That’s what our Risk product engineering teams do at Mercury. We guide thousands of business applications through our systems,each one unique, each one needing a smooth and trustworthy landing. The challenge: keep everything moving fast without compromising safety. Every day, our work helps founders open their first account, launch their next idea, and accelerate their growth like rocketships.

Our mission is to build the intelligent, automated systems and operational tools that make this possible,where machine learning, AI, and human judgment work seamlessly together to power the next generation of business banking*. We use intelligence to detect risks earlier, make real-time decisions with confidence, and enable instant, delightful account approvals that keep pace with the builders we serve.

When we do it right, the result is quiet brilliance: onboarding that feels effortless, even though it’s powered by galaxies of data, precision, and care.

We’re looking for a Senior Engineering Manager to lead the teams building the systems and tools that make it all happen,from application approvals to ongoing and enhanced due diligence,ensuring every business that joins Mercury is both safe and their experience is delightful.

*​​Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC.

In this role, you will:

• Lead teams (4–8 engineers each) responsible for account onboarding, KYC/KYB, AML, and fraud detection decisioning and workflows, and operational tooling.
• Apply AI/ML,from traditional models to large language models,to unlock faster, real-time bank account application approvals. This work sits on the critical business path, directly driving efficiency and revenue growth.
• Partner with Product, Risk, and Data teams to design and deliver scalable systems that balance user experience with compliance rigor.
• Shape the next generation of our KYC and risk platforms,reliable, resilient, and easy to extend as regulations and business needs evolve.
• Create a strong culture of operational excellence, with measurable improvements to uptime, accuracy, and system quality.
• Build, mentor, and grow engineering talent; help managers and senior engineers level up technically and organizationally.
• Drive clarity amid complexity: translating between regulatory nuance and technical execution.
• Foster collaboration across teams to align on priorities, simplify interfaces, and make the whole system more maintainable and elegant.

You should have:

• 9+ years of software development experience, including 3–5+ years of engineering management in a high-scale tech environment.
• AI/ML expertise,you’ve built and launched applied AI products (from LLMs to traditional ML models), shipping them from 0→1 and scaling 1→10 in production environments.
• Proven success building large-scale backend distributed systems, ideally involving integrations and decision automation.
• Experience with or curiosity about KYC, AML, risk, or compliance systems in financial services or fintech.
• A track record of raising the bar for quality and reliability, balancing shipping speed with technical excellence.
• Strong communication and leadership skills,you can inspire engineers, partner across functions, and adapt your management style to the moment.
• The ability to hire, retain, and develop exceptional technical talent.
• A pragmatic builder’s mindset: you believe beautiful systems are those that work, adapt, and last.

The total rewards package at Mercury includes base salary, equity (stock options/RSUs), and benefits. Our salary and equity ranges are highly competitive within the SaaS and fintech industry and are updated regularly using the most reliable compensation survey data for our industry. New hire offers are made based on a candidate’s experience, expertise, geographic location, and internal pay equity relative to peers.

Our target new hire base salary ranges for this role are the following:

• US employees (any location): $239,000 - $298,800
• Canadian employees (any location): CAD $225,900 - $282,400

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As a Financial Crimes Compliance (FCC) Product Manager, you will define strategy, roadmap, and requirements to prevent money laundering, fraud, and illicit financing. You will manage the entire product development lifecycle to ensure regulatory compliance (AML/KYC/Sanctions) while balancing customer experience and risk mitigation.

Technical Skills:

• Own the detailed prioritization of your product’s roadmap, balancing new feature development and technical debt.
• Demonstrate deep strategic thinking in shaping the product roadmap, considering market trends, competitive landscape, and customer needs to drive long-term product success.
• Deliver complex, cross-functional projects with multiple dependencies, demonstrating strong product management skills and ability to drive swift execution while maintaining quality.
• Drive comprehensive go-to-market strategy and execution, including defining success metrics, tracking key performance indicators, and iterating based on data-driven insights.
• Work closely with your engineering and design counterparts to drive product development processes and planning.
• Ability to understand system architecture, and communicate clear requirements to engineering.

Complexity and Impact of Work:

• Lead and influence cross-functional teams while maintaining strong stakeholder relationships across the organization.
• Exercise independent decision-making and take full ownership of product strategy and execution.
• Contribute strategic insights that significantly impact company direction and product roadmap.
• Demonstrate product leadership that elevates team performance and effectiveness.

Organizational Knowledge:

• Develop deep understanding of Anchorage's business model, organizational structure, and strategic priorities.
• Build and maintain strong relationships with stakeholders across departments to ensure effective collaboration.
• Navigate and improve organizational processes to enhance efficiency and effectiveness.
• Contribute to organizational strategy through product expertise and market insights.
• Drive company objectives through strategic product decisions and initiatives.
• Actively contribute to organizational knowledge sharing and collective understanding.

Communication and Influence:

• Effectively influence and motivate others through respectful engagement, aligning teams with broader organizational goals.
• Enable cross-functional collaboration through clear, consistent communication and strategic influence on decision-making at every level of the organization.
• Act as a thoughtful knowledge partner to senior leadership, helping improve organizational dynamics through empathetic understanding.

