
Consulting

Capgemini · Boston · Competitive salary and performance-based bonuses · hybrid

We are seeking a Senior Property & Casualty Insurance Product Manager – Personal Lines with expertise in product rationalization, new product development, product run-offs, regulatory strategy, InsurTech enablement, and claims transformation.

The ideal candidate will have 10+ years of P&C insurance product management or consulting experience, strong expertise in personal lines pricing, underwriting, and compliance, and familiarity with technology platforms like Guidewire, Duck Creek, and Majesco.

Key responsibilities include leading product portfolio optimization, rate filings, and competitive market assessments. The candidate will also drive digital transformation initiatives, evaluating InsurTech solutions such as telematics-based pricing, AI-driven claims automation, and predictive analytics for risk segmentation.

The role requires deep industry knowledge and strategic consulting skills to advise insurers on optimizing personal lines products, navigating compliance requirements, and implementing emerging technologies.

This is an exciting opportunity to work with leading insurers on high-impact projects, leveraging data-driven strategies and InsurTech solutions to reshape the future of personal lines insurance.

Responsibilities:

Support Client and Internal Project Teams with a mix of the following capabilities:

Strategic Consulting & Client Advisory

Act as a trusted advisor to top-tier insurers on personal lines insurance products, including homeowners, auto, renters, and umbrella.

Lead product rationalization efforts, optimizing insurers' portfolios to reduce complexity, enhance profitability, and improve customer experience.

Drive new product development, leveraging telematics, usage-based insurance (UBI), embedded insurance, and AI-driven pricing models.

Develop and implement product run-off strategies, ensuring compliance, financial stability, and seamless transition for policyholders.

Guide insurers through regulatory advisory initiatives, ensuring product strategies align with state DOI regulations, NAIC model laws, and evolving consumer protection standards.

Regulatory Compliance & Market Strategy

Advise on state and federal regulations, helping clients navigate rate filings, compliance risks, and policyholder protections.

Manage engagements related to state DOI rate filings, competitive benchmarking, and regulatory impact assessments.

Provide insights on emerging legislative changes (e.g., climate risk mandates, AI-driven underwriting guidelines, and telematics regulations).

InsurTech Enablement & Digital Transformation

Partner with technology teams to implement digital underwriting, AI-based risk models, and automation tools.

Evaluate and recommend InsurTech solutions such as telematics-based pricing, AI-driven claims processing, fraud detection & predictive analytics, and customer experience & digital distribution.

Support insurers in modernizing core platforms, working with vendors like Guidewire, Duck Creek, and Majesco.

Claims Transformation & Risk Management

Assist clients in claims process optimization, leveraging automation, AI, and predictive analytics for faster claims adjudication.

Develop strategies for fraud detection, litigation management, and claims efficiency improvements.

Work with claims and risk teams to align product design with evolving risk trends (e.g., climate change impact, cyber risks in personal lines, and increased litigation costs).

Project Leadership & Stakeholder Engagement

Lead cross-functional consulting engagements involving actuarial, underwriting, IT, claims, and distribution teams.

Develop and present strategic recommendations to C-suite executives, supporting data-driven decision-making.

Manage multiple client engagements, ensuring timely delivery, regulatory alignment, and measurable business impact.