Decisions Orchestration owns key moments in Affirm’s checkout flow, from the screens shoppers see to the behind-the-scenes downstream orchestration and state management that power them.

We’re looking for a Staff Software Engineer, Frontend, to set the technical direction for this space. You’ll lead the design of the next generation of Affirm’s checkout experience and raise the bar for frontend engineering across our core checkout flows. Your goal will be to make checkout fast, clear, and reliable.

Responsibilities:

• You will be responsible for setting technical strategy for your team on a year-long time scale, and help your team tie it together with critical, business-impacting projects.
• You will collaborate across teams in the product development lifecycle by collaborating with product management, design & analytics to ensure technical sustainability, risks and trade-offs are well understood and managed.
• You will act as a force-multiplier for your team through your definition and advocacy of technical solutions and operational processes.
• You take ownership of your team’s operations and availability by ensuring you have the right monitoring, triage rotations, playbooks, policies, testing and alerting in place to support “keep the lights on” & on-call efforts.
• You will foster a culture of quality and ownership on your team by setting code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.
• You will help develop talent on your team by providing feedback and guidance, and leading by example.

Requirements:

• You have 8+ years of experience of developing and architecting web applications using declarative UI frameworks like React or Vue.
• You are proficient in working with Javascript/Typescript.
• You have experience delivering major features, system components or deprecating existing functionality in a system through the definition of a technical and execution plan. You write high-quality code that is easily understood and used by others.
• You thrive in ambiguity, and are comfortable moving from low-level language idioms all the way to the architecture of large systems to understand how they work.
• Your growth and impact trajectory demonstrates that you have mastered gathering and iterating on feedback from your engineering and cross-functional peers.
• You have strong verbal and written communication skills that support effective collaboration with our global engineering team.
• This position requires either equivalent practical experience or a Bachelor’s degree in a related field.

Base Pay Grade - P Equity Grade - Canada 7 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Benefits:

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Job Data by YubHub.

Decisions Orchestration owns key moments in Affirm’s checkout flow, from the screens shoppers see to the behind-the-scenes downstream orchestration and state management that power them.

We’re looking for a Staff Software Engineer, Frontend, to set the technical direction for this space. You’ll lead the design of the next generation of Affirm’s checkout experience and raise the bar for frontend engineering across our core checkout flows. Your goal will be to make checkout fast, clear, and reliable.

Responsibilities

• You will be responsible for setting technical strategy for your team on a year-long time scale, and help your team tie it together with critical, business-impacting projects.
• You will collaborate across teams in the product development lifecycle by collaborating with product management, design & analytics to ensure technical sustainability, risks and trade-offs are well understood and managed.
• You will act as a force-multiplier for your team through your definition and advocacy of technical solutions and operational processes.
• You take ownership of your team’s operations and availability by ensuring you have the right monitoring, triage rotations, playbooks, policies, testing and alerting in place to support “keep the lights on” & on-call efforts.
• You will foster a culture of quality and ownership on your team by setting code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.
• You will help develop talent on your team by providing feedback and guidance, and leading by example.

Requirements

• You have 8+ years of experience of developing and architecting web applications using declarative UI frameworks like React or Vue.
• You are proficient in working with Javascript/Typescript.
• You have experience delivering major features, system components or deprecating existing functionality in a system through the definition of a technical and execution plan. You write high-quality code that is easily understood and used by others.
• You thrive in ambiguity, and are comfortable moving from low-level language idioms all the way to the architecture of large systems to understand how they work.
• Your growth and impact trajectory demonstrates that you have mastered gathering and iterating on feedback from your engineering and cross-functional peers.
• You have strong verbal and written communication skills that support effective collaboration with our global engineering team.
• This position requires either equivalent practical experience or a Bachelor’s degree in a related field.

Compensation

• Base Pay Grade - P
• Equity Grade - USA 13
• Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
• Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
• USA base pay range (CA, WA, NY, NJ, CT): $230,000 - $290,000
• USA base pay range (all other U.S. states): $204,000 - $264,000

Benefits

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Job Data by YubHub.

The Recoveries team, part of Affirm’s Repayments area, builds the platform that determines the most effective way to recover value from charged-off loans while providing the best possible customer experience.

We are looking for a Staff Software Engineer to help define the technical direction of the Recoveries platform as we scale our decisioning capabilities, expand internationally, strengthen our data integrity and reconciliation foundations, and build the next generation of recovery products.

Responsibilities

• You will be responsible for setting technical strategy for your team on a year-long time scale, and help your team tie it together with critical, business-impacting projects.
• You will help shape the evolution of the Recoveries platform, driving cross-team technical initiatives that optimize recovery strategies, enable flexible customer-facing experiences, and strengthen the reliability and scalability of our financial and partner integrations.
• You will collaborate across teams in the product development lifecycle by collaborating with product management, design & analytics to ensure technical sustainability, risks and trade-offs are well understood and managed.
• You will act as a force-multiplier for your team through your definition and advocacy of technical solutions and operational processes.
• You take ownership of your team’s operations and availability by ensuring you have the right monitoring, triage rotations, playbooks, policies, testing and alerting in place to support “keep the lights on” & on-call efforts.
• You will foster a culture of quality and ownership on your team by setting code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.
• You will help develop talent on your team by providing feedback and guidance, and leading by example.
• On-Call Rotation - There would be an on-call rotation for this role as a requirement.

Requirements

• You have a total of 8+ years of experience as a software engineer.
• You are proficient in designing, developing and launching backend systems at scale technologies like Python, Kotlin, AWS, MySQL, and Kubernetes.
• You have experience designing and operating correctness-sensitive batch, asynchronous, or data-processing systems, including scheduled workflows, backfills, reconciliation, observability, and robust failure handling.
• You have experience architecting solutions across complex systems and organizational boundaries, and are comfortable understanding and driving changes outside your immediate area of ownership,including across backend services and customer-facing applications,to deliver end-to-end outcomes.
• You have experience delivering major features, system components or deprecating existing functionality in a system through the definition of a technical and execution plan. You write high quality code that is easily understood and used by others.
• You thrive in ambiguity, and are comfortable moving from low level language idioms all the way to the architecture of large systems to understand how they work.
• Your growth and impact trajectory demonstrates that you have mastered gathering and iterating on feedback from your engineering and cross-functional peers.
• You have strong verbal and written communication skills that support effective collaboration with our global engineering team.

Compensation & Benefits

• Base Pay Grade - P
• Equity Grade - 6
• Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
• Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents).
• In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).
• ESP base pay range per year: €103,000 - €139,000
• Additional benefits include:
• Flexible Spending Wallets for tech, food and lifestyle
• Away Days - wellness days to take off work and recharge
• Learning & Development programs
• Parental benefit
• Employee Resource & Community Groups

Job Data by YubHub.

The Recoveries team, part of Affirm’s Repayments area, builds the platform that determines the most effective way to recover value from charged-off loans while providing the best possible customer experience.

We are looking for a Staff Software Engineer to help define the technical direction of the Recoveries platform as we scale our decisioning capabilities, expand internationally, strengthen our data integrity and reconciliation foundations, and build the next generation of recovery products.

Responsibilities

• You will be responsible for setting technical strategy for your team on a year-long time scale, and help your team tie it together with critical, business-impacting projects.
• You will help shape the evolution of the Recoveries platform, driving cross-team technical initiatives that optimize recovery strategies, enable flexible customer-facing experiences, and strengthen the reliability and scalability of our financial and partner integrations.
• You will collaborate across teams in the product development lifecycle by collaborating with product management, design & analytics to ensure technical sustainability, risks and trade-offs are well understood and managed.
• You will act as a force-multiplier for your team through your definition and advocacy of technical solutions and operational processes.
• You take ownership of your team’s operations and availability by ensuring you have the right monitoring, triage rotations, playbooks, policies, testing and alerting in place to support “keep the lights on” & on-call efforts.
• You will foster a culture of quality and ownership on your team by setting code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.
• You will help develop talent on your team by providing feedback and guidance, and leading by example.

Requirements

• You have a total of 8+ years of experience as a software engineer.
• You are proficient in designing, developing and launching backend systems at scale technologies like Python, Kotlin, AWS, MySQL, and Kubernetes.
• You have experience designing and operating correctness-sensitive batch, asynchronous, or data-processing systems, including scheduled workflows, backfills, reconciliation, observability, and robust failure handling.
• You have experience architecting solutions across complex systems and organizational boundaries, and are comfortable understanding and driving changes outside your immediate area of ownership,including across backend services and customer-facing applications,to deliver end-to-end outcomes.
• You have experience delivering major features, system components or deprecating existing functionality in a system through the definition of a technical and execution plan.
• You write high quality code that is easily understood and used by others.
• You thrive in ambiguity, and are comfortable moving from low level language idioms all the way to the architecture of large systems to understand how they work.
• Your growth and impact trajectory demonstrates that you have mastered gathering and iterating on feedback from your engineering and cross-functional peers.
• You have strong verbal and written communication skills that support effective collaboration with our global engineering team.

Total Rewards

• Base Pay Grade - P 365,000 zł - 485,000 zł
• Employees new to Affirm typically come in at the start of the pay range.
• Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
• Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents).
• In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).
• Base pay ranges and placement within those ranges are determined based on several factors, including role, experience, and job-related skills.
• In addition to base pay, all employees in this role are eligible to receive equity from the parent company each year.
• Affirm also provides flexible spending wallets to all employees for technology and wellbeing related needs, which are reimbursable up to 1390 zł per month.

Benefits

• Competitive paid time off, paid public holidays, and additional paid Away Days to rest and recharge.
• Comprehensive private healthcare through Lux Med's Platinum package.
• A MultiSport card to support your health and well-being.
• Learning and development programs to help you grow professionally.
• Family healthcare support through Maven and parental leave support through Parentaly.
• Mental well-being support through Lyra, including up to 12 confidential counseling or coaching sessions each year for you and your household members.
• Financial well-being support through Northstar, with unlimited access to Certified Financial Advisors and planning tools at no cost to you.
• Employee Resource Groups (ERGs) that foster connection and inclusion.
• Eligibility for creative tax benefits, subject to applicable law, role, and company policy.

Job Data by YubHub.

The Observability team builds the platform every Affirm engineer relies on to understand the behavior and performance of our systems. Our platform ingests 200+ TB/day of metrics, logs, and traces from hundreds of services across 80+ Kubernetes clusters, and when a user's checkout fails, our data is how engineers find out why.

Over the next year, we’re moving to wide events, with one context-rich event per request, improving the signal-to-noise ratio to make debugging faster. We’re also introducing log sampling and building observability best practices into agentic development and code review, so that AI-assisted code is well instrumented by default.

We’re looking for a Staff Software Engineer to be the technical lead for Observability. You’ll spend most of your time hands-on while defining the roadmap, driving cross-functional projects, mentoring a team of six engineers, and partnering closely with infrastructure and product teams.

Responsibilities

• You will own the architecture of Affirm’s telemetry pipeline, balancing reliability, query performance, and cost at 200+ TB/day.
• You will design log sampling strategies that significantly reduce volume and cost without losing the signal engineers need during incidents.
• You will shape how observability fits into agentic development, so that AI coding agents and code review catch instrumentation gaps before code ships.
• You will be responsible for setting technical strategy for your team on a year-long time scale, and help your team tie it together with critical, business-impacting projects.
• You will collaborate across teams in the product development lifecycle by collaborating with product management, design & analytics to ensure technical sustainability, risks and trade-offs are well understood and managed.
• You will act as a force-multiplier for your team through your definition and advocacy of technical solutions and operational processes.
• You take ownership of your team’s operations and availability by ensuring you have the right monitoring, triage rotations, playbooks, policies, testing and alerting in place to support “keep the lights on” & on-call efforts.
• You will foster a culture of quality and ownership on your team by setting code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.
• You will help develop talent on your team by providing feedback and guidance, and leading by example.

Requirements

• You have 8+ years of experience designing, developing and launching backend systems at scale using languages like Python or Kotlin.
• You have an extensive track record of developing highly available distributed systems using technologies like AWS, MySQL, Flink and Kubernetes.
• You have built or operated high-volume telemetry systems (metrics, logs, and/or traces) using technologies like OpenTelemetry, Kafka, and Terraform.
• You have a well-informed point of view on modern observability practices such as structured and wide events, sampling, cardinality management, and SLOs.
• You have driven adoption of a platform standard across many engineering teams, through both tooling and engagement.
• You have experience delivering major features, system components or deprecating existing functionality in a system through the definition of a technical and execution plan. You write high-quality code that is easily understood and used by others.
• You thrive in ambiguity, and are comfortable moving from low-level language idioms all the way to the architecture of large systems to understand how they work.
• Your growth and impact trajectory demonstrates that you have mastered gathering and iterating on feedback from your engineering and cross-functional peers.
• You have strong verbal and written communication skills that support effective collaboration with our global engineering team.
• This position requires either equivalent practical experience or a Bachelor’s degree in a related field.

Benefits

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Salary

USA base pay range (CA, WA, NY, NJ, CT): $230,000 - $290,000 USA base pay range (all other U.S. states): $204,000 - $264,000

Job Data by YubHub.

The Observability team builds the platform every Affirm engineer relies on to understand the behavior and performance of our systems. Our platform ingests 200+ TB/day of metrics, logs, and traces from hundreds of services across 80+ Kubernetes clusters, and when a user's checkout fails, our data is how engineers find out why.

Over the next year, we’re moving to wide events, with one context-rich event per request, improving the signal-to-noise ratio to make debugging faster. We’re also introducing log sampling and building observability best practices into agentic development and code review, so that AI-assisted code is well instrumented by default.

We’re looking for a Staff Software Engineer to be the technical lead for Observability. You’ll spend most of your time hands-on while defining the roadmap, driving cross-functional projects, mentoring a team of six engineers, and partnering closely with infrastructure and product teams.

Responsibilities

• You will own the architecture of Affirm’s telemetry pipeline, balancing reliability, query performance, and cost at 200+ TB/day.
• You will design log sampling strategies that significantly reduce volume and cost without losing the signal engineers need during incidents.
• You will shape how observability fits into agentic development, so that AI coding agents and code review catch instrumentation gaps before code ships.
• You will be responsible for setting technical strategy for your team on a year-long time scale, and help your team tie it together with critical, business-impacting projects.
• You will collaborate across teams in the product development lifecycle by collaborating with product management, design & analytics to ensure technical sustainability, risks and trade-offs are well understood and managed.
• You will act as a force-multiplier for your team through your definition and advocacy of technical solutions and operational processes.
• You take ownership of your team’s operations and availability by ensuring you have the right monitoring, triage rotations, playbooks, policies, testing and alerting in place to support “keep the lights on” & on-call efforts.
• You will foster a culture of quality and ownership on your team by setting code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.
• You will help develop talent on your team by providing feedback and guidance, and leading by example.

Requirements

• You have 8+ years of experience designing, developing and launching backend systems at scale using languages like Python or Kotlin.
• You have an extensive track record of developing highly available distributed systems using technologies like AWS, MySQL, Flink and Kubernetes.
• You have built or operated high-volume telemetry systems (metrics, logs, and/or traces) using technologies like OpenTelemetry, Kafka, and Terraform.
• You have a well-informed point of view on modern observability practices such as structured and wide events, sampling, cardinality management, and SLOs.
• You have driven adoption of a platform standard across many engineering teams, through both tooling and engagement.
• You have experience delivering major features, system components or deprecating existing functionality in a system through the definition of a technical and execution plan. You write high-quality code that is easily understood and used by others.
• You thrive in ambiguity, and are comfortable moving from low-level language idioms all the way to the architecture of large systems to understand how they work.
• Your growth and impact trajectory demonstrates that you have mastered gathering and iterating on feedback from your engineering and cross-functional peers.
• You have strong verbal and written communication skills that support effective collaboration with our global engineering team.

Compensation and Benefits

• CAN base pay range per year: $181,000 - $241,000
• 100% subsidized medical coverage, dental and vision for you and your dependents
• Monthly stipends for health, wellness and tech spending
• Employee stock purchase plan (ESPP)
• Flexible time off and generous holiday calendars

Job Data by YubHub.

We are looking for a Staff Machine Learning Engineer to be the technical leader building high-quality production-grade models powering credit lending decisions in countries across Europe and in Australia. You will use novel ML techniques and rich data representations to predict repayment behavior and optimize how we offer loans to our borrowers.

In this role, you will help shape the future of how machine learning fuels Affirm’s global expansion. You'll partner with engineering, product, and risk leaders to design, implement, and scale advanced ML solutions that drive critical capabilities across the company. You will mentor engineers, bring clarity to complex, ambiguous problems, and contribute to a cohesive long-term ML strategy.

Responsibilities

• You will be responsible for setting technical strategy for your team on a year-long time scale, and help your team tie it together with critical, business-impacting projects.
• You will collaborate with ML Platform, product, engineering, and risk leadership to shape long-term modeling capabilities needed for scalable international expansion.
• You will act as a force-multiplier for your team through your definition and advocacy of technical solutions and operational processes.
• You will foster a culture of quality and ownership on your team by setting code review and design standards.
• You will help develop talent on your team by providing feedback and guidance, and leading by example.

Requirements

• 8+ years of experience researching, designing, deploying, and operating large-scale, real-time machine learning systems. A relevant PhD can count for up to 2 YOE.
• Strong Python skills and experience writing production-quality code.
• Experience building and evaluating models for tabular classification problems (including gradient-boosted decision trees like LightGBM/XGBoost, and deep learning frameworks like PyTorch).
• Experience working with distributed data processing or parallel compute frameworks (e.g. Spark, Ray).
• Experience with ML lifecycle tooling for training orchestration, experimentation, and model monitoring (e.g., Kubeflow, Airflow, MLflow).
• Proficient in using AI-powered developer tools (e.g., Claude Code, Codex, Cursor) to accelerate the model development lifecycle.
• Strong engineering skills and the ability to provide hands-on technical leadership while working with our code and architecture.
• Strong verbal and written communication skills that support effective collaboration with our global engineering team.

Total Rewards

We believe the people building honest financial products at Affirm should share in its success. That's why our total rewards are designed to support your health, growth, financial well-being, and future.

• Base Pay Grade: 365,000 zł - 485,000 zł
• Equity Grade: 5 (awarded in US Dollars)
• Additional benefits include:
• Competitive paid time off, paid public holidays, and additional paid Away Days to rest and recharge.
• Comprehensive private healthcare through Lux Med's Platinum package.
• A MultiSport card to support your health and well-being.
• Learning and development programs to help you grow professionally.
• Family healthcare support through Maven and parental leave support through Parentaly.
• Mental well-being support through Lyra, including up to 12 confidential counseling or coaching sessions each year for you and your household members.
• Financial well-being support through Northstar, with unlimited access to Certified Financial Advisors and planning tools at no cost to you.
• Employee Resource Groups (ERGs) that foster connection and inclusion.
• Eligibility for creative tax benefits, subject to applicable law, role, and company policy.

Job Data by YubHub.

The Repayment UX Engineering team is growing, and we're looking for a Full-Stack Software Engineer. We're a full-stack team located entirely in Europe within the same time zone, but culturally rooted in Silicon Valley. We directly improve the financial lives of over 20 million people. We build and own user journeys that enable them to pay back loans worth collectively over $40B each year. Our team exists to make these moments the most reliable and transparent in world-class consumer finance.

Responsibilities

• With the support of your team’s tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work.
• You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
• You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts.
• You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process.
• On-Call Rotation - There would be an on-call rotation for this role as a requirement.

Requirements

• You have a total of 1.5+ years of experience as a software engineer.
• You have experience designing, developing and launching backend systems and are proficient in one of Python or Kotlin.
• You have experience shipping web apps using declarative UI frameworks like React or Vue.
• Experience developing and architecting mobile applications, preferably using declarative UI frameworks like React Native is a bonus.
• You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews.
• You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code.
• Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
• You have strong verbal and written communication skills that support effective collaboration with our global engineering team.

Compensation and Benefits

• Base Pay Grade - L
• Equity Grade - Spain 3
• Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
• Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents).
• In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).
• ESP base pay range per year: €73,000 - €109,000

Additional Benefits

• Flexible Spending Wallets for tech, food and lifestyle
• Away Days - wellness days to take off work and recharge
• Learning & Development programs
• Parental benefits
• Employee Resource & Community Groups

Job Data by YubHub.

The Repayment UX Engineering team is growing, and we're looking for a Senior Full-Stack Software Engineer. We're a full-stack team located entirely in Europe within the same time zone, but culturally rooted in Silicon Valley. We directly improve the financial lives of over 20 million people. We build and own user journeys that enable them to pay back loans worth collectively over $40B each year. Our team exists to make these moments the most reliable and transparent in world-class consumer finance.

Responsibilities

• You will be responsible for owning and delivering quarterly goals for your team, leading engineers on your team through ambiguity to solve open-ended problems, and ensuring that everyone is supported throughout delivery.
• You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
• You will proactively identify project, process, technology or business issues, advocate for them, and lead in solving them.
• You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts.
• You will foster a culture of quality and ownership on your team by setting or improving code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.
• You will help develop talent on your team by providing feedback and guidance, and leading by example.

Requirements

• You have 4+ years of experience of developing and architecting mobile applications, preferably using declarative UI frameworks like React Native.
• You have experience shipping web apps using declarative UI frameworks like React or Vue.
• You have experience designing, developing and launching backend systems and are proficient in one of Python or Kotlin.
• Experience developing and architecting mobile applications, preferably using declarative UI frameworks like React Native is a bonus.
• You have experience defining a technical plan for the delivery of a significant feature or system component with an elegant, simple and extensible design. You write high quality code that is easily understood and used by others.
• You are proficient at making significant changes in a large code base, and have developed a suite of tools and practices that enable you and your team to do so safely.
• Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
• You have strong verbal and written communication skills that support effective collaboration with our global engineering team.

Total Rewards

We believe the people building honest financial products at Affirm should share in its success. That's why our total rewards are designed to support your health, growth, financial well-being, and future. In service of our mission, we reward employees through a combination of base pay, equity (from parent company), and comprehensive benefits.

• Base Pay Grade - N 308,000 zł - 428,000 zł
• Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
• Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents).
• In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).
• Base pay ranges and placement within those ranges are determined based on several factors, including role, experience, and job-related skills.
• In addition to base pay, all employees in this role are eligible to receive equity from the parent company each year.

Benefits

• Competitive paid time off, paid public holidays, and additional paid Away Days to rest and recharge.
• Comprehensive private healthcare through Lux Med's Platinum package.
• A MultiSport card to support your health and well-being.
• Learning and development programs to help you grow professionally.
• Family healthcare support through Maven and parental leave support through Parentaly.
• Mental well-being support through Lyra, including up to 12 confidential counseling or coaching sessions each year for you and your household members.
• Financial well-being support through Northstar, with unlimited access to Certified Financial Advisors and planning tools at no cost to you.
• Employee Resource Groups (ERGs) that foster connection and inclusion.
• Eligibility for creative tax benefits, subject to applicable law, role, and company policy.

Job Data by YubHub.

The Repayment UX Engineering team is growing, and we're looking for a Full-Stack Software Engineer. We're a full-stack team located entirely in Europe within the same time zone, but culturally rooted in Silicon Valley. We directly improve the financial lives of over 20 million people. We build and own user journeys that enable them to pay back loans worth collectively over $40B each year. Our team exists to make these moments the most reliable and transparent in world-class consumer finance.

Responsibilities

• With the support of your team’s tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work.
• You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
• You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts.
• You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process.

Requirements

• You have a total of 1.5+ years of experience as a software engineer.
• You have experience designing, developing and launching backend systems and are proficient in one of Python or Kotlin.
• You have experience shipping web apps using declarative UI frameworks like React or Vue.
• Experience developing and architecting mobile applications, preferably using declarative UI frameworks like React Native is a bonus.
• You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews.
• You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code.
• Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
• You have strong verbal and written communication skills that support effective collaboration with our global engineering team.

Total Rewards

We believe the people building honest financial products at Affirm should share in its success. That's why our total rewards are designed to support your health, growth, financial well-being, and future. In service of our mission, we reward employees through a combination of base pay, equity (from parent company), and comprehensive benefits.

• Base Pay Grade 259,000 zł - 379,000 zł
• Equity grade: 3 (awarded in US Dollars)
• New hire equity: $24,000 - $36,000 USD
• Annual Refresh: $7,500
• Flexible spending wallets to all employees for technology and wellbeing related needs, which are reimbursable up to 1390 zł per month.
• Comprehensive benefits, including:

+ Competitive paid time off, paid public holidays, and additional paid Away Days to rest and recharge. + Comprehensive private healthcare through Lux Med's Platinum package. + A MultiSport card to support your health and well-being. + Learning and development programs to help you grow professionally. + Family healthcare support through Maven and parental leave support through Parentaly. + Mental well-being support through Lyra, including up to 12 confidential counseling or coaching sessions each year for you and your household members. + Financial well-being support through Northstar, with unlimited access to Certified Financial Advisors and planning tools at no cost to you. + Employee Resource Groups (ERGs) that foster connection and inclusion.

Job Data by YubHub.

The Payments International Engineering team builds and operates the systems that enable bank and card payments across Affirm’s international markets. Based in Europe, with teammates across the UK, Spain and Poland, we give customers familiar, local ways to pay, while building shared capabilities that make expansion into each new country easier.

Our work spans improving existing payment experiences and building the foundations for launches in new countries. We solve challenges across currencies and local customer needs, creating reusable solutions that support Affirm’s international ambitions. We work closely with product and engineering teams across Affirm, connecting the customer experience with the financial systems behind it.

We own our work from design through to production, combining the pace of international expansion with the reliability, security and operational readiness that payments demand. Testing, monitoring and supporting our systems are integral to how we build. As a growing team, we also shape the architecture, tools and engineering practices that support this growth.

Joining Payments International means helping build the foundations of a global payments platform, with a direct connection between the systems we create and the customers Affirm can serve.

What you’ll do

• You will be responsible for owning and delivering quarterly goals for your team, leading engineers on your team through ambiguity to solve open-ended problems, and ensuring that everyone is supported throughout delivery.
• You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
• You will proactively identify project, process, technology or business issues, advocate for them, and lead in solving them.
• You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts.
• You will foster a culture of quality and ownership on your team by setting or improving code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.
• You will help develop talent on your team by providing feedback and guidance, and leading by example.

What we look for

• You have 4+ years of experience designing, developing and launching backend systems at scale using languages like Python or Kotlin.
• You have a track record of developing highly available distributed systems using technologies like AWS, MySQL and Kubernetes.
• You have experience defining a technical plan for the delivery of a significant feature or system component with an elegant, simple and extensible design. You write high quality code that is easily understood and used by others.
• You are proficient at making significant changes in a large code base, and have developed a suite of tools and practices that enable you and your team to do so safely.
• Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
• You have strong verbal and written communication skills that support effective collaboration with our global engineering team.

Base Pay Grade - N Equity Grade - 5

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidised medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).

GBP base pay range per year: £120,000 - £168,000

Location: Remote UK

Please note that visa sponsorship is not available for this position.

Benefits

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Job Data by YubHub.

As a full-stack Software Engineer II, you'll help bring these experiences to life through customer-facing features and the services behind them.

Responsibilities

• With the support of your team's tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work.
• You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
• You will support the operations and availability of your team's artifacts by creating and monitoring metrics, escalating when needed, and supporting "keep the lights on" & on-call efforts.
• You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process.

Requirements

• You have a total of 1.5+ years of experience as a software engineer.
• You have experience designing, developing and launching backend systems and are proficient in one of Python or Kotlin.
• You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes.
• You have experience shipping web apps using declarative UI frameworks like React or Vue.
• You have experience designing, developing and launching APIs at scale using languages like Python or Kotlin.
• You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code.
• You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews.
• Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
• You have strong verbal and written communication skills that support effective collaboration with our global engineering team.

Benefits

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Job Data by YubHub.

The AI Platform team owns Affirm's paved path for building, running, evaluating, and governing AI systems. As a Senior Software Engineer, Backend (AI Platform), you will plan, execute, and own technical decisions and projects within the AI Platform team, from design through launch and on-call.

Responsibilities:

• Design and build the gateway, runtime, and evaluation services that take AI workloads at Affirm from pilot to production, securely scaling across millions of users and their transactions.
• Make AI spend attributable and governable: build the identity, quota, routing, caching, and failover controls that let teams adopt new models and tools without re-solving the same platform problems.
• Partner with security, infrastructure, and product engineering teams to set the guardrails for agentic workloads and the on-behalf-of identity model for tool access.
• Create and monitor metrics for your team's systems, and own the operational health of what you ship: monitoring, alerting, runbooks, and on-call.
• Set and improve code review and design standards, and advocate for them beyond your team through writing and tech talks.
• Use AI tools and agentic workflows every day as a multiplier for your own code, design review, and operations, and push the team on what a small AI-native team can deliver.
• Educate, mentor, and grow engineers in the team, and drive best practices around design, coding, and testing.

Requirements:

• 4+ years of experience designing, developing and launching backend systems at scale using languages like Python or Kotlin.
• Experience with distributed systems using technologies like AWS, MySQL and Kubernetes.
• Practical experience building with LLMs, agents, or AI frameworks in production.
• Understanding of AI usage and the infrastructure needed to support and leverage AI workloads.
• Experience defining a technical plan for the delivery of a significant feature or system component with an elegant, simple and extensible design.
• Strong verbal and written communication skills.

Benefits:

• Health coverage at no cost: 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options.
• Time off to recharge: Flexible time off and generous holiday calendars.
• Own a piece of what you build: Employee stock purchase plan (ESPP).

Pay Grade: N Equity Grade: 6 CAN base pay range per year: $153,000 - $213,000 CAD

Job Data by YubHub.

Affirm is building the next generation of customer identity and authentication. This role is a hands-on, mid-engineering position inside Information Security, contributing to core CIAM capabilities that protect customers and support growth.

You will help build and maintain backend services that power registration, login, authorization, and account lifecycle flows across B2C and B2B experiences. You will work with experienced engineers and partner teams to deliver scoped identity features with strong security fundamentals, reliability, and operational rigor.

Responsibilities

• Build and ship customer-facing authentication features,from smoother login experiences to MFA, step-up authentication, and device binding,with mentorship from experienced engineers.
• Develop backend services and APIs in Python or Kotlin, turning product requirements into working software that helps customers access their accounts securely.
• Work with modern identity technologies such as Okta, Auth0, and ForgeRock, writing custom code and integrations that connect identity capabilities to web, mobile, and partner applications.
• Take scoped features through the software development lifecycle: contribute to design, write readable code and automated tests, participate in code reviews, and deploy to production with support from the team.
• Solve real engineering problems by debugging services, improving reliability, and using logs and metrics to understand how your code behaves in production.
• Collaborate with engineering and product partners, learn secure development practices, and grow your software engineering skills while building expertise in authentication.

Requirements

• Demonstrated ability to write, test, and debug software in Python, Kotlin, or a similar language through coursework, internships, personal projects, open source, or professional work. No fixed minimum years of experience required.
• Foundational understanding of backend development, including APIs, data structures, databases, and version control.
• Genuine curiosity about how authentication works and motivation to build secure, reliable customer experiences. Prior experience with identity protocols or CIAM platforms is a plus, not a requirement.
• A practical problem-solving approach, willingness to ask questions, and openness to learning through mentorship and code review.
• Clear communication and the ability to collaborate with engineering, product, and security teammates.

Compensation and Benefits

• Base Pay Grade - L
• Equity Grade - Canada 5
• CAN base pay range per year: $133,000 - $183,000 $CAD
• Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
• Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents).
• In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).

Remote Work

• This remote role is open only to candidates residing in Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland and Labrador, Nova Scotia, Ontario, Prince Edward Island, or Saskatchewan.
• Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.

Benefits

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Job Data by YubHub.

The AI Platform team owns Affirm's paved path for building, running, evaluating, and governing AI systems. Our customers are not only Affirm users, but also every engineer and a growing set of production workloads at Affirm.

As a Senior Software Engineer, Backend (AI Platform), you will:

• Plan, execute, and own technical decisions and projects within the AI Platform team, from design through launch and on-call.
• Design and build the gateway, runtime, and evaluation services that take AI workloads at Affirm from pilot to production, securely scaling across millions of users and their transactions.
• Make AI spend attributable and governable: build the identity, quota, routing, caching, and failover controls that let teams adopt new models and tools without re-solving the same platform problems.
• Partner with security, infrastructure, and product engineering teams to set the guardrails for agentic workloads and the on-behalf-of identity model for tool access.
• Create and monitor metrics for your team's systems, and own the operational health of what you ship: monitoring, alerting, runbooks, and on-call.
• Set and improve code review and design standards, and advocate for them beyond your team through writing and tech talks.
• Use AI tools and agentic workflows every day as a multiplier for your own code, design review, and operations, and push the team on what a small AI-native team can deliver.
• Educate, mentor, and grow engineers in the team, and drive best practices around design, coding, and testing.

We look for:

• 4+ years of experience designing, developing and launching backend systems at scale using languages like Python or Kotlin.
• A track record of developing highly available distributed systems using technologies like AWS, MySQL and Kubernetes.
• Practical experience building with LLMs, agents, or AI frameworks in production: inference APIs, LLM gateways (LiteLLM or similar), MCP, tool calling, evals, or agent runtimes.
• Understanding of AI usage and the infrastructure needed to support and leverage AI workloads across different disciplines.
• Experience defining a technical plan for the delivery of a significant feature or system component with an elegant, simple and extensible design.
• Strong verbal and written communication skills that support effective collaboration with our global engineering team.

Benefits:

• Health coverage at no cost: 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Job Data by YubHub.

Affirm is building the next generation of customer identity and authentication. This role is a hands-on, mid-engineering position inside Information Security, contributing to core CIAM capabilities that protect customers and support growth.

You will help build and maintain backend services that power registration, login, authorization, and account lifecycle flows across B2C and B2B experiences. You will work with experienced engineers and partner teams to deliver scoped identity features with strong security fundamentals, reliability, and operational rigor.

Responsibilities

• Build and ship customer-facing authentication features,from smoother login experiences to MFA, step-up authentication, and device binding,with mentorship from experienced engineers.
• Develop backend services and APIs in Python or Kotlin, turning product requirements into working software that helps customers access their accounts securely.
• Work with modern identity technologies such as Okta, Auth0, and ForgeRock, writing custom code and integrations that connect identity capabilities to web, mobile, and partner applications.
• Take scoped features through the software development lifecycle: contribute to design, write readable code and automated tests, participate in code reviews, and deploy to production with support from the team.
• Solve real engineering problems by debugging services, improving reliability, and using logs and metrics to understand how your code behaves in production.
• Collaborate with engineering and product partners, learn secure development practices, and grow your software engineering skills while building expertise in authentication.

Requirements

• Demonstrated ability to write, test, and debug software in Python, Kotlin, or a similar language through coursework, internships, personal projects, open source, or professional work. No fixed minimum years of experience required.
• Foundational understanding of backend development, including APIs, data structures, databases, and version control.
• Genuine curiosity about how authentication works and motivation to build secure, reliable customer experiences. Prior experience with identity protocols or CIAM platforms is a plus, not a requirement.
• A practical problem-solving approach, willingness to ask questions, and openness to learning through mentorship and code review.
• Clear communication and the ability to collaborate with engineering, product, and security teammates.
• This position requires either equivalent practical experience or a Bachelor’s degree in a related field.

Benefits

• Base Pay Grade - L
• Equity Grade - 6
• Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
• Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
• USA base pay range (CA, WA, NY, NJ, CT) per year: $165,000 - $225,000
• USA base pay range (all other U.S. states) per year: $146,000 - $206,000

Additional Perks

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Job Data by YubHub.

Affirm values information security as a critical part of the company’s continued success. Our mission is to make information security programmatic and cultural in Affirm, enabling the company to succeed in building honest financial products. The Security team posture increases security and reduces risk while securely enabling access to information for those who need it!

The Senior Product Security Engineer candidate will have experience building and architecting software as part of a larger team. The ideal candidate will work effectively with product and engineering teams to evaluate and influence product requirements, design, and implementation to improve the security of Affirm’s products.

Responsibilities

• Partner with Affirm product teams to ensure that security is included in every phase of the product development lifecycle.
• Conduct threat modeling and architecture reviews to ensure threats are understood, documented, and mitigated.
• Review and analyze product source code to identify security vulnerabilities and provide recommendations for secure implementation.
• Seek out opportunities to automate processes when appropriate.
• Identify emerging classes of vulnerabilities and developing solutions for them before they’re a problem.
• Assist product teams in the development of security-focused test cases to enforce security requirements.
• Advise product teams on business security requirements early in the product development lifecycle.
• Decompose large, cross-team projects into individual tasks. Manage scope across teams and drive toward project closure.

Requirements

• Deep understanding of web application architecture and design principles
• Experience using modern software development and delivery techniques to develop cloud-based services. Python, Kotlin, Java, AWS, and Azure experience preferred.
• Knowledge of common security flaws and resolution as published by OWASP, SANS, etc.
• Experience with PCI or other regulated environments.
• Experience conducting threat models for complex, distributed products using standard threat modeling techniques and methodologies.
• Experience with standard authentication mechanisms, including SAML and OAuth2.
• Understanding of continuous integration / continuous deployment processes and tools.
• BS degree in related field or equivalent experience. MS degree in a related field or equivalent experience is a plus.

Compensation and Benefits

• Base Pay Grade - N
• Equity Grade - 9
• USA base pay range (CA, WA, NY, NJ, CT) per year: $195,000 - $255,000 USD
• USA base pay range (all other U.S. states) per year: $173,000 - $233,000 USD
• Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
• Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

Remote Work

• Remote-first with flexibility built in
• Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.

Benefits

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Job Data by YubHub.

The Consumer Payments team works to ensure that any customer can successfully utilize their financial data and preferred payment method to transact, without harming their financial health. The systems owned by the Consumer Payments team move billions of dollars per year, this means reliability and scalability are at the heart of everything we do.

Responsibilities

• With the support of your team’s tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work.
• You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
• You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts.
• You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process.

Requirements

• You have a total of 1.5+ years of experience as a software engineer.
• You have experience designing, developing and launching backend systems and are proficient in one of Python or Kotlin.
• You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes.
• You have experience designing, developing and launching APIs at scale using languages like Python or Kotlin.
• You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code.
• You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews.
• Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
• You have strong verbal and written communication skills that support effective collaboration with our global engineering team.

Compensation and Benefits

• GBP base pay range per year: £101,000 - £149,000
• Base Pay Grade - L
• Equity Grade - 4
• Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidised medical coverage, dental and vision for you and your dependents).
• In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).

Benefits

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Job Data by YubHub.

The Engineering team builds systems that power Affirm’s mission. We take pride in our craft, building reliable, performant, and scalable solutions that touch every part of the business.

We are reinventing credit cards entirely. We are working directly with card issuers to change how credit is used throughout the world, creating new types of cards that work for both their everyday lives and large purchases with extremely straightforward, flexible terms.

We are looking for a Senior Manager Software Engineering to lead teams centered around integrations with partners, processors, and internationalization. Your mission will be to decrease the time it takes for our teams to integrate with external partners dramatically and allow us to launch cards as soon as we launch Affirm in a new country.

You’ll partner with other engineering leaders in revolutionizing the way the team works, shaping the culture of engineering across Cards. You will lead from the front on AI while holding the bar high on quality. You’ll collaborate with other managers across the organization to create a psychologically safe team. You will work closely with stakeholders in the EU and US to build products customers want, and are scalable, reliable, and high-performing.

Responsibilities

• Hire the right people - We are still actively growing our teams in Spain and Poland. You will lead the way on hiring.
• Build the team culture - Set a high standard and great team culture in your growing organization.
• Lead the vision – Define the technical direction, long-term technical roadmap, and strategic initiatives in Cards.
• Be a role model - Lead from the front as an example in using AI to build fast, take initiative, and revolutionize how we work.
• Work closely with stakeholders across all teams at Affirm to champion and implement technical excellence in conjunction with business results
• Create and influence a strong ownership culture across teams, with high accountability and investment for building for scale and efficiency
• Mentor and lead – Guide a strong group of managers and engineers

Requirements

• You have 10+ years of software engineering experience, including 5+ years managing engineering teams and 2+ years managing managers.
• You have led a multi-team engineering org through a multi-year technical strategy, breaking ambiguous requirements into deliverables that shipped.
• You have the technical depth to guide architecture, reliability and quality decisions across a portfolio of systems. You also let tech leads and architects make the calls.
• You make investment and prioritization decisions even when people disagree or consensus is incomplete, and you change course when the evidence changes.
• You explain strategy, risk and tradeoffs in terms that make sense to engineers, cross-functional partners and executives.
• You have grown managers into senior leaders and built teams where diverse perspectives are included and valued on merit.

Total Rewards We believe the people building honest financial products at Affirm should share in its success. That's why our total rewards are designed to support your health, growth, financial well-being, and future. In service of our mission, we reward employees through a combination of base pay, equity (from parent company), and comprehensive benefits.

Base Pay Grade - R 422,000 zł - 542,000 zł Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

In addition to base pay, all employees in this role are eligible to receive equity from the parent company each year.

Job Data by YubHub.

As a Senior Technical Account Manager (Senior TAM, L6) at Affirm, you will own the operational aspect of technical account management across Affirm's strategic alliance portfolio,alerting, monitoring, troubleshooting, delivering against SLAs, fielding technical inquiries, and performing investigations and analysis, while also driving technical initiatives that translate merchant business objectives into technical strategies and product optimizations. Senior TAMs are part of the Engineering team and collaborate closely with Affirm's Product, Engineering, Operations, Customer Success, and Frontline Technical Support teams.

This is an operations-heavy role to start. Expect the majority of your early focus to be on keeping merchant integrations healthy,monitoring, triage, troubleshooting, and SLA delivery,while you progressively take on more custom solutioning and cross-functional initiatives. Over your first 6–12 months, as you build operational mastery, you will grow into owning your own book of accounts and carrying it through to end-to-end account ownership.

A Senior TAM independently owns operational health across the strategic alliance portfolio, designs custom integration solutions grounded in Affirm's standard integrations, drives cross-team collaboration on initiatives, acts as a technical lead on team projects, and mentors less-experienced members of the team.

What You'll Do

• Own the operational aspect of technical account management across Affirm's strategic alliance portfolio,alerting, monitoring, troubleshooting, and fielding technical inquiries,so integrations stay healthy and issues are resolved quickly.
• Deliver against SLAs, proactively surfacing technical risks before they become customer-impacting and responding with urgency to merchant issues.
• Perform in-depth investigations and root-cause analysis across logs, queries, and integration data, owning resolution end to end and escalating to cross-functional partners or executives when needed.
• Drive technical initiatives and partner with internal and merchant stakeholders on launch initiatives,expansions, promotions, new product adoption, and integration optimizations,that grow the value of the accounts after launch.
• Design and deliver high-scope, often-custom integration solutions grounded in Affirm's standard integrations,combining, extending, and tailoring them to complex, open-ended problems while balancing speed, quality, maintainability, reliability, and scalability.
• Act as a technical lead for internal projects, defining and delivering well-scoped milestones and executing the project roadmap.
• Operationalize best practices by creating and updating playbooks, runbooks, alerting, and UAT certification plans across the strategic alliance portfolio and continuously reduce keep-the-lights-on (KTLO) work.
• Partner with Product and Engineering leads to identify, plan, and prioritize projects based on team goals and resources, acting as the voice of the merchant to influence the roadmap.
• Mentor and level up less-experienced TAMs, share learnings from your integrations and investigations, and contribute to interviewing and team development.
• Over your first 6–12 months, grow into owning a dedicated book of strategic alliance accounts,carrying operational ownership through to end-to-end account ownership.

What We Look For

• Professional Background: at least six years in a technical, external-facing role such as Technical Account Management, Solutions/Partner Engineering, or Solutions Architecture,ideally within FinTech, payments, or SaaS,with a demonstrated track record of owning the operational health of technical accounts and delivering against SLAs.
• Operational Ownership: proven ability to run alerting, monitoring, troubleshooting, and technical inquiries across a set of accounts, balancing reactive operational work with proactive initiatives.
• Ownership & Autonomy: proven ability to independently scope and deliver complex, open-ended technical work, and to partner with stakeholders on launch initiatives, with strong project management and follow-through.
• API Expertise: deep understanding of RESTful APIs, webhooks, and the HTTP protocol, with hands-on experience using tools like Postman to debug and validate integrations.
• Architecture Fluency: Experience in API integrations and the ability to design custom solutions on top of them to solve complex merchant challenges.
• Coding & Code Fluency: ability to read and understand production-level code (HTML, JavaScript, SQL, and ideally one server-side language such as Python) and to author new, novel queries to diagnose merchant or system issues.
• Troubleshooting Acumen: ability to diagnose issues using browser developer consoles, log analysis and observability platforms (e.g., Snowflake, Chronosphere), and ticketing systems (e.g., Jira, Notion).
• Technical Communication: excellent verbal and written communication; able to tailor explanations to both non-technical leaders and technical teams, read a room and adjust in real time, and synthesize technical challenges back to internal teams.
• Relationship Management: ability to discover and develop relationships with technical decision-makers, secure written consensus on integration milestones, and drive cross-team collaboration.
• Leadership & Mentorship: demonstrated ability to mentor teammates, set best practices, and lead technical initiatives; a growth mindset with self-awareness and a habit of seeking and acting on feedback.

Nice to Have

• Familiarity with the payments ecosystem.
• Familiarity with web/mobile application architecture.
• Experience implementing or customizing e-commerce platforms, payment gateways, or in-store point-of-sale systems.
• Experience acting as a technical lead on cross-functional projects and influencing product roadmaps.

Pay Grade - L Equity Grade - 6

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA base pay range (CA, WA, NY, NJ, CT) per year: $165,000 - $225,000 USA base pay range (all other U.S. states) per year: $146,000 - $206,000

#LI-Remote

Remote-first with flexibility built in Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.

Benefits designed for you Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

We’re committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we’re happy to help.

For positions based in San Francisco or Los Angeles: Affirm considers qualified applicants with arrest and conviction records, as required by law.

Job Data by YubHub.

The Engineering team builds systems that power Affirm’s mission. We take pride in our craft, building reliable, performant, and scalable solutions that touch every part of the business.

We are reinventing credit cards entirely. We are working directly with card issuers to change how credit is used throughout the world, creating new types of cards that work for both their everyday lives and large purchases with extremely straightforward, flexible terms.

We are looking for a Senior Manager Software Engineering to lead teams centered around integrations with partners, processors, and internationalization. Your mission will be to decrease the time it takes for our teams to integrate with external partners dramatically and allow us to launch cards as soon as we launch Affirm in a new country.

You’ll partner with other engineering leaders in revolutionizing the way the team works, shaping the culture of engineering across Cards. You will lead from the front on AI while holding the bar high on quality. You’ll collaborate with other managers across the organization to create a psychologically safe team.

Responsibilities:

• Hire the right people: You will lead the way on hiring.
• Build the team culture: Set a high standard and great team culture in your growing organization.
• Lead the vision: Define the technical direction, long-term technical roadmap, and strategic initiatives in Cards.
• Be a role model: Lead from the front as an example in using AI to build fast, take initiative, and revolutionize how we work.
• Work closely with stakeholders across all teams at Affirm to champion and implement technical excellence in conjunction with business results.
• Create and influence a strong ownership culture across teams, with high accountability and investment for building for scale and efficiency.
• Mentor and lead: Guide a strong group of managers and engineers.
• On-Call Rotation: There would be an on-call rotation for this role as a requirement.

Requirements:

• You have 10+ years of software engineering experience, including 5+ years managing engineering teams and 2+ years managing managers.
• You have led a multi-team engineering org through a multi-year technical strategy, breaking ambiguous requirements into deliverables that shipped.
• You have the technical depth to guide architecture, reliability and quality decisions across a portfolio of systems.
• You make investment and prioritization decisions even when people disagree or consensus is incomplete, and you change course when the evidence changes.
• You explain strategy, risk and tradeoffs in terms that make sense to engineers, cross-functional partners and executives.
• You have grown managers into senior leaders and built teams where diverse perspectives are included and valued on merit.

Compensation & Benefits:

• Base Pay Grade: R
• Equity Grade: Spain 7
• ESP base pay range per year: €119,000 - €155,000
• Additional benefits include:
• Flexible Spending Wallets for tech, food and lifestyle
• Away Days - wellness days to take off work and recharge
• Learning & Development programs
• Parental benefits
• Employee Resource & Community Groups

Job Data by YubHub.

Affirm's engineering team is building a large-scale, highly-available, and global infrastructure that is shared across multiple financial products. Ensuring that our infrastructure is accessible to all engineers is critical to the success of the business.

The Compute Platform team owns the EKS foundation that Affirm's products run on, from cluster provisioning and lifecycle through the safety standards that keep thousands of workloads reliable at scale. Affirm operates 90+ EKS clusters across environments and regions, and this team is responsible for making that fleet standardized, automated, observable, and self-healing, while establishing and enforcing the workload configuration standards that protect availability.

Our mission is to provide a secure, reliable, and scalable Kubernetes platform that lets infrastructure and application teams deploy and operate with confidence and minimal operational friction.

Responsibilities

As a member of the Compute Platform organization, you will collaborate with other teams - including Product, Infrastructure, Traffic, Cost & Capacity Engineering to:

• Architect and evolve Affirm's EKS platform, driving strategy across cluster lifecycle, node management, and shared cluster components
• Lead the technical direction for cluster provisioning, upgrades, and teardown through standardized IaC (Terraform, Spacelift) and self-service workflows
• Own the reliability of core shared components across the fleet (Karpenter, CoreDNS, VPC CNI, Kube Proxy, Metrics Server, etc) and the CI/CD pipeline that ships them consistently
• Define and enforce EKS workload safety standards covering resource configuration, workload isolation and blast radius, disruption tolerance (PDBs), Karpenter consolidation strategies, etc
• Build the enforcement and automation path that moves each standard from research and white-glove onboarding through broad adoption to policy-enforced defaults for new workloads
• Establish the observability, baseline audits, and reporting needed to identify hot spots and measure risk mitigation over time
• Partner with cluster-user teams (checkout, batch, ML, analytics, DevProd, etc) to understand workload needs and shape the platform accordingly
• Drive cost and capacity strategy across node scaling, bin packing, and EC2 instance selection
• Mentor engineers across the Compute Platform teams and set the bar for operational excellence
• Participate in the on-call rotation, triage and catalogue runtime K8s issues, and collaborate with SRE on production incidents

Requirements

• Deep EKS and Kubernetes internals expertise, including cluster upgrades, node lifecycle, scheduling, and autoscaling (Karpenter, Cluster Autoscaler)
• Demonstrated experience automating Kubernetes operations at fleet scale, from cluster provisioning, upgrades, and node lifecycle to self-healing remediation and policy-driven enforcement, replacing manual toil with auditable, self-service workflows
• Strong grasp of workload reliability patterns: resource tuning, probes, PDBs, topology and isolation constraints
• Experience designing and enforcing platform standards through policy (admission control, OPA/Gatekeeper or equivalent) and automated frameworks
• Infrastructure as Code fluency with Terraform and a GitOps or pipeline-driven delivery model (ArgoCD, kube-applier, or similar)
• Observability instincts: defining SLOs, building metrics, logs, and alerting coverage, and running data-driven baseline audits
• Cross-functional collaboration skills with platform, product, SRE, and capacity teams
• Demonstrated mentorship and technical leadership across teams
• Drive to track emerging Kubernetes community best practices and adapt them to Affirm's needs

Qualifications

• 10+ years in software or infrastructure engineering with proven delivery of complex platform solutions
• 6+ years hands-on operating production Kubernetes at scale, ideally EKS on AWS
• Strong cloud-native architecture experience on AWS (EC2, VPC, IAM, EKS)
• Experience with Infrastructure-as-Code (Terraform, Spacelift a plus) and GitOps-style deployment pipelines
• Expert-level proficiency in Go or Python and a proven track record building production-grade Kubernetes controllers, operators, and platform tooling that other engineering teams depend on
• Track record designing and enforcing standards across many teams without becoming a bottleneck
• Exceptional problem-solving and systems-thinking skills
• Demonstrated leadership and cross-functional influence
• This position requires either equivalent practical experience or a Bachelor’s degree in a related field.

Compensation and Benefits

• Base Pay Grade - R
• Equity Grade - 15
• USA base pay range (CA, WA, NY, NJ, CT) per year: $265,000 - $325,000
• USA base pay range (all other U.S. states) per year: $236,000 - $296,000
• Benefits include 100% subsidized medical coverage, dental and vision for you and your dependents, monthly stipends for health, wellness and tech spending, and employee stock purchase plan (ESPP)

Job Data by YubHub.

About the InfoSec team At Affirm, security is integral to our mission of building honest financial products and driving the company’s long-term success. The Security Operations and Resilience Engineering (SOR) program is the foundation of our prevention, detection, and response capabilities, helping safeguard Affirm’s assets and enterprise security ecosystem.

As part of our Security Team, you’ll join a group of passionate, highly skilled professionals redefining fintech security through collaboration, innovation, and a team-first mindset.

About the role We’re seeking an experienced security leader to lead Affirm’s global security investigations and incident response program as we expand internationally. This leader will guide complex investigations and incidents while building the operating practices, readiness, and technical capabilities needed to support consistent response across regions and scale with the business.

In this role, you’ll lead a technically deep, engineering-oriented team that manages major incidents and builds better response capabilities. You’ll direct complex investigations while staying close to the technical work, bring structure to ambiguity, guide responders and executives through critical decisions, and turn incident findings into durable engineering improvements.

You’ll also help shape AI-enabled investigation workflows, including agentic approaches to evidence gathering, analysis, and coordination, with human oversight and clear security, privacy, and operational safeguards.

Responsibilities:

• Lead security incidents and investigations across the full lifecycle, from initial assessment through containment, remediation, recovery, and post-incident review.
• Serve as incident commander for major security events, set clear roles and decision paths, and coordinate large technical and cross-functional response groups through ambiguity.
• Guide technical investigations and root-cause analyses with engineering teams, validate fixes, and drive durable corrective actions across the business.
• Manage and develop a technical, engineering-oriented response team, set priorities, coach engineers, and build incident command depth and consistent execution across regions.
• Set operating objectives and global readiness practices, including playbooks, escalation paths, exercises, on-call readiness, postmortems, and measures of response effectiveness.
• Drive engineering improvements to response tooling, security telemetry, detection, and automation, including agentic AI workflows that support investigation and analysis with appropriate human oversight and security and privacy safeguards.
• Translate complex security and incident metrics into actionable executive dashboards and board-level risk reporting, surfacing trends and remediation priorities that drive cross-functional action.

Requirements:

• 10+ years of experience in security operations, incident response, or a related security field.
• Proven ability to lead major security incidents and investigations in technology-driven, cloud-native environments, from detection and assessment through containment, remediation, and recovery.
• Strong technical foundation in security operations, with depth in investigations, incident response, detection, root-cause analysis, and/or digital forensics across cloud and enterprise environments.
• Experience managing and developing technical or engineering teams, setting direction and priorities, coaching engineers, and guiding hands-on incident work alongside engineering improvements.
• Track record of building scalable response capabilities through repeatable practices, on-call readiness, exercises, postmortems, operational measures, and security tooling such as SIEM, EDR, or SOAR.
• Excellent written and verbal communication, including translating complex incidents, security metrics, and customer or business impact into clear executive updates and board-level reporting, and aligning cross-functional partners.
• Demonstrated ability to independently move ambiguous work forward, make sound decisions with incomplete information, and drive investigations, remediation, and program improvements to completion with measurable results.
• An AI-forward mindset and sound judgment in applying AI to security operations, including agentic investigation or automation workflows with human oversight and appropriate security, privacy, and operational safeguards.

Benefits:

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Job Data by YubHub.

As part of our Security Team, you’ll join a group of highly skilled professionals redefining fintech security through collaboration, innovation, and a team-first mindset.

We’re seeking an experienced security leader to lead Affirm’s global security investigations and incident response program as we expand internationally. This leader will guide complex investigations and incidents while building the operating practices, readiness, and technical capabilities needed to support consistent response across regions and scale with the business.

In this role, you’ll lead a technically deep, engineering-oriented team that manages major incidents and builds better response capabilities. You’ll direct complex investigations while staying close to the technical work, bring structure to ambiguity, guide responders and executives through critical decisions, and turn incident findings into durable engineering improvements.

You’ll also help shape AI-enabled investigation workflows, including agentic approaches to evidence gathering, analysis, and coordination, with human oversight and clear security, privacy, and operational safeguards.

Responsibilities:

• Lead security incidents and investigations across the full lifecycle, from initial assessment through containment, remediation, recovery, and post-incident review.
• Serve as incident commander for major security events, set clear roles and decision paths, and coordinate large technical and cross-functional response groups through ambiguity.
• Guide technical investigations and root-cause analyses with engineering teams, validate fixes, and drive durable corrective actions across the business.
• Manage and develop a technical, engineering-oriented response team, set priorities, coach engineers, and build incident command depth and consistent execution across regions.
• Set operating objectives and global readiness practices, including playbooks, escalation paths, exercises, on-call readiness, postmortems, and measures of response effectiveness.
• Drive engineering improvements to response tooling, security telemetry, detection, and automation, including agentic AI workflows that support investigation and analysis with appropriate human oversight and security and privacy safeguards.
• Translate complex security and incident metrics into actionable executive dashboards and board-level risk reporting, surfacing trends and remediation priorities that drive cross-functional action.

Requirements:

• 10+ years of experience in security operations, incident response, or a related security field.
• Proven ability to lead major security incidents and investigations in technology-driven, cloud-native environments, from detection and assessment through containment, remediation, and recovery.
• Strong technical foundation in security operations, with depth in investigations, incident response, detection, root-cause analysis, and/or digital forensics across cloud and enterprise environments.
• Experience managing and developing technical or engineering teams, setting direction and priorities, coaching engineers, and guiding hands-on incident work alongside engineering improvements.
• Track record of building scalable response capabilities through repeatable practices, on-call readiness, exercises, postmortems, operational measures, and security tooling such as SIEM, EDR, or SOAR.
• Excellent written and verbal communication, including translating complex incidents, security metrics, and customer or business impact into clear executive updates and board-level reporting, and aligning cross-functional partners.
• Demonstrated ability to independently move ambiguous work forward, make sound decisions with incomplete information, and drive investigations, remediation, and program improvements to completion with measurable results.
• An AI-forward mindset and sound judgment in applying AI to security operations, including agentic investigation or automation workflows with human oversight and appropriate security, privacy, and operational safeguards.

Benefits:

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Job Data by YubHub.

The Compute Platform team owns the EKS foundation that Affirm's products run on, from cluster provisioning and lifecycle through the safety standards that keep thousands of workloads reliable at scale.

As a member of the Compute Platform organization, you will collaborate with other teams - including Product, Infrastructure, Traffic, Cost & Capacity Engineering to:

• Architect and evolve Affirm's EKS platform, driving strategy across cluster lifecycle, node management, and shared cluster components
• Lead the technical direction for cluster provisioning, upgrades, and teardown through standardized IaC (Terraform, Spacelift) and self-service workflows
• Own the reliability of core shared components across the fleet (Karpenter, CoreDNS, VPC CNI, Kube Proxy, Metrics Server, etc) and the CI/CD pipeline that ships them consistently
• Define and enforce EKS workload safety standards covering resource configuration, workload isolation and blast radius, disruption tolerance (PDBs), Karpenter consolidation strategies, etc
• Build the enforcement and automation path that moves each standard from research and white-glove onboarding through broad adoption to policy-enforced defaults for new workloads
• Establish the observability, baseline audits, and reporting needed to identify hot spots and measure risk mitigation over time
• Partner with cluster-user teams (checkout, batch, ML, analytics, DevProd, etc) to understand workload needs and shape the platform accordingly
• Drive cost and capacity strategy across node scaling, bin packing, and EC2 instance selection
• Mentor engineers across the Compute Platform teams and set the bar for operational excellence
• Participate in the on-call rotation, triage and catalogue runtime K8s issues, and collaborate with SRE on production incidents

What we look for:

• Deep EKS and Kubernetes internals expertise, including cluster upgrades, node lifecycle, scheduling, and autoscaling (Karpenter, Cluster Autoscaler)
• Demonstrated experience automating Kubernetes operations at fleet scale, from cluster provisioning, upgrades, and node lifecycle to self-healing remediation and policy-driven enforcement, replacing manual toil with auditable, self-service workflows
• Strong grasp of workload reliability patterns: resource tuning, probes, PDBs, topology and isolation constraints
• Experience designing and enforcing platform standards through policy (admission control, OPA/Gatekeeper or equivalent) and automated frameworks
• Infrastructure as Code fluency with Terraform and a GitOps or pipeline-driven delivery model (ArgoCD, kube-applier, or similar)
• Observability instincts: defining SLOs, building metrics, logs, and alerting coverage, and running data-driven baseline audits
• Cross-functional collaboration skills with platform, product, SRE, and capacity teams
• Demonstrated mentorship and technical leadership across teams
• Drive to track emerging Kubernetes community best practices and adapt them to Affirm's needs

Qualifications:

• 10+ years in software or infrastructure engineering with proven delivery of complex platform solutions
• 6+ years hands-on operating production Kubernetes at scale, ideally EKS on AWS
• Strong cloud-native architecture experience on AWS (EC2, VPC, IAM, EKS)
• Experience with Infrastructure-as-Code (Terraform, Spacelift a plus) and GitOps-style deployment pipelines
• Expert-level proficiency in Go or Python and a proven track record building production-grade Kubernetes controllers, operators, and platform tooling that other engineering teams depend on
• Track record designing and enforcing standards across many teams without becoming a bottleneck
• Exceptional problem-solving and systems-thinking skills
• Demonstrated leadership and cross-functional influence
• This position requires either equivalent practical experience or a Bachelor’s degree in a related field.

Base Pay Grade - R Equity Grade - 9 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

CAN base pay range per year: $209,000 - 269,000

Job Data by YubHub.

Affirm values security as being critical to the company's continued success. Our mission is to cultivate a culture of security at Affirm, enabling the company to succeed in building honest financial products. The Security Risk Management team is evolving beyond traditional governance, risk, and compliance; we are building an engineering-driven program that designs, automates, and scales the controls, workflows, and tooling that protect Affirm and our customers.

The ideal candidate will design, develop, configure, and implement solutions to complex technical and business problems across the Security Third Party Program and the broader Security Risk Management program, with a focus on the third parties Affirm takes on when it enters new markets and acquires companies. They are equally comfortable shaping policy and shipping automation using modern tooling (Python, Cursor, Claude, and other agentic coding platforms) to replace manual GRC work with scalable, code-defined workflows. They will operate as a subject matter expert, interface with business, legal, corporate development, and engineering stakeholders, and play a key role in transforming Security Risk Management from a compliance-oriented function into a security engineering discipline.

Responsibilities:

• Lead and mature Affirm's Security Third Party Program, including the design, implementation, and continuous improvement of processes, controls, and operational workflows.
• Own pre-launch security due diligence for the third parties that support Affirm's entry into new international markets, such as local payment processors, banking and lending partners, credit bureaus, identity verification and KYC providers, collections agencies, and in-region hosting providers. Adapt Affirm's third-party assessment standards to new markets, account for data residency, cross-border data transfer, and local regulatory requirements.
• Support Finance - Strategy & Development, Legal, and Security leadership on M&A security due diligence: assess an acquisition target's security program, control environment, incident history, data handling, and third-party dependencies, and turn findings into risk ratings and deal recommendations.
• Lead post-close integration of an acquired company's vendor portfolio into Affirm's third-party program, including inventory, risk tiering, reassessment, and tracking remediation and transition service dependencies to closure.
• Design and operate workflow orchestration and integrations across systems like ticketing, GRC platforms, vendor management tools, identity providers, and cloud control planes.
• Partner closely with Procurement, Legal, Engineering, IT, Compliance, Privacy, Corporate Development, international launch teams, and business stakeholders to assess and manage security risk across third-party relationships.
• Translate ambiguous business and security requirements into practical, scalable program solutions and decision frameworks.
• Identify opportunities to automate manual processes across the program and prototype solutions yourself rather than waiting on an engineering backlog.
• Drive program operational excellence by establishing repeatable processes, service-level expectations, metrics, and reporting for third-party security risk management.
• Evaluate third-party security controls, cloud architectures (AWS/GCP), integration patterns, and risk posture, and provide clear recommendations to stakeholders and leadership.
• Conduct threat modeling assessments on high-risk integrations and partner with Security SMEs for deeper diligence.
• Manage and prioritize a portfolio of complex security risk reviews and initiatives simultaneously, including confidential deal work on compressed timelines, balancing business enablement with risk reduction.
• Partner with technical teams to implement or optimize systems and tools that support program automation and workflow orchestration.
• Develop dashboards, reporting mechanisms, and program insights (SQL, BI tools, or custom tooling) that improve visibility into risk trends, bottlenecks, and program performance.
• Act as a trusted advisor and SME on third-party security risk management, helping stakeholders make informed, risk-based decisions.
• Contribute to the broader Security Risk Management strategy by identifying opportunities to scale, simplify, and strengthen security governance processes through engineering.

Requirements:

• 5+ years of experience in Information Security, Risk Management, Engineering, and/or relevant roles.
• Experience performing security due diligence on M&A targets, or running third-party risk assessments across multiple countries or regulatory regimes.
• Hands-on experience using agentic coding tools (Cursor, Claude Code, Copilot, etc.) and a working knowledge of Python; you don't need to be a software engineer, but you should be fluent enough to read, modify, and run scripts, build automations, and ship small tools end-to-end.
• Familiarity with cloud environments (AWS, GCP, or Azure): IAM, logging, common services, and the security risks/controls that apply to cloud-deployed third parties and integrations.
• Excellent written and verbal communication skills.
• Experience engineering solutions via Python, Claude, Cursor, or other agentic coding tooling.
• Experience with industry-based information security & control frameworks (NIST Cybersecurity Framework, ISO 2700x, SOC 1 & 2 (SSAE 18), ISAE 3402, PCI DSS, NIST 800-53, CIS Critical Security Controls, etc.).
• BA or BS degree in Information Security, Cyber Security, Computer Science, or related field or commensurate experience.
• Attention to detail and experience with security practices and security tooling.
• Demonstrated ability to drive projects towards completion.
• Ability to understand and communicate technical issues to non-technical teams and leadership.
• Sound judgment and discretion handling confidential, deal-sensitive information.
• Professional certification in Information Security or Risk Management (such as CISSP, CISM, CISA, CRISC, etc.) is a plus.

Benefits:

• Base pay range: CAD $128,000 - $188,000 per year.
• 100% subsidized medical coverage, dental, and vision for you and your dependents.
• Monthly stipends for health, wellness, and tech spending.
• Flexible time off and generous holiday calendars.
• Employee stock purchase plan (ESPP) to buy Affirm stock at a discount.

Location:

Remote Canada (open only to candidates residing in Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland and Labrador, Nova Scotia, Ontario, Prince Edward Island, or Saskatchewan).

Job Data by YubHub.

The Repayment UX Engineering team is growing, and we're looking for a Senior Full-Stack Software Engineer. We're a full-stack team located entirely in Europe within the same time zone, but culturally rooted in Silicon Valley. We directly improve the financial lives of over 20 million people. We build and own user journeys that enable them to pay back loans worth collectively over $40B each year. Our team exists to make these moments the most reliable and transparent in world-class consumer finance.

Responsibilities

• You will be responsible for owning and delivering quarterly goals for your team, leading engineers on your team through ambiguity to solve open-ended problems, and ensuring that everyone is supported throughout delivery.
• You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
• You will proactively identify project, process, technology or business issues, advocate for them, and lead in solving them.
• You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts.
• You will foster a culture of quality and ownership on your team by setting or improving code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.
• You will help develop talent on your team by providing feedback and guidance, and leading by example.
• On-Call Rotation: There would be an on-call rotation for this role as a requirement.

Requirements

• You have 4+ years of experience of developing and architecting mobile applications, preferably using declarative UI frameworks like React Native.
• You have experience shipping web apps using declarative UI frameworks like React or Vue.
• You have experience designing, developing and launching backend systems and are proficient in one of Python or Kotlin.
• Experience developing and architecting mobile applications, preferably using declarative UI frameworks like React Native is a bonus.
• You have experience defining a technical plan for the delivery of a significant feature or system component with an elegant, simple and extensible design. You write high quality code that is easily understood and used by others.
• You are proficient at making significant changes in a large code base, and have developed a suite of tools and practices that enable you and your team to do so safely.
• Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
• You have strong verbal and written communication skills that support effective collaboration with our global engineering team.

Compensation & Benefits

• Pay Grade - N
• Equity Grade - 4
• ESP base pay range per year: €86,000 - €122,000
• Additional benefits include:
• Flexible Spending Wallets for tech, food and lifestyle
• Away Days - wellness days to take off work and recharge
• Learning & Development programs
• Parental benefits
• Employee Resource & Community Groups

Job Data by YubHub.

About the InfoSec team The InfoSec team protects Affirm’s systems and data from evolving threats. We manage security risk, monitor vulnerabilities, and enforce protective controls across the company. The team leads incident response, compliance, identity and access management, and employee training. Our goal is to ensure that security is built into every system and decision at Affirm. We maintain a secure, trustworthy environment so the business can operate and grow with confidence.

About the role We are building the next generation of enterprise Identity and Access Management at Affirm. This role combines hands-on IAM operations, automation, and production software engineering to make identity services more reliable, scalable, and easier to operate. You will help run core access lifecycle processes, troubleshoot production issues, and automate repetitive work. You will also build and maintain backend services, APIs, and integrations that connect identity platforms with internal systems. Software engineering is a must-have. You will work primarily with SailPoint and enterprise identity integrations, with CIAM-adjacent Auth0 work where enterprise systems intersect with customer identity.

Responsibilities:

• Run and improve IAM operations, including access lifecycle work, requests, certifications, and issue resolution
• Automate repetitive processes with scripts, services, and workflow improvements
• Build and maintain production backend software, APIs, tests, and integrations
• Connect SailPoint and workforce identity events with internal systems
• Build a paved path that enables Affirm employees to create modern internal tools with Auth0
• Partner with Security, IT, and Engineering on secure, auditable changes
• Maintain runbooks, operational metrics, and escalation support

Requirements:

• 2+ years of software engineering experience or equivalent internship/co-op experience with strong projects
• Ability to write, test, and operate production-quality backend code in Python or a similar language
• Strong foundations in APIs, debugging, logging, error handling, and distributed systems
• Experience with GitHub, CI/CD, testing, and code review
• Comfort owning operational work and troubleshooting production issues
• Familiarity with cloud environments; AWS preferred
• Strong written communication and documentation skills

Nice to Have:

• Exposure to IAM, IGA, SSO, SAML, OIDC, SCIM, RBAC, or identity governance
• Experience with SailPoint, Auth0, Okta, OneLogin, or similar platforms
• Experience with Terraform or other infrastructure-as-code tools
• Familiarity with audit or compliance environments

Base Pay Grade - L Equity Grade - Canada 5 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company). CAN base pay range per year: $133,000 - $183,000 $CAD.

Job Data by YubHub.

The Revenue team drives Affirm’s top-line growth through strategic partnerships, pricing, and go-to-market execution. We acquire, retain, and expand merchant relationships across eCommerce, in-store, telesales, and the Affirm app.

Affirm is seeking a dynamic and passionate Partner Marketing Lead to support and coordinate co-marketing initiatives with our valued merchants across North America. You will help plan and execute strategic cross-channel marketing campaigns across onsite Marketplace placements, offsite media, affiliate, and other emerging channels. These campaigns will be designed to drive revenue growth, GMV, customer acquisition, and measurable value for Affirm and our merchant partners.

Responsibilities

• Support the development and coordinate the execution of full-funnel co-marketing campaigns across categories and channels, including onsite, offsite, and affiliate.
• Build and nurture day-to-day marketing relationships with a set of merchant partners, identifying opportunities to improve performance and support growth.
• Support the marketing strategy and campaign performance of assigned merchant partners, identifying opportunities to grow merchant investment and contribute to revenue, GMV, and performance goals.
• Execute and optimize Affirm Marketing Solutions programs across onsite Marketplace placements, offsite media, affiliate, and emerging channels.
• Analyze campaign performance and translate results into actionable insights and recommendations that improve future investment, iROAS, and program performance.
• Serve as a merchant advocate and coordinate with internal cross-functional teams to improve execution, streamline processes, and share campaign learnings.
• Coordinate inbound RFP requests, supporting the development of dedicated marketing plans and materials for prospective partners.
• Help identify campaign targets based on business goals focused on acquisition, engagement, and loan takeup.
• Work closely with the media agency, Growth Marketing, and Brand and Creative teams to coordinate media plans, creative briefs, and content development.
• Support business-critical processes, including partner marketing budget tracking, the comprehensive co-marketing calendar, compliance submissions, and campaign documentation.
• Leverage industry knowledge and research to contribute to vertical-specific marketing strategies and plans that support business goals.