You may be a fit for this role if you:

• Have 5+ years of relevant product management experience.
• Have proven experience in developing compliance systems within FinCrime, AML, KYC, fraud, at a regulated retail financial services/exchange.
• Have a deep understanding of financial crime regulations (AML/KYC/Sanctions) and compliance frameworks.
• Can leverage your empathy and adaptability to not only complement others’ working styles but also to embody our culture of curiosity, creativity, and shared understanding.
• Have experience driving and managing complex projects across multiple teams, demonstrating exceptional leadership and problem-solving skills.
• Are deeply invested in optimizing the end-user experience and leveraging it to create business value.
• Have exceptional written and verbal communication skills, adept at conveying complex concepts clearly to diverse audiences, including both internal teams and external stakeholders.
• Self describe as some combination of the following: creative, humble, ambitious, detail oriented, hard working, trustworthy, eager to learn, methodical, action oriented, and tenacious.

Although not a requirement, bonus points if you have:

• Written your own smart contract or dApp.
• Built 0 to 1 products for financial institutions either as a PM or a developer.
• Seen and were emotionally moved by the musical Hamilton :)

Additional Information About Anchorage Digital:

Who we are The Anchorage Village, what we call our team, brings together the brightest minds from platform security, financial services, and distributed ledger technology to provide the building blocks that empower institutions to safely participate in the evolving digital asset ecosystem.

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This is a Principal Product Engineering role focused on Money Infrastructure at Replit. You'll work on the financial backbone that powers how Replit earns money, how builders earn money, and how Agents transact.

This role sits at the intersection of engineering, product, and the business. The systems you build directly impact revenue, trust, and some of the most critical user journeys on the platform. Getting them right enables growth, experimentation, and global scale. Getting them wrong creates broken payments, confusing pricing, and lost trust.

We're looking for engineers who can design and scale reliable financial systems while translating complex monetary logic into intuitive, user-friendly experiences for both Replit customers and builders on the platform. We love folks who have a passion for monetizing innovation and being a part of the greater pricing story.

Responsibilities:

• Lead the design, architecture, and implementation of Replit's core money infrastructure, spanning pricing, billing, payments, and monetization.
• Own and scale the global order-to-cash foundation supporting credit-based subscriptions, usage-based billing, marketplaces, in-app payments, and commerce for Agents.
• Enable rapid pricing and packaging experimentation across the company by building flexible abstractions and APIs for new SKUs, plans, and monetization models.
• Build high-converting, localized payment experiences across geographies — thinking globally while enabling users to pay locally.
• Power builder monetization by creating payment rails for apps, Agents, subscriptions, and new monetization primitives.
• Partner closely on data specifications with finance, accounting, and data teams to produce accurate, auditable, and reliable financial data.
• Collaborate with external monetization and payments partners (e.g. billing platforms, payment processors) to accelerate execution.
• Create monitoring, observability, and feedback systems to proactively detect issues, resolve failures, and optimize performance across financial flows.

Required Skills and Experience:

• 8+ years of professional software engineering experience, with strong backend expertise.
• Hands-on experience building or operating at least one of the following:
• Subscription or recurring billing platforms
• Usage-based or metered billing systems
• Payment processing platforms
• SaaS taxation or compliance systems
• Tokenization or credits-based systems
• Strong system design skills, especially for high-reliability, high-correctness domains like money.
• Comfort working autonomously in ambiguous, fast-moving environments with high business impact.
• Excellent debugging and problem-solving skills, including handling complex billing edge cases and failure modes.
• Experience building customer-facing billing or payments interfaces that simplify complex pricing models.

Tools + Tech Stack for this role:

• Rust
• TypeScript
• React
• Postgres
• GraphQL
• Node.js

Bonus points:

• Experience with usage-based billing platforms like Orb, Metronome, or Stripe Billing.
• Experience building coupons, referral programs, credits, or other monetization growth systems.
• Experience working on marketplaces, fintech integrations, or multi-party payment flows.
• Prior work on globally distributed payment systems with localization and compliance considerations.

Full-Time Employee Benefits Include:

• Competitive Salary & Equity
• 401(k) Program with a 4% match
• Health, Dental, Vision and Life Insurance
• Short Term and Long Term Disability
• Paid Parental, Medical, Caregiver Leave
• Commuter Benefits
• Monthly Wellness Stipend
• Autonomous Work Environment
• In Office Set-Up Reimbursement
• Flexible Time Off (FTO) + Holidays
• Quarterly Team Gatherings
• In Office Amenities

Want to learn more about what we are up to?

• Meet the Replit Agent
• Replit: Make an app for that
• Replit Blog
• Amjad TED Talk

Interviewing + Culture at Replit

• Operating Principles
• Reasons not to work at Replit

To achieve our mission of making programming more accessible around the world, we need our team to be representative of the world. We welcome your unique perspective and experiences in shaping this product. We encourage people from all kinds of backgrounds to apply, including and especially candidates from underrepresented and non-traditional backgrounds.

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