Requirements

• 6+ years of experience in Partner, Performance, Affiliate, or Product Marketing.
• Experience working with partners to develop plans and launch marketing programs across multiple media channels.
• Experience with CPA, CPC, CPL, and CPM payment models.
• A clear understanding of affiliate tracking models, tools, and platforms.
• Analytical and data-oriented, with a focus on using performance metrics to build campaigns that deliver results.
• Experience using performance analytics to identify insights and continuously optimize campaigns.
• A commercial mindset, with experience identifying opportunities to grow partner investment and contribute to revenue and performance goals.
• Excellent interpersonal and communication skills, with the ability to work effectively across teams.
• The ability to influence others and coordinate resources and relationships to deliver strong results.
• A motivated self-starter who looks for opportunities to share knowledge and improve how the team works.
• An understanding of the paid media landscape, including cross-media strategy, planning, and measurement.
• Experience writing creative briefs, testing creative, and adapting campaigns based on insights.
• Experience working with online retail, merchandising, and customer acquisition.
• Experience with both online and in-store retail marketing.
• Experience marketing across North America, particularly the US and Canada, preferred.
• Experience in the home, fitness, consumer electronics, or fashion industries is a plus.

Benefits

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Pay Grade

• CAN base pay range per year: $89,000 - $139,000

Job Data by YubHub.

The Revenue team drives Affirm’s top-line growth through strategic partnerships, pricing, and go-to-market execution. We acquire, retain, and expand merchant relationships across eCommerce, in-store, telesales, and the Affirm app.

Affirm is seeking a dynamic and passionate Partner Marketing Lead to support and coordinate co-marketing initiatives with our valued merchants across North America. You will help plan and execute strategic cross-channel marketing campaigns across onsite Marketplace placements, offsite media, affiliate, and other emerging channels. These campaigns will be designed to drive revenue growth, GMV, customer acquisition, and measurable value for Affirm and our merchant partners.

You’ll work closely with external partners and internal cross-functional teams, including Client Success, Sales, Product, Product Marketing, Growth Marketing, Brand and Creative, and Legal and Compliance, to coordinate and deliver impactful campaigns aimed at driving GMV (gross merchandise volume), brand awareness, new user acquisition, and lifetime value.

Responsibilities

• Support the development and coordinate the execution of full-funnel co-marketing campaigns across categories and channels, including onsite, offsite, and affiliate.
• Build and nurture day-to-day marketing relationships with a set of merchant partners, identifying opportunities to improve performance and support growth.
• Support the marketing strategy and campaign performance of assigned merchant partners, identifying opportunities to grow merchant investment and contribute to revenue, GMV, and performance goals.
• Execute and optimize Affirm Marketing Solutions programs across onsite Marketplace placements, offsite media, affiliate, and emerging channels.
• Analyze campaign performance and translate results into actionable insights and recommendations that improve future investment, iROAS, and program performance.
• Serve as a merchant advocate and coordinate with internal cross-functional teams to improve execution, streamline processes, and share campaign learnings.
• Coordinate inbound RFP requests, supporting the development of dedicated marketing plans and materials for prospective partners.
• Help identify campaign targets based on business goals focused on acquisition, engagement, and loan takeup.
• Work closely with the media agency, Growth Marketing, and Brand and Creative teams to coordinate media plans, creative briefs, and content development.
• Support business-critical processes, including partner marketing budget tracking, the comprehensive co-marketing calendar, compliance submissions, and campaign documentation.
• Leverage industry knowledge and research to contribute to vertical-specific marketing strategies and plans that support business goals.

Requirements

• 6+ years of experience in Partner, Performance, Affiliate, or Product Marketing.
• Experience working with partners to develop plans and launch marketing programs across multiple media channels.
• Experience with CPA, CPC, CPL, and CPM payment models.
• A clear understanding of affiliate tracking models, tools, and platforms.
• Analytical and data-oriented, with a focus on using performance metrics to build campaigns that deliver results.
• Experience using performance analytics to identify insights and continuously optimize campaigns.
• A commercial mindset, with experience identifying opportunities to grow partner investment and contribute to revenue and performance goals.
• Excellent interpersonal and communication skills, with the ability to work effectively across teams.
• The ability to influence others and coordinate resources and relationships to deliver strong results.
• A motivated self-starter who looks for opportunities to share knowledge and improve how the team works.
• An understanding of the paid media landscape, including cross-media strategy, planning, and measurement.
• Experience writing creative briefs, testing creative, and adapting campaigns based on insights.
• Experience working with online retail, merchandising, and customer acquisition.
• Experience with both online and in-store retail marketing.
• Experience marketing across North America, particularly the US and Canada, preferred.
• Experience in the home, fitness, consumer electronics, or fashion industries is a plus.

Benefits

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Pay Grade

• I Equity Grade - 5
• Base pay range (CA, WA, NY, NJ, CT) per year: $115,000 - $165,000
• Base pay range (all other U.S. states) per year: $101,000 - $151,000

Job Data by YubHub.

About Ops Enablement

The Operations Enablement team builds the capabilities required to deliver fast, accurate, and high-quality servicing experiences for Affirm’s customers and merchants,while identifying opportunities to eliminate the need for them to contact us in the first place.

One Role, Multiple Teams

We are hiring multiple Manager roles across Affirm's Ops Enablement organization through this single job posting. Rather than interviewing for one specific team, candidates will go through a shared interview process designed to assess the core skills we look for across Ops Enablement.

About the Role

As an Operations Enablement leader you will help to deliver scalable, compliant, and high-quality servicing experiences across our Operations organization. In this role, you will define and execute strategies that enable our servicing operations to grow efficiently while maintaining exceptional customer and merchant outcomes.

What You’ll Do

• Own Program Performance: Lead complex cross-functional programs and initiatives, ensuring alignment with servicing strategy, OKRs, and long-term business priorities.
• Define Program Roadmaps: Develop clear program roadmaps and execution plans, tracking progress against KPIs, timelines, budgets, dependencies, and risks.
• Partner for Impact: Collaborate closely with senior leaders and cross-functional partners across Product, Engineering, and Operations to align priorities and deliver measurable business outcomes.
• Drive Stakeholder Engagement: Establish strong stakeholder engagement and governance practices, delivering clear, polished, and executive-ready communications on program status, outcomes, risks, and impact.
• Manage Risk & Issue Resolution: Proactively identify risks, issues, and dependencies; propose data-backed solutions; and drive resolution in partnership with stakeholders.
• Lead Operational Excellence: Apply Lean Six Sigma methodologies to identify root causes, implement scalable improvements, and continuously raise the bar for quality, efficiency, and compliance.
• Own Change End-to-End: Manage the full lifecycle of process and product changes,from design and implementation through change management, adoption, and measurement,ensuring meaningful impact for customers and the business.
• Build Technical Resources: Collaborate with product and engineering teams to translate technical concepts into clear manuals and resources for both human and AI agents.
• Elevate Knowledge Management: Architect and evolve our knowledge ecosystem (SOPs, job aids, learning platforms, AI-enabled knowledge tools), ensuring resources are accurate, engaging, and accessible at scale.
• Translate Technical Concepts: Apply technical depth to plan, design, and create complex operational, instructional, and procedural content, translating technical concepts into clear resources for both human and AI agents.
• Own Learning & Training Strategy: Oversee end-to-end design and delivery of training programs (onboarding, continuous learning, new product rollouts), ensuring effectiveness through measurement and feedback loops.
• Collaborate on Experience Improvements: Partner with Product and Engineering teams to deepen understanding of the current customer and agent experience and identify opportunities for workflow and experience optimization.
• Expand Program Scope: Take on additional program and project management responsibilities as needed, developing working knowledge across adjacent domains to support evolving business needs.

What We Look For

• 7+ years of experience in program management or product operations, preferably within large-scale or global operations.
• 3+ years of experience at a fintech or financial institution, including 3+ years in a role that involves scaling operations and providing ongoing coaching and feedback to team members.
• Subject matter expert on financial regulations such as UCC, Reg E, Reg Z, Card Act, GLBA, UDAAP, GDPR, among others.
• Certification in Six Sigma, Project Management or Design Thinking
• Experience implementing and scaling knowledge management and training (Salesforce, Confluence, LMS platforms, or AI-driven knowledge tools).
• Demonstrated success leading large-scale, cross-functional initiatives with strong execution, stakeholder alignment, and measurable outcomes.
• Strong skills in strategic planning, issue/risk management and cross-functional execution.
• Excellent written and verbal communication with the ability to deliver polished, executive-ready updates and influence stakeholders.
• Proficiency in process mapping and workflow analysis
• Proven experience designing business processes that drive a positive end user experience, reduce business risk and increase overall workflow efficiency.
• Experience building workflows within a regulatory environment.
• Willingness to travel as needed to support team collaboration, operational priorities, and vendor or partner engagements.

Job Data by YubHub.

About Ops Enablement

The Operations Enablement team builds the capabilities required to deliver fast, accurate, and high-quality servicing experiences for Affirm’s customers and merchants,while identifying opportunities to eliminate the need for them to contact us in the first place.

One Role, Multiple Teams

We are hiring multiple Manager roles across Affirm's Ops Enablement organization through this single job posting. Rather than interviewing for one specific team, candidates will go through a shared interview process designed to assess the core skills we look for across Ops Enablement.

About the Role

As an Operations Enablement leader you will help to deliver scalable, compliant, and high-quality servicing experiences across our Operations organization. In this role, you will define and execute strategies that enable our servicing operations to grow efficiently while maintaining exceptional customer and merchant outcomes.

What You’ll Do

• Own Program Performance: Lead complex cross-functional programs and initiatives, ensuring alignment with servicing strategy, OKRs, and long-term business priorities.
• Define Program Roadmaps: Develop clear program roadmaps and execution plans, tracking progress against KPIs, timelines, budgets, dependencies, and risks.
• Partner for Impact: Collaborate closely with senior leaders and cross-functional partners across Product, Engineering, and Operations to align priorities and deliver measurable business outcomes.
• Drive Stakeholder Engagement: Establish strong stakeholder engagement and governance practices, delivering clear, polished, and executive-ready communications on program status, outcomes, risks, and impact.
• Manage Risk & Issue Resolution: Proactively identify risks, issues, and dependencies; propose data-backed solutions; and drive resolution in partnership with stakeholders.
• Lead Operational Excellence: Apply Lean Six Sigma methodologies to identify root causes, implement scalable improvements, and continuously raise the bar for quality, efficiency, and compliance.
• Own Change End-to-End: Manage the full lifecycle of process and product changes,from design and implementation through change management, adoption, and measurement,ensuring meaningful impact for customers and the business.
• Build Technical Resources: Collaborate with product and engineering teams to translate technical concepts into clear manuals and resources for both human and AI agents.
• Elevate Knowledge Management: Architect and evolve our knowledge ecosystem (SOPs, job aids, learning platforms, AI-enabled knowledge tools), ensuring resources are accurate, engaging, and accessible at scale.
• Translate Technical Concepts: Apply technical depth to plan, design, and create complex operational, instructional, and procedural content, translating technical concepts into clear resources for both human and AI agents.
• Own Learning & Training Strategy: Oversee end-to-end design and delivery of training programs (onboarding, continuous learning, new product rollouts), ensuring effectiveness through measurement and feedback loops.
• Collaborate on Experience Improvements: Partner with Product and Engineering teams to deepen understanding of the current customer and agent experience and identify opportunities for workflow and experience optimization.
• Expand Program Scope: Take on additional program and project management responsibilities as needed, developing working knowledge across adjacent domains to support evolving business needs.

What We Look For

• 7+ years of experience in program management or product operations, preferably within large-scale or global operations.
• 3+ years of experience at a fintech or financial institution, including 3+ years in a role that involves scaling operations and providing ongoing coaching and feedback to team members.
• Subject matter expert on financial regulations such as UCC, Reg E, Reg Z, Card Act, GLBA, UDAAP, GDPR, among others.
• Certification in Six Sigma, Project Management or Design Thinking.
• Experience implementing and scaling knowledge management and training (Salesforce, Confluence, LMS platforms, or AI-driven knowledge tools).
• Demonstrated success leading large-scale, cross-functional initiatives with strong execution, stakeholder alignment, and measurable outcomes.
• Strong skills in strategic planning, issue/risk management and cross-functional execution.
• Excellent written and verbal communication with the ability to deliver polished, executive-ready updates and influence stakeholders.
• Proficiency in process mapping and workflow analysis.
• Proven experience designing business processes that drive a positive end user experience, reduce business risk and increase overall workflow efficiency.
• Experience building workflows within a regulatory environment.

Benefits

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Job Data by YubHub.

We are seeking a seasoned Engineering Manager to lead our Resilience Engineering team. This role is critical in ensuring the safety and reliability of our production systems through proactive validation techniques, including production load testing and chaos engineering.

You will lead the development of systems and practices that allow engineers to safely test system behavior under stress and failure conditions in production, ensuring issues are discovered and mitigated before they impact real users.

What you’ll do

Leadership & Strategy

• Define and drive the vision for resilience engineering at Affirm, with a focus on production load testing and chaos engineering as first-class engineering practices.
• Lead and mentor a team of engineers building platforms and tooling for safe production experimentation.
• Partner with infrastructure, product, and security leadership to embed resilience validation into the software development lifecycle.
• Establish best practices for safely testing system limits and failure scenarios in production.

Systems & Operations

• Own the design and evolution of platforms that enable safe, controlled production load testing and fault injection.
• Ensure strong safeguards are in place, including isolation boundaries, approval workflows, and automated rollback mechanisms to protect real users.
• Build systems that provide end-to-end observability, traceability, and auditability for all resilience experiments.
• Drive reliability improvements by systematically identifying weaknesses through load testing and chaos experiments.
• Establish monitoring, alerting, and incident response practices tailored to proactive resilience validation.

Collaboration & Enablement

• Work closely with engineering teams to design and execute production load tests and chaos experiments safely.
• Partner with infrastructure teams to build guardrails around tests and experimentations.
• Enable teams to adopt resilience practices by providing reusable tooling, frameworks, and standardized workflows.
• Identify systemic weaknesses and lead cross-functional efforts to improve reliability and fault tolerance.
• Evangelize a culture of “test failure before failure tests you” across the organization.

What we look for

• Proven experience leading engineering teams in reliability, infrastructure, or distributed systems.
• Hands-on experience with production load testing, chaos engineering, or large-scale system validation.
• Experience with leveraging a chaos engineering vendor such as Gremlin, Harness, or something similar.
• Strong understanding of failure modes in distributed systems, including latency, partial failure, and cascading outages.
• Experience building or operating systems with strong safety guarantees (isolation, rate limiting, guardrails, auditability).
• Familiarity with cloud-native environments (AWS, Kubernetes) and observability tooling.
• Strong programming background (e.g., Python, Kotlin, Java, or similar).
• Excellent problem-solving skills and the ability to balance long-term resilience investments with immediate business needs.
• Strong communication and leadership skills, with a track record of influencing engineering practices across teams.
• This position requires either equivalent practical experience or a Bachelor’s degree in a related field.

Base Pay Grade - P Equity Grade - 13 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA base pay range (CA, WA, NY, NJ, CT) per year: 230,000 - 290,000 USA base pay range (all other U.S. states) per year: 204,000 - 264,000

#LI-Remote

Remote-first with flexibility built in Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.

Benefits designed for you Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Job Data by YubHub.

We are seeking a seasoned Engineering Manager to lead our Resilience Engineering team. This role is critical in ensuring the safety and reliability of our production systems through proactive validation techniques, including production load testing and chaos engineering.

You will lead the development of systems and practices that allow engineers to safely test system behavior under stress and failure conditions in production, ensuring issues are discovered and mitigated before they impact real users.

What you’ll do

Leadership & Strategy

• Define and drive the vision for resilience engineering at Affirm, with a focus on production load testing and chaos engineering as first-class engineering practices.
• Lead and mentor a team of engineers building platforms and tooling for safe production experimentation.
• Partner with infrastructure, product, and security leadership to embed resilience validation into the software development lifecycle.
• Establish best practices for safely testing system limits and failure scenarios in production.

Systems & Operations

• Own the design and evolution of platforms that enable safe, controlled production load testing and fault injection.
• Ensure strong safeguards are in place, including isolation boundaries, approval workflows, and automated rollback mechanisms to protect real users.
• Build systems that provide end-to-end observability, traceability, and auditability for all resilience experiments.
• Drive reliability improvements by systematically identifying weaknesses through load testing and chaos experiments.
• Establish monitoring, alerting, and incident response practices tailored to proactive resilience validation.

Collaboration & Enablement

• Work closely with engineering teams to design and execute production load tests and chaos experiments safely.
• Partner with infrastructure teams to build guardrails around tests and experimentations.
• Enable teams to adopt resilience practices by providing reusable tooling, frameworks, and standardized workflows.
• Identify systemic weaknesses and lead cross-functional efforts to improve reliability and fault tolerance.
• Evangelize a culture of “test failure before failure tests you” across the organization.

What we look for

• Proven experience leading engineering teams in reliability, infrastructure, or distributed systems.
• Hands-on experience with production load testing, chaos engineering, or large-scale system validation.
• Experience with leveraging a chaos engineering vendor such as Gremlin, Harness, or something similar.
• Strong understanding of failure modes in distributed systems, including latency, partial failure, and cascading outages.
• Experience building or operating systems with strong safety guarantees (isolation, rate limiting, guardrails, auditability).
• Familiarity with cloud-native environments (AWS, Kubernetes) and observability tooling.
• Strong programming background (e.g., Python, Kotlin, Java, or similar).
• Excellent problem-solving skills and the ability to balance long-term resilience investments with immediate business needs.
• Strong communication and leadership skills, with a track record of influencing engineering practices across teams.

This posting is for an existing vacancy.

Pay Grade - P Equity Grade - 7

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).

CAN base pay range per year: 181,000 - 241,000

Job Data by YubHub.

As a Manager of Sales Engineering, you’ll combine your People Come First leadership, technical depth, and communication skills to help enterprise merchant partners evaluate and integrate Affirm.

You will lead and develop a team of Sales Engineers while actively participating in deals, guiding integration decisions, and building relationships with merchants’ technical and business leaders.

You’ll develop a deep working knowledge of Affirm’s products and integration solutions, participate in and lead technical sales calls, and provide hands-on support when the team needs coverage or additional technical leadership.

You’ll also strengthen the team’s ability to build, test, and troubleshoot integrations in sandbox environments, grounding merchant recommendations in practical experience.

Responsibilities

• Lead, mentor, and grow a team of Sales Engineers, setting clear expectations for technical proficiency, merchant engagement, and performance.
• Actively participate in deals alongside your team, supporting live technical discovery, integration discussions, and solution presentations.
• Partner with merchant technical and business leaders when an opportunity requires leadership involvement.
• Develop and maintain deep working knowledge of Affirm’s products, APIs, and integration options so you can evaluate solutions, explain tradeoffs, and help resolve technical blockers.
• Build, test, and troubleshoot integrations in sandbox or simulated merchant environments, and coach the team to develop the same practical capabilities.
• Use AI development tools in your own technical work and coach the team to apply them effectively when building prototypes, developing integrations, and testing solutions, with accountability for the quality and correctness of the resulting code.
• Collaborate with Engineering, Product, and Revenue to design effective merchant solutions, address integration gaps, and win new business.
• Translate merchant requirements and recurring technical challenges into actionable product feedback and improvements to internal processes.
• Create a respectful, supportive environment where diverse perspectives contribute to better decisions and team members receive clear feedback and opportunities to grow.

Requirements

• Passion and drive to change consumer banking for the better.
• BA/BS degree in business or technology.
• 4–6+ years of experience in Sales Engineering, Solutions Engineering, or a comparable customer-facing technical role, and 3–4 years of people management experience.
• A track record of developing technical talent, setting clear expectations, and holding teams accountable for results.
• Demonstrated ability and willingness to stay hands-on while managing a team, including personally leading technical customer conversations and helping advance deals.
• Practical experience building, testing, and troubleshooting API-based integrations, with proficiency in at least one programming language.
• Strong technical judgment and the ability to translate business requirements into integration recommendations, explain tradeoffs, and identify implementation risks.
• Excellent communication skills, with the ability to build credibility with developers, business stakeholders, and senior leaders.

Salary OTE (CA, WA, NY, NJ, CT): $185,000 - $245,000 OTE (all other U.S. states): $164,000 - $224,000

Benefits

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Job Data by YubHub.

Join Affirm as a Machine Learning Engineering Manager and become a pivotal part of our International Credit Machine Learning group. Specifically, you will manage a team of ML engineers that builds the models powering credit lending decisions in countries across Europe and in Australia.

You will lead your team in using novel ML techniques and rich data representations to predict repayment behavior and optimize how we offer loans to our borrowers. In this role, you will help shape the future of machine learning at Affirm. You'll partner with engineering, product, and risk leaders to design, implement, and scale advanced ML solutions that drive critical capabilities across the company.

You will mentor engineers, bring clarity to complex, ambiguous problems, and contribute to a cohesive long-term ML strategy.

Responsibilities

• Set the technical strategy for your team, and help your engineers tie it together with critical, business-impacting projects in our underwriting system
• Act as a force multiplier through your definition and advocacy of technical solutions and operational processes
• Collaborate across teams in the product development lifecycle by partnering with product management, design, analytics, and risk to ensure technical sustainability, risks and trade-offs are well understood and managed
• Develop talent by providing feedback and guidance, and leading by example

What We Look For

• Bachelor's in a technical field with 8+ years of industry experience, including 3+ years managing engineers
• A background in financial services, specifically in credit / lending
• Proficiency in machine learning with experience in areas including tree-based models, transformers, deep learning, and agentic ML
• Strong engineering skills and the ability to provide hands-on technical leadership while working with our code and architecture
• You thrive in ambiguity, and are comfortable moving from low-level language idioms all the way to the architecture of large systems to understand how they work

Compensation & Benefits

• Base Pay Grade - P
• Equity Grade - 7
• Base pay range per year: £142,000 - £190,000
• Benefits designed for you:
• Health coverage at no cost: We cover 100% of premiums for employees and their dependents
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount

Job Data by YubHub.

Join Affirm as a Machine Learning Engineering Manager and become a pivotal part of our International Credit Machine Learning group. Specifically, you will manage a team of ML engineers that builds the models powering credit lending decisions in countries across Europe and in Australia.

You will lead your team in using novel ML techniques and rich data representations to predict repayment behavior and optimize how we offer loans to our borrowers. In this role, you will help shape the future of machine learning at Affirm. You'll partner with engineering, product, and risk leaders to design, implement, and scale advanced ML solutions that drive critical capabilities across the company.

You will mentor engineers, bring clarity to complex, ambiguous problems, and contribute to a cohesive long-term ML strategy.

Responsibilities:

• Set the technical strategy for your team, and help your engineers tie it together with critical, business-impacting projects in our underwriting system
• Act as a force multiplier through your definition and advocacy of technical solutions and operational processes
• Collaborate across teams in the product development lifecycle by partnering with product management, design, analytics, and risk to ensure technical sustainability, risks and trade-offs are well understood and managed
• Develop talent by providing feedback and guidance, and leading by example

Requirements:

• Bachelor's in a technical field with 8+ years of industry experience, including 3+ years managing engineers
• A background in financial services, specifically in credit / lending
• Proficiency in machine learning with experience in areas including tree-based models, transformers, deep learning, and agentic ML
• Strong engineering skills and the ability to provide hands-on technical leadership while working with our code and architecture
• You thrive in ambiguity, and are comfortable moving from low-level language idioms all the way to the architecture of large systems to understand how they work

Total rewards: We believe the people building honest financial products at Affirm should share in its success. That's why our total rewards are designed to support your health, growth, financial well-being, and future. In service of our mission, we reward employees through a combination of base pay, equity (from parent company), and comprehensive benefits.

Base Pay Grade - P 365,000 zł - 485,000 zł Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Benefits:

• Competitive paid time off, paid public holidays, and additional paid Away Days to rest and recharge
• Comprehensive private healthcare through Lux Med's Platinum package
• A MultiSport card to support your health and well-being
• Learning and development programs to help you grow professionally
• Family healthcare support through Maven and parental leave support through Parentaly
• Mental well-being support through Lyra, including up to 12 confidential counseling or coaching sessions each year for you and your household members
• Financial well-being support through Northstar, with unlimited access to Certified Financial Advisors and planning tools at no cost to you
• Employee Resource Groups (ERGs) that foster connection and inclusion
• Eligibility for creative tax benefits, subject to applicable law, role, and company policy

Job Data by YubHub.

Join Affirm as a Machine Learning Engineering Manager and become a pivotal part of our International Credit Machine Learning group. Specifically, you will manage a team of ML engineers that builds the models powering credit lending decisions in countries across Europe and in Australia.

You will lead your team in using novel ML techniques and rich data representations to predict repayment behavior and optimize how we offer loans to our borrowers. In this role, you will help shape the future of machine learning at Affirm. You'll partner with engineering, product, and risk leaders to design, implement, and scale advanced ML solutions that drive critical capabilities across the company.

You will mentor engineers, bring clarity to complex, ambiguous problems, and contribute to a cohesive long-term ML strategy.

Responsibilities

• Set the technical strategy for your team, and help your engineers tie it together with critical, business-impacting projects in our underwriting system
• Act as a force multiplier through your definition and advocacy of technical solutions and operational processes
• Collaborate across teams in the product development lifecycle by partnering with product management, design, analytics, and risk to ensure technical sustainability, risks and trade-offs are well understood and managed
• Develop talent by providing feedback and guidance, and leading by example
• Participate in On-Call Rotation as a requirement

What We Look For

• Bachelor's in a technical field with 8+ years of industry experience, including 3+ years managing engineers
• A background in financial services, specifically in credit / lending
• Proficiency in machine learning with experience in areas including tree-based models, transformers, deep learning, and agentic ML
• Strong engineering skills and the ability to provide hands-on technical leadership while working with our code and architecture
• Ability to thrive in ambiguity, and comfort moving from low-level language idioms all the way to the architecture of large systems to understand how they work

Compensation & Benefits

• Base Pay Grade - P
• Equity Grade - 6
• ESP base pay range per year: €103,000 - €139,000
• Additional benefits include:
• Flexible Spending Wallets for tech, food and lifestyle
• Away Days - wellness days to take off work and recharge
• Learning & Development programs
• Parental benefit
• Employee Resource & Community Groups
• 100% subsidized medical coverage, dental and vision for you and your dependents
• Monthly stipends for health, wellness and tech spending

Job Data by YubHub.

As an Implementation Support Specialist I, you’ll combine your exceptional technical and communications skills to support the implementation of the Affirm solution with our growing network of retail partners.

You will serve as a primary support contact for our partners’ business and technical teams throughout the integration process, while working cross-functionally with Affirm’s Engineering and Merchant Operations teams to help provide clients with quick solutions, troubleshoot account issues, and build internal processes that scale.

Responsibilities

• Provide exemplary support to merchant partners on topics including: marketing best practices, accounting workflows, implementation guidance / troubleshooting
• Resolve technical integration issues related to partners’ ecommerce front-end platforms and back-end order management systems
• Identify and implement new operational processes to drive efficiency
• Develop detailed technical documentation
• Engage with internal stakeholders to define cross-functional workflows
• Provide product feedback from clients to the Product and Engineering teams to improve overall product performance and feature set

Requirements

• Bachelor’s degree or equivalent experience
• 1-3 years of experience in relevant industry (Tech, eCommerce, SaaS) and/or similar role(s)
• Past success in a job, internship, or volunteer role that required written communication with stakeholders, customers, or partners
• Exceptional project management, communication, and technical skills to manage client engagements and internal resources
• Proven ability to manage multiple assignments simultaneously, work independently and drive projects to completion with minimum guidance and high attention to detail

Nice to Have

• Experience working with major e-commerce platforms (Shopify, WooCommerce, etc) or exposure to web development concepts
• Previous experience in the payments or ecommerce space
• Knowledge of HTML, Javascript, API’s

Benefits

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Job Data by YubHub.

As part of our Customer Operations team, Operations Associates ensure timely and accurate resolution of complex customer inquiries through omni-channel communication, and partner with cross-functional teams to implement new systems and products.

Responsibilities

• Resolve escalated customer inquiries via predominantly email, with occasional need for phone calls to support customers.
• Maintain a high level of professionalism and excellent Quality Assurance scores with clients while establishing a positive rapport.
• Utilize in-depth product and financial knowledge to communicate, investigate, and resolve customer issues on a larger variety of case types.
• Participate and assist in ongoing training to develop new skills and responsibilities.
• Help identify trends and areas of improvement including agent coaching, quality monitoring, and product features.
• Participate in the incubation phase of new products and features and assist with ad-hoc projects as needed.
• Independently manage schedules and emails channels to drive higher productivity performance and quality scores.
• Collaborate cross-functionally with other Affirm teams to analyze, assess, and resolve complex customer issues.
• Participate in voluntary specialized processes in addition to day-to-day responsibilities.
• Initiate document creation, including meeting minutes, N-Pagers, and procedural updates.

Requirements

• Willingness to support operation functions on evenings, weekends, and public holidays.
• Excellent verbal and written communication skills.
• Proficient in both English and French.
• Capable of delivering high-quality work independently and/or virtually while remaining flexible in a fast-growth environment.
• 1-3 years of experience interacting with customers in an omnichannel environment (phone, email, chat, etc.).
• Experience within the financial industry is a plus.
• Sound judgment and proactive problem-solving skills.
• Ability to apply analytical thinking in decision-making with keen organizational skills and attention to detail.
• Team player with an interest in collaborating with and learning from cross-functional partners.
• Strong follow-through and ability to manage competing priorities.
• Mac (iOS) and Google Workspace (formerly G Suite) knowledge a plus.
• Comfortable with working with Key Performance Indicators (KPIs) to assess and drive performance.

Benefits

• Health coverage at no cost: 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Job Data by YubHub.

The People team helps Affirmers cultivate a high-performing, inclusive organization. We focus on three core areas: attracting talent aligned to our mission, enabling growth through people and team development, and retaining employees through thoughtful experiences and rewards.

The Compensation Programs & Partnerships (P&P) team designs, executes, and maintains some of the people programs and partnerships that enables Affirm to provide thoughtful experiences and rewards to Affirmers.

In this role, you will report to the Senior Manager of Compensation and work closely with the Senior Manager and broader Compensation team to strategize, build, refine, maintain, and implement various programs and initiatives.

Responsibilities

• Lead the end-to-end project management of the mid-year and annual compensation cycles in close alignment with the Compensation team and other key People team partners.
• Leverage existing tools and sources to provide team ad-hoc compensation analyses and story-building support.
• Partner with the Compensation Programs & Partnerships team to provide ongoing partnership support for various business related initiatives across Affirm’s Technology and Business functions.
• Partner with the Senior Incentive Compensation Manager to provide operational support for the incentive compensation design process.
• Engage in ongoing processes and special projects to refine and uphold Compensation’s programmatic frameworks.
• Serve as subject matter expert, alongside other compensation team partners, to provide education and consultation to stakeholders on our compensation structure, guidance, and various compensation programs.
• Maintain our standard job architecture catalog in Workday and internal team documents.

What We Look For

• 5+ years of experience in compensation with the ability to demonstrate an understanding of core compensation concepts and programs.
• Experience with leading and managing projects from start to finish using a standard project management lifecycle approach.
• Strong team orientation with the ability to work effectively and collaboratively across the internal team and cross-functional partners.
• Strong relationship management skills with the proven ability to consult, influence, and maintain positive relationships with business stakeholders.
• Passion for working with data elements and compiling analysis to “tell the story” and create solutions.
• Proficient with Google Sheets and Google Slides.

Benefits

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Pay Information

USA base pay range (CA, WA, NY, NJ, CT) per year: $115,000 - $165,000 USA base pay range (all other U.S. states) per year: $101,000 - $151,000

Job Data by YubHub.

The People team helps Affirmers cultivate a high-performing, inclusive organization. We focus on three core areas: attracting talent aligned to our mission, enabling growth through people and team development, and retaining employees through thoughtful experiences and rewards.

The Compensation Programs & Partnerships (P&P) team designs, executes, and maintains some of the people programs and partnerships that enables Affirm to provide thoughtful experiences and rewards to Affirmers. We are seeking a detail-oriented, collaborative Compensation Analyst who is passionate about delivering compensation programs and partnerships that helps drive Affirm’s success.

In this role, you will report to the Senior Manager of Compensation and work closely with the Senior Manager and broader Compensation team to strategize, build, refine, maintain, and implement various programs and initiatives. You will also work closely with the team to help provide partnership and support for the Technology and Business functions as well as other cross-functional partner groups.

Responsibilities

• Lead the end-to-end project management of the mid-year and annual compensation cycles in close alignment with the Compensation team and other key People team partners.
• Leverage existing tools and sources to provide team ad-hoc compensation analyses and story-building support.
• Partner with the Compensation Programs & Partnerships team to provide ongoing partnership support for various business-related initiatives across Affirm’s Technology and Business functions.
• Partner with the Senior Incentive Compensation Manager to provide operational support for the incentive compensation design process.
• Engage in ongoing processes and special projects to refine and uphold Compensation’s programmatic frameworks.
• Serve as a subject matter expert, alongside other compensation team partners, to provide education and consultation to stakeholders on our compensation structure, guidance, and various compensation programs.
• Maintain our standard job architecture catalog in Workday and internal team documents.
• May participate in sessions with external survey companies to stay up to date on market trends and share insights that can help the team maintain competitive rewards structures and programs.

What We Look For

• 5+ years of experience in compensation with the ability to demonstrate an understanding of core compensation concepts and programs.
• Experience with leading and managing projects from start to finish using a standard project management lifecycle approach.
• Strong team orientation with the ability to work effectively and collaboratively across the internal team and cross-functional partners.
• Strong relationship management skills with the proven ability to consult, influence, and maintain positive relationships with business stakeholders.
• Passion for working with data elements and compiling analysis to “tell the story” and create solutions.
• Proficient with Google Sheets and Google Slides.
• Someone who can pay close attention to detail with the ability to multitask across several deliverables at the same time while maintaining a proactive approach to work assignments in a fast-paced environment.
• Ability to be flexible and adapt to using different methods by embracing innovation and experimentation.
• Experience working within the technology industry is a plus.

Pay Grade

• I

Equity Grade

• 4

Benefits

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Job Data by YubHub.

As a Senior Product Manager on Affirm’s Credit & Pricing team, you’ll build products that help merchants turn flexible payments into measurable business growth. You’ll own the strategy for merchant pricing products and the platform capabilities behind them, helping businesses offer compelling financing, improve conversion, and generate incremental sales, while balancing merchant payment acceptance costs with sustainable economics for Affirm.

This role combines B2B product leadership with consumer product intuition. You’ll work directly with commercial teams and merchants to understand their growth objectives and economics, translate complex pricing capabilities into intuitive products, and bring new solutions to market. You’ll also partner across teams to connect pricing with how consumers discover and choose financing, while shaping future opportunities across targeted offers, incentives, and advertising.

What You’ll Do

• Set the product direction. Own the roadmap for merchant pricing products and platform capabilities, prioritizing merchant needs, consumer value, and business impact.
• Build products merchants adopt. Turn merchant insights into intuitive financing solutions. Partner with Commercial and Product Marketing to define the value proposition, launch products, and grow adoption.
• Connect pricing to consumer experiences. Make financing offers clear and compelling across the shopping journey, and evolve capabilities to support personalized offers, incentives, advertising, and market expansion.
• Lead complex product decisions. Align partners on tradeoffs across consumer experience, risk and Affirm’s business goals. Bring clear recommendations to senior leaders and drive decisions through execution.
• Own measurable results. Lead discovery, experimentation, and iteration to improve merchant adoption, incremental sales, conversion, and profitability.

What We Look For

• Merchant product experience. 5+ years in product management, including building and scaling B2B merchant products in payments, commerce, marketplaces, or related platforms.
• Commercial judgment. You understand payment acceptance costs, conversion, incrementality, and merchant ROI, and translate those economics into product decisions.
• Consumer product intuition. You turn complex capabilities into intuitive experiences that build consumer understanding and trust.
• Strong storytelling. You communicate product value, present compelling business cases, and influence merchants, executives, and cross-functional teams.
• Analytical rigor. You combine research, data, and experimentation to measure incremental impact and evaluate growth and unit economics.
• Technical fluency and ownership. You partner effectively with engineers, bring structure to ambiguity, and drive products from strategy through launch and adoption.

Experience with pricing, financing, loyalty, incentives, or advertising is a plus.

Pay Grade - N

Equity Grade - 9

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA base pay range (CA, WA, NY, NJ, CT) per year: $195,000 - $255,000 USA base pay range (all other U.S. states) per year: $173,000 - $233,000

Benefits

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Job Data by YubHub.

The Product team listens to our customers’ needs and translates those insights into a clear product vision. The team works closely with design, engineering, and analytics to build scalable financial products that empower people to manage their money with confidence.

The Consumer Payments team powers how customers successfully make payments to Affirm. As a Senior Product Manager, you will create new payment experiences that make repaying easier, improve payment success, and define how payments are processed safely and cost-effectively.

Responsibilities:

• Focus on the customer, uncovering where paying breaks down through research and data, and sharing those insights across the team
• Create new payment experiences that make repaying easier, working with Design and Analytics from discovery to launch
• Design and run experiments that improve conversion, payment success, and cost
• Shape how payments are processed safely and cost-effectively, weighing performance and risk
• Be a trusted partner to Product, Engineering, Finance, Design, and Partnerships, exploring new opportunities together, evaluating their impact, and defining sequencing
• Drive an ambitious roadmap that delivers customer and business outcomes by identifying the highest-impact bets and presenting strategy to senior leaders

Requirements:

• 5+ years of product management experience
• Analytical rigor: you are comfortable in the data and use experiment results and customer research to make product decisions
• Curiosity about customers: you have strong instincts for where an experience breaks down and the drive to fix it
• Experience holding informed conversations with engineers about how systems work and the tradeoffs they carry
• A track record of taking products from discovery through launch and iteration, including turning ambiguous or conflicting inputs into a clear plan
• Clear communication and influence: you explain tradeoffs well and build trust and alignment across Product, Engineering, Finance, Design, and Partnerships, including senior leaders, without needing formal authority
• Bonus points for experience in payments, fintech, or e-commerce

Benefits:

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount

Salary: $153,000 - $213,000 per year

Job Data by YubHub.

The Capacity Modeling team ensures Affirm can safely handle forecasted traffic,especially during peak sales events,by translating demand forecasts into concrete, testable capacity plans. They build and maintain statistical capacity models that map traffic inputs (e.g., checkout volume, app opens, batch/job activity) to resource outputs (CPU, memory, connections) and then convert those forecasts into recommended capacity settings such as pod counts, HPA ranges, and/or infrastructure sizing changes across regions and environments.

You will be responsible for owning and delivering quarterly goals for your team, leading engineers on your team through ambiguity to solve open-ended problems, and ensuring that everyone is supported throughout delivery.

You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.

You will proactively identify project, process, technology or business issues, advocate for them, and lead in solving them.

You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts.

You will foster a culture of quality and ownership on your team by setting or improving code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.

You will help develop talent on your team by providing feedback and guidance, and leading by example.

We look for:

• 4+ years of experience designing, developing and launching backend systems at scale using languages like Python or Kotlin.
• A track record of developing highly available distributed systems using technologies like AWS, MySQL and Kubernetes.
• Experience supporting scale up and down of large scale sales event such as Prime Day, Black Friday Cyber Monday, or other sales holidays.
• Tuned autoscaling, CPU/Memory, and multi-threading for compute type workloads.
• Experience defining a technical plan for the delivery of a significant feature or system component with an elegant, simple and extensible design.
• Write high quality code that is easily understood and used by others.
• Proficient at making significant changes in a large code base, and have developed a suite of tools and practices that enable you and your team to do so safely.
• Take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
• Strong verbal and written communication skills that support effective collaboration with our global engineering team.

Pay Grade - N Equity Grade - 6 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company). CAN base pay range per year: CAD $153,000 - $213,000.

Benefits:

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Job Data by YubHub.

The vision for the Batch Infra team @ Affirm team is to provide reliable, scalable, self-serve and Affirm-optimized compute solution to enable ML, Product, and Financial Engineering success.

Our team is responsible for building and maintaining compute platform that serves as a backbone for processing various Business critical batch workloads at Affirm through a wide suite of scheduled and on-demand compute solutions built on the cloud.

Affirm is growing rapidly and so is the need for reliable and high availability frameworks. If solving infrastructure challenges at scale excites you, come join us!

Responsibilities

• You will be responsible for owning and delivering quarterly goals for your team, leading engineers on your team through ambiguity to solve open-ended problems, and ensuring that everyone is supported throughout delivery.
• You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
• You will proactively identify project, process, technology or business issues, advocate for them, and lead in solving them.
• You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts.
• You will foster a culture of quality and ownership on your team by setting or improving code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.
• You will help develop talent on your team by providing feedback and guidance, and leading by example.

What We Look For

• You have 4+ years of experience designing, developing and launching backend systems at scale using languages like Python or Kotlin.
• You have a track record of developing highly available distributed systems using technologies like AWS, MySQL and Kubernetes.
• Experience building and managing Workflow Orchestration frameworks like Airflow, Flyte, Prefect, Temporal, Luigi, etc.
• Experience with or working knowledge for efficiently scaling frameworks like Spark/Flink for extremely large scale datasets on Kubernetes.
• You have experience defining a technical plan for the delivery of a significant feature or system component with an elegant, simple and extensible design. You write high quality code that is easily understood and used by others.
• You are proficient at making significant changes in a large code base, and have developed a suite of tools and practices that enable you and your team to do so safely.
• Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
• You have strong verbal and written communication skills that support effective collaboration with our global engineering team.
• This position requires either equivalent practical experience or a Bachelor’s degree in a related field.

Compensation and Benefits

• Base Pay Grade- N
• Equity Grade- 9
• Employees new to Affirm typically come in at the start of the pay range.
• Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
• Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents).
• USA base pay range (CA, WA, NY, NJ, CT) per year: $195,000 - $255,000
• USA base pay range (all other U.S. states) per year: $173,000 - $233,000

Benefits

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Job Data by YubHub.

The vision for the Batch Infra team @ Affirm is to provide reliable, scalable, self-serve and Affirm-optimized compute solution to enable ML, Product, and Financial Engineering success. Our team is responsible for building and maintaining compute platforms that serve as a backbone for processing various business-critical batch workloads at Affirm through a wide suite of scheduled and on-demand compute solutions built on the cloud.

You will be responsible for owning and delivering quarterly goals for your team, leading engineers on your team through ambiguity to solve open-ended problems, and ensuring that everyone is supported throughout delivery.

You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.

You will proactively identify project, process, technology or business issues, advocate for them, and lead in solving them.

You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts.

You will foster a culture of quality and ownership on your team by setting or improving code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.

You will help develop talent on your team by providing feedback and guidance, and leading by example.

What We Look For:

• You have 4+ years of experience designing, developing and launching backend systems at scale using languages like Python or Kotlin.
• You have a track record of developing highly available distributed systems using technologies like AWS, MySQL and Kubernetes.
• Experience building and managing Workflow Orchestration frameworks like Airflow, Flyte, Prefect, Temporal, Luigi, etc.
• Experience with or working knowledge for efficiently scaling frameworks like Spark/Flink for extremely large scale datasets on Kubernetes.
• You have experience defining a technical plan for the delivery of a significant feature or system component with an elegant, simple and extensible design. You write high-quality code that is easily understood and used by others.
• You are proficient at making significant changes in a large code base, and have developed a suite of tools and practices that enable you and your team to do so safely.
• Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
• You have strong verbal and written communication skills that support effective collaboration with our global engineering team.
• This position requires either equivalent practical experience or a Bachelor’s degree in a related field.

Benefits:

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Job Data by YubHub.

You’ll support pre-sale activities by leading technical discovery, analysing requirements, and identifying well-architected solutions, while playing a key role in winning deals and driving the business forward.

Staff Sales Engineers are part of the Merchant Engineering team and work closely with Affirm’s Sales, Engineering, and Product teams. You will work cross-functionally to develop merchant solutions, serve as a trusted technical advisor to customers, identify product enhancements, and help build internal processes that scale.

Responsibilities

• Technical Expertise: Serve as the subject matter expert on Affirm’s integration solutions, demonstrating deep understanding of merchant checkout, customer journeys, and the competitive landscape. Making the most compelling technical case for Affirm to merchants.
• Solution Development: Architect elegant solutions addressing specific customer challenges, including complex integrations and customisations.
• Merchant Trust: Build the trust of your technical counterparts, both internally and externally, while also fostering long-term relationships with Enterprise & Key merchants.
• Partner Success: Partner with sales and partner engineering teams to drive opportunities for large customers, leading solution strategy and laying groundwork for successful implementations.
• Product Influence: Act as the "voice of the customer," providing actionable insights to influence product development and feature prioritisation.
• Knowledge Scaling: Create and share best practices, reusable assets, and training materials to enhance go-to-market efficiency.
• Sales Support: Provide technical & architectural input into sales planning and forecasting, identify technical risks and constraints early, and collaborate with Sales Operations to design scalable, repeatable technical engagement models.
• Market Engagement: Develop pre-sales support material and documentation for new products and features.
• Demo Development: Build and present custom demos as required.

Requirements

• Passion and drive to change consumer checkouts & payments for the better
• BA/BS degree in business/technology, or equivalent technical account management experience
• 4+ years of experience in Sales Engineering, Solution Architecture, Partner Engineering, Solutions Engineering, technical sales or pre-sales roles
• 3+ years of current experience in the payments, fintech, or closely related industry
• Strong technical acumen in API integrations, SaaS platforms, and enterprise architectures
• Proven ability to manage multiple assignments simultaneously, work independently and drive projects to completion with minimum guidance and high attention to detail
• Extensive experience with Ecomm, In-Store, Telesales etc. checkout & payment solutions
• Solid understanding of financial infrastructure industry trends and emerging technologies
• Keen technical mind comfortable writing scripts in at least one programming language
• Excellent communication skills, with the ability to articulate complex technical concepts to diverse audiences
• Executive presence and strong relationship-building skills
• Passion for customer success and dedication to championing the customer voice
• Experience architecting solutions & technically positioning them with prospects for e-commerce platforms, payment gateways, in-store point of sale systems etc.
• Willingness to travel up to 30% of the time

Benefits

• Health coverage at no cost: 100% of premiums for employees and their dependents
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to
• Own a piece of what you build: Employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount

Job Data by YubHub.

The Operations team delivers seamless customer experiences and enables new product capabilities while ensuring operational excellence. The team owns strategy, planning, technical execution, customer service, fraud operations, process design, quality, training, and program management.

We are seeking a Senior Program Manager I to lead performance and transformation across our global BPO vendor network. This role is accountable for driving vendor excellence and customer satisfaction at scale, while also shaping long-term vendor strategy and leading large cross-functional initiatives.

Responsibilities

• Own vendor performance, including customer experience, service-levels, compliance, and QA outcomes.
• Lead executive-level vendor governance.
• Define operational strategies for horizontal services across the vendor network.
• Partner with the Business Analyst team to shape what metrics and dashboards are needed to run the business.
• Use data to diagnose performance gaps, validate trends, and prioritize interventions.
• Run ad-hoc analyses and scenario modeling to support rapid decision-making.
• Support Strategic Partnerships by serving as entry point and liaison for unique partner operational needs.
• Lead initiatives that require coordination across Operations, Compliance, Product, Risk, Training, QA, and WFM.
• Translate vendor insights into cross-functional actions that improve customer experience and compliance outcomes.
• Act as senior escalation point for systemic issues.
• Drive key initiatives such as product/process rollouts, vendor migrations, or regulatory implementations.
• Design and execute structured change programs, ensuring vendor readiness and sustained adoption.
• Champion continuous improvement and innovation across the vendor network.

Requirements

• 8+ years of expertise in vendor/BPO management, operations, or related fields.
• Strong analytical background with the ability to define the right questions, work with analysts to build the right tools, and run independent analysis when needed.
• Proven ability to drive vendor accountability through scorecards, governance, and structured interventions.
• Track record of leading large, cross-functional programs with measurable business impact.
• Exceptional communication and influencing skills with internal and vendor executives.
• Experience managing vendor networks of 2,000+ agents across multiple geographies.
• Industry background in fintech, technology, or high-growth customer operations.
• Knowledge of compliance-heavy functions.
• Skilled at turning complex data into clear narratives for senior leadership.

Benefits

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan lets you buy Affirm stock at a discount.

Pay Information

• USA base pay range (CA, WA, NY, NJ, CT) per year: $165,000 - $225,000
• USA base pay range (all other U.S. states) per year: $146,000 - $206,000

Job Data by YubHub.

The Card Loan Platform team builds the high-throughput decision engine at the heart of Affirm’s card products. Unlike traditional cards, every pay-later transaction is backed by its own unique loan, and our system is the "invisible piping" that makes this complex model work at scale.

Every swipe triggers our platform to solve a hard problem in milliseconds: matching messy, fragmented payment network data to the correct loan to drive real-time approvals, origination, and refunds. As Affirm experiences explosive growth, our team's contributions are a key enabler.

This isn't just another backend role; you'll be building the "financial brain" for our flagship card products, with your work on the critical path for every single swipe. We're tackling a unique, high-stakes distributed systems challenge that demands exceptional correctness and massive scale.

You will partner closely with product, data science, and engineering teams to design and build the future of our industry-leading money movement platform.

Responsibilities

• Drive technical strategy by leading the planning, prioritization, and execution of projects, ensuring alignment with product, technical, and business goals.
• Lead the end-to-end system design and development of large-scale, high-availability services. This includes building robust APIs and data models for our micro-service and event-driven architectures.
• Collaborate across functions with partners in Product, Analytics, Design, Legal, and Accounting and to define requirements and execute our card loan attribution and lifecycle strategy.
• Ensure system health and performance by analyzing and troubleshooting complex technical issues, optimizing existing code, and driving solutions that focus on long-term robustness and scalability.
• Mentor and grow the team by guiding junior engineers, leading technical discussions and design reviews, and championing best practices through code review.

Requirements

• 5+ years of experience in software development or engineering, with a deep understanding of system design and architecture.
• Motivated leader, inspiring team growth and fostering a culture of continuous learning
• Excellent communicator, adept at sharing complex ideas with diverse audiences.
• Strong analytical and problem-solving skills, with a creative and solution-oriented mindset.
• Proficiency in modern programming languages such as Python, Kotlin, or similar.
• Experience with cloud platforms (AWS, Azure, Google Cloud) and containerization (Docker, Kubernetes).
• Knowledge of database systems (SQL, NoSQL), web frameworks, and RESTful API development.
• This position requires either equivalent practical experience or a Bachelor’s degree in a related field.

Benefits

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Job Data by YubHub.

You'll support pre-sale activities by leading technical discovery, analyzing requirements, and identifying well-architected solutions, while playing a key role in winning deals and driving the business forward.

Senior Sales Engineers are part of the Merchant Engineering team and work closely with Affirm's Sales, Engineering, and Product teams.

What You'll Do

• Technical Expertise: Serve as the subject matter expert on Affirm's integration solutions, demonstrating deep understanding of merchant checkout, customer journeys, and the competitive landscape.
• Solution Development: Architect elegant solutions addressing specific customer challenges, including complex integrations and customizations.
• Merchant Trust: Build trust with technical counterparts, both internally and externally, while fostering long-term relationships with Enterprise & Key merchants.
• Partner Success: Partner with sales and partner engineering teams to drive opportunities for large customers.
• Product Influence: Act as the "voice of the customer," providing actionable insights to influence product development and feature prioritization.
• Knowledge Scaling: Create and share best practices, reusable assets, and training materials to enhance go-to-market efficiency.
• Sales Support: Provide technical & architectural input into sales planning and forecasting, identify technical risks and constraints early, and collaborate with Sales Operations.
• Market Engagement: Develop pre-sales support material and documentation for new products and features.
• Demo Development: Build and present custom demos as required.

What We Look For

• Passion and drive to change consumer checkouts & payments for the better
• BA/BS degree in business/technology, or equivalent technical account management experience
• 4+ years of experience in Sales Engineering, Solution Architecture, Partner Engineering, Solutions Engineering, technical sales or pre-sales roles
• 3+ years of current experience in the payments, fintech, or closely related industry
• Strong technical acumen in API integrations, SaaS platforms, and enterprise architectures
• Proven ability to manage multiple assignments simultaneously, work independently and drive projects to completion
• Extensive experience with Ecomm, In-Store, Telesales etc. checkout & payment solutions
• Solid understanding of financial infrastructure industry trends and emerging technologies
• Keen technical mind comfortable writing scripts in at least one programming language
• Excellent communication skills, with the ability to articulate complex technical concepts to diverse audiences
• Executive presence and strong relationship-building skills
• Passion for customer success and dedication to championing the customer voice
• Experience architecting solutions & technically positioning them with prospects for e-commerce platforms, payment gateways, in-store point of sale systems etc.
• Willingness to travel up to 30% of the time

Base Pay Grade - J Equity Grade - 5

USA Pacific OTE (CA, WA, NY, NJ, CT): $175,500 - $243,000 USA Sapphire OTE (all other U.S. states): $155,250 - $222,750

Job Data by YubHub.

You’ll support pre-sale activities by leading technical discovery, analyzing requirements, and identifying well-architected solutions, while playing a key role in winning deals and driving the business forward.

Senior Sales Engineers are part of the Merchant Engineering team and work closely with Affirm’s Sales, Engineering, and Product teams. You will work cross-functionally to develop merchant solutions, serve as a trusted technical advisor to customers, identify product enhancements, and help build internal processes that scale.

Responsibilities

• Technical Expertise: Serve as the subject matter expert on Affirm’s integration solutions, demonstrating deep understanding of merchant checkout, customer journeys, and the competitive landscape. Making the most compelling technical case for Affirm to merchants.
• Solution Development: Architect elegant solutions addressing specific customer challenges, including complex integrations and customizations.
• Merchant Trust: Build the trust of your technical counterparts, both internally and externally, while also fostering long-term relationships with Enterprise & Key merchants.
• Partner Success: Partner with sales and partner engineering teams to drive opportunities for our largest customers, leading solution strategy and laying groundwork for successful implementations.
• Product Influence: Act as the "voice of the customer," providing actionable insights to influence product development and feature prioritization to product management at Affirm.
• Knowledge Scaling: Create and share best practices, reusable assets, and training materials to enhance go-to-market efficiency.
• Sales Support: Provide technical & architectural input into sales planning and forecasting, identify technical risks and constraints early, and collaborate with Sales Operations to design scalable, repeatable technical engagement models.
• Market Engagement: Develop pre-sales support material and documentation for new products and features.
• Demo Development: Build and present custom demos as required.

Requirements

• Passion and drive to change consumer checkouts & payments for the better
• BA/BS degree in business/technology, or equivalent technical account management experience
• 4+ years of experience in Sales Engineering, Solution Architecture, Partner Engineering, Solutions Engineering, technical sales or pre-sales roles, focusing on solution architecture and best practices
• 3+ years of current experience in the payments, fintech, or closely related industry
• Strong technical acumen in API integrations, SaaS platforms, and enterprise architectures, with particular emphasis on Checkout processes and payment systems
• Proven ability to manage multiple assignments simultaneously, work independently and drive projects to completion with minimum guidance and high attention to detail
• Extensive experience with Ecomm, In-Store, Telesales etc. checkout & payment solutions
• Solid understanding of financial infrastructure industry trends and emerging technologies
• Keen technical mind comfortable writing scripts in at least one programming language
• Excellent communication skills, with the ability to articulate complex technical concepts to diverse audiences
• Executive presence and strong relationship-building skills
• Passion for customer success and dedication to championing the customer voice
• Experience architecting solutions & technically positioning them with prospects for e-commerce platforms, payment gateways, in-store point of sale systems etc.
• Willingness to travel up to 30% of the time

Compensation

• Base Pay Grade - J
• Equity Grade - 5
• USA Pacific OTE (CA, WA, NY, NJ, CT): $175,500 - $243,000
• USA Sapphire OTE (all other U.S. states): $155,250 - $222,750

Benefits

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Job Data by YubHub.

The Product team listens to our customers’ needs and translates those insights into a clear product vision. The team works closely with design, engineering, and analytics to build scalable financial products that empower people to manage their money with confidence.

As a Senior Product Manager on the Terms and Payments team, you will be responsible for designing both the term and payment selection experiences which drive user clarity and confidence at checkout.

Responsibilities

• Own the core checkout experience where consumers select and review their terms and payments , with a focus on driving conversion, clarity, and confidence at the moment of commitment.
• Design and run experiments that improve how consumers understand and choose their terms.
• Define and ship new UX patterns that change the way checkout looks and feels , using research insights, quantitative signals, and close collaboration with design and analytics to move from discovery to launch.
• Partner with Legal and Compliance to understand regulatory requirements and how they affect the user experience.
• Work alongside international product partners to expand the terms experience into new markets, adapting for local expectations while keeping the design system coherent.
• Develop a deep understanding of user behavior and share those insights broadly , helping the team and stakeholders stay grounded in how consumers actually experience checkout.
• Drive an ambitious roadmap , identify the highest-leverage opportunities, align cross-functional partners, and own execution from concept through launch and iteration.

Requirements

• 5+ years of Product Management experience.
• A strong sense of taste for user experience , you have opinions about what makes an interaction feel clear, considered, and delightful.
• Analytical rigor , you're comfortable digging into data, interpreting experiment results, and turning qualitative and quantitative inputs into insights and product opportunities.
• World-class execution with high agency , you ship reliably, identify what matters without waiting to be told, and hold yourself to a high bar on quality and follow-through.
• The ability to work closely with cross-functional teams across product, design, engineering, analytics, and research , building trust and driving alignment without relying on authority.
• Strong communication skills , you can deliver results, drive narratives, and explain tradeoffs in a way that brings stakeholders along and creates clarity.
• Coachability , you seek out feedback, absorb it without defensiveness, and visibly grow from it.

Benefits

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Pay Information

• CAN base pay range per year: $153,000 - $213,000

Job Data by YubHub.

The Operations team delivers seamless customer experiences and enables new product capabilities while ensuring operational excellence. The team owns strategy, planning, technical execution, customer service, fraud operations, process design, quality, training, and program management.

We are seeking a Senior Program Manager I to lead performance and transformation across our global BPO vendor network. This role is accountable for driving vendor excellence and customer satisfaction at scale, while also shaping long-term vendor strategy and leading large cross-functional initiatives.

Responsibilities

• Own vendor performance, including customer experience, service-levels, compliance, and QA outcomes.
• Lead executive-level vendor governance (e.g., QBRs, escalations).
• Define operational strategies for horizontal services across the vendor network.
• Partner with the Business Analyst team to shape what metrics and dashboards are needed to run the business.
• Use data to diagnose performance gaps, validate trends, and prioritize interventions.
• Run ad-hoc analyses and scenario modeling to support rapid decision-making.
• Support Strategic Partnerships by serving as entry point and liaison for unique partner operational needs.
• Lead initiatives that require coordination across Operations, Compliance, Product, Risk, Training, QA, and WFM.
• Translate vendor insights into cross-functional actions that improve customer experience and compliance outcomes.
• Act as senior escalation point for systemic issues.
• Drive key initiatives such as product/process rollouts, vendor migrations, or regulatory implementations.
• Design and execute structured change programs, ensuring vendor readiness and sustained adoption.
• Champion continuous improvement and innovation across the vendor network.

Requirements

• 8+ years of expertise in vendor/BPO management, operations, or related fields.
• Strong analytical background with the ability to define the right questions, work with analysts to build the right tools, and run independent analysis when needed.
• Proven ability to drive vendor accountability through scorecards, governance, and structured interventions.
• Track record of leading large, cross-functional programs with measurable business impact.
• Exceptional communication and influencing skills with internal and vendor executives.
• Experience managing vendor networks of 2,000+ agents across multiple geographies (preferred).
• Industry background in fintech, technology, or high-growth customer operations (preferred).
• Knowledge of compliance-heavy functions (Fraud, Payments, Compliance) (preferred).
• Skilled at turning complex data into clear narratives for senior leadership (preferred).

Benefits

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

The base pay range for this position is $128,000 - $188,000 per year.

Job Data by YubHub.

As a Senior Product Manager on Affirm’s Credit & Pricing team, you’ll build products that help merchants turn flexible payments into measurable business growth. You’ll own the strategy for merchant pricing products and the platform capabilities behind them, helping businesses offer compelling financing, improve conversion, and generate incremental sales, while balancing merchant payment acceptance costs with sustainable economics for Affirm.

This role combines B2B product leadership with consumer product intuition. You’ll work directly with commercial teams and merchants to understand their growth objectives and economics, translate complex pricing capabilities into intuitive products, and bring new solutions to market. You’ll also partner across teams to connect pricing with how consumers discover and choose financing, while shaping future opportunities across targeted offers, incentives, and advertising.

Responsibilities

• Set the product direction. Own the roadmap for merchant pricing products and platform capabilities, prioritizing merchant needs, consumer value, and business impact.
• Build products merchants adopt. Turn merchant insights into intuitive financing solutions. Partner with Commercial and Product Marketing to define the value proposition, launch products, and grow adoption.
• Connect pricing to consumer experiences. Make financing offers clear and compelling across the shopping journey, and evolve capabilities to support personalized offers, incentives, advertising, and market expansion.
• Lead complex product decisions. Align partners on tradeoffs across consumer experience, risk and Affirm’s business goals. Bring clear recommendations to senior leaders and drive decisions through execution.
• Own measurable results. Lead discovery, experimentation, and iteration to improve merchant adoption, incremental sales, conversion, and profitability.

Requirements

• Merchant product experience. 5+ years in product management, including building and scaling B2B merchant products in payments, commerce, marketplaces, or related platforms.
• Commercial judgment. You understand payment acceptance costs, conversion, incrementality, and merchant ROI, and translate those economics into product decisions.
• Consumer product intuition. You turn complex capabilities into intuitive experiences that build consumer understanding and trust.
• Strong storytelling. You communicate product value, present compelling business cases, and influence merchants, executives, and cross-functional teams.
• Analytical rigor. You combine research, data, and experimentation to measure incremental impact and evaluate growth and unit economics.
• Technical fluency and ownership. You partner effectively with engineers, bring structure to ambiguity, and drive products from strategy through launch and adoption.

Benefits

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Pay Information

• CAN base pay range per year: $153,000 - $213,000

Job Data by YubHub.

The Product team listens to our customers’ needs and translates those insights into a clear product vision. The team works closely with design, engineering, and analytics to build scalable financial products that empower people to manage their money with confidence.

As a Senior Product Manager on the Consumer Payments team, you will create new payment experiences that make repaying easier, improve payment success, and define how payments are processed safely and cost-effectively. This is a highly cross-functional role that sits at the intersection of Product, Engineering, Analytics, Finance, Design, and Partnerships.

Responsibilities:

• Focus on the customer, uncovering where paying breaks down through research and data, and sharing those insights across the team
• Create new payment experiences that make repaying easier, working with Design and Analytics from discovery to launch
• Design and run experiments that improve conversion, payment success, and cost
• Shape how payments are processed safely and cost-effectively, weighing performance and risk
• Be a trusted partner to Product, Engineering, Finance, Design, and Partnerships, exploring new opportunities together, evaluating their impact, and defining sequencing
• Drive an ambitious roadmap that delivers customer and business outcomes by identifying the highest-impact bets and presenting strategy to senior leaders

Requirements:

• 5+ years of product management experience
• Analytical rigor: comfort with data and using experiment results and customer research to make product decisions
• Curiosity about customers: strong instincts for where an experience breaks down and the drive to fix it
• Experience holding informed conversations with engineers about how systems work and the tradeoffs they carry
• A track record of taking products from discovery through launch and iteration, including turning ambiguous or conflicting inputs into a clear plan
• Clear communication and influence: explaining tradeoffs well and building trust and alignment across Product, Engineering, Finance, Design, and Partnerships, including senior leaders, without needing formal authority

Benefits:

• Health coverage at no cost: 100% of premiums for employees and their dependents
• Spending stipends: monthly stipends for tech setup, health, and wellness
• Time off to recharge: flexible time off and generous holiday calendars
• Employee stock purchase plan (ESPP): buy Affirm stock at a discount

Job Data by YubHub.

Consumers across the globe need safe, transparent financing while merchants want to provide users with their preferred way to pay and convert more buyers.

To help achieve this vision, we are hiring a Senior Product Manager for our 1:Many Growth team.

Affirm's Distribution Partnerships program - internally called "1:Many" - is one of the highest-leverage growth levers at the company.

Instead of integrating merchant by merchant, we integrate once into a platform merchants already use, and every merchant on that platform becomes reachable through that single integration.

This role is responsible for:

• Owning and growing Affirm's partner portfolio - making it easier and more frictionless for merchants to onboard and offer Affirm as a payment method to their customers.
• Building the durable capabilities that make every future partner integration faster to launch and easier to scale, rather than solving the same problem one partner at a time.

As a Senior Product Manager, you will work closely with cross-functional teams including commercial, merchant risk, design, product analytics, and engineering to define, launch and grow integrations with platform partners.

Effective stakeholder management and ability to successfully navigate organizational dynamics are a must for success.

You should be outcomes-driven with a very high bias for action.

Responsibilities:

• Collaborate with cross-functional teams to define, launch, and grow integrations with payment and platform partners.
• Build durable, repeatable capabilities through a Partner Acceleration Strategy that makes future partner integrations faster to launch.
• Build relationships with platform partners to gather feedback and insights on product performance, and use it to drive merchant growth.
• Define and prioritize product features and requirements to improve the customer, partner, and merchant experience.
• Create and manage the product roadmap for the broader 1:Many growth team.
• Develop success metrics/OKRs to measure the effectiveness of these initiatives.
• Partner with commercial and product marketing teams to develop go-to-market strategies for new partner integrations and features.

Requirements:

• 5+ years of product management experience
• Proven ability to multiple technical software products from kickoff to post-launch, driving meaningful business impact you can clearly articulate.
• Skilled in cross-functional collaboration , diving into technical details with engineers, iterating with designers in Figma, and analyzing funnel performance with data analysts.
• Strong organizational and communication skills to navigate complex dynamics and drive alignment.
• Execution-oriented with a proactive approach to overcoming obstacles and blockers.
• Adept at transforming incomplete or conflicting inputs into clear, actionable plans.
• Demonstrated track record of shipping high-quality products on time.
• Comfortable engaging in the commercial aspects of product development, including representing the product externally, setting expectations, and influencing outcomes that benefit both Affirm and its partners.

Benefits:

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Pay Grade - N Equity Grade - 6 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company). CAN base pay range per year: $153,000 - $213,000

Job Data by YubHub.

As a Senior Product Manager on the International team, you will drive the strategy, execution, and growth of Affirm’s consumer payments products across international markets – from iterating on the product vision, refining the product strategy, developing a roadmap, and leading execution.

What You'll Do

• Drive the execution, growth, and scale of Affirm’s consumer payments products and experiences across international markets
• Take Affirm’s payment experiences and adapt them for international markets by understanding consumer needs and local payment preferences, analyzing performance data, and iterating on the product’s features and capabilities
• Drive success metrics by shipping high impact work and running experiments that improve the repayment experience, payment success, and processing cost
• Partner effectively with engineering teams across the organization to drive product development and prioritization
• Collaborate with stakeholders (such as Design, Research, Analytics, Finance, Partnerships, Legal, Compliance, Credit, Fraud, etc.) to shape your product roadmap and incorporate legal, governance, and regulatory oversight into your products
• Understand Affirm’s international consumers at a deep level: what’s important to them, what drives their decision making, why they love Affirm, and what they wish we could do better
• Identify and create the experiences that make it seamless for consumers to make and manage payments to Affirm, balancing customer needs, payment performance, cost, and risk

What We Look For

• This isn’t your first rodeo. You’ve directly managed technical software products from kick-off to post-launch, driving meaningful business impact that you can speak to
• You have experience working on consumer technology products or payments
• You’re equally comfortable diving into technical details with an engineer, iterating on a Figma with a designer, and breaking down a funnel with a data analyst
• You have the discipline, organizational skills, and interpersonal communication skills necessary to navigate complex organizational dynamics – you have specific examples of times when you’ve secured a decision from a broad group of senior stakeholders
• You’ve worked in an environment where you were reliant on engineering teams outside of your direct purview and were able to effectively influence them to prioritize and build what you needed for your product
• You’re the kind of person who cares about getting things done. You have a bias towards action and can effectively navigate obstacles and blockers
• You can turn incomplete, conflicting, or ambiguous inputs into a solid action plan
• You have direct experience shipping high-quality products on time
• You feel comfortable jumping into the commercial aspects of product development – you’re able to connect customer needs, product decisions, and business outcomes, and make clear tradeoffs across them

Pay Grade - N Equity Grade - 5

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).

GBR base pay range per year: £120,000–£168,000 GBP

Location - Remote UK

#LI-Remote

Remote-first with flexibility built in Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.

Benefits designed for you Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Job Data by YubHub.

The Product team listens to our customers’ needs and translates those insights into a clear product vision. The team works closely with design, engineering, and analytics to build scalable financial products that empower people to manage their money with confidence.

We’re looking for a Product Designer to join us in supporting our post-purchase experience and international expansion. As a designer, you are responsible for crafting experiences that build trust, confidence and deliver on our principles of honest, transparent financial products.

Responsibilities

• Lead end-to-end design for key initiatives within our UK and international experiences, as well as our post purchase experiences globally, across App and Web.
• Own complex flows and ambiguous problem spaces, defining clear problem statements, success metrics, and design direction.
• Partner closely with product, engineering, and data to make informed trade-offs and deliver intuitive, high-quality experiences.
• Balance speed and quality, making pragmatic decisions while contributing to a cohesive product experience.
• Use research, data, and experimentation to inform decisions and continuously improve outcomes.
• Contribute to design systems and patterns, strengthening consistency and scalability across your area.
• Facilitate alignment and decision-making, ensuring teams move forward with clarity.
• Support and mentor other designers, helping raise the quality of work across the team.

Requirements

• Strong Craft & Execution: You consistently deliver polished, thoughtful interaction and visual design with high attention to detail.
• Product Thinking: You balance user needs, business goals, and technical constraints to make sound design decisions and improve end-to-end experiences.
• Ownership & Initiative: You take ownership of ambiguous problems and drive work forward with minimal oversight.
• Cross-functional Collaboration: You build strong partnerships, communicate clearly, and help teams align on decisions and trade-offs.
• Data-Informed Decision Making: You use research, experimentation, and analytics to guide your work and iterate toward better outcomes.
• Team-Level Influence: You’re a trusted design partner within your area, contributing to direction and improving how the team works.
• Growth & Adaptability: You seek feedback, continuously improve your craft, and leverage modern tools,including AI,to accelerate your workflow.
• Tools & Experience: Proficiency with modern design and collaboration tools (Figma, G Suite, Notion, etc.).
• 5+ years of product design experience or equivalent practical experience.

Benefits

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Job Data by YubHub.

The People team helps Affirmers cultivate a high-performing, inclusive organization. We focus on three core areas: attracting talent aligned to our mission, enabling growth through people and team development, and retaining employees through thoughtful experiences and rewards.

As Senior Manager, Technical Recruiting, you’ll lead recruiting across EMEA, guiding a high-performing team that helps Affirm attract exceptional Engineering talent and scale internationally. Your work will strengthen our global hiring strategy and enable the teams advancing Affirm’s mission.

Responsibilities:

• Lead, coach, and develop a team of recruiters by setting clear expectations, providing thoughtful feedback, and fostering a high-performing, inclusive team culture
• Own the recruiting strategy for EMEA, aligning regional hiring plans with business priorities and building the capabilities needed to support Affirm's continued international growth
• Partner with Technical and cross-functional leaders to translate hiring plans into scalable hiring strategies across teams and geographies
• Influence Director and VP-level stakeholders through recruiting data, market insights, and strategic guidance to inform hiring decisions, build alignment, and proactively mitigate talent risks
• Use recruiting analytics to identify trends, improve funnel performance, forecast hiring risks, and drive continuous improvement across the hiring process
• Collaborate closely with Talent Brand, Talent Operations, Compensation, and other People teams to deliver a seamless, consistent hiring experience
• Build trusted relationships with senior leaders through transparent communication, thoughtful partnership, and proactive talent advice
• Identify opportunities to simplify, automate, and improve recruiting processes to increase efficiency, scalability, and the candidate experience

Requirements:

• 10+ years of experience leading full-cycle technical recruiting, with a track record of hiring for engineering and other technical roles at scale
• 5+ years of experience leading and developing high-performing recruiting teams
• Deep knowledge of the EMEA talent market, with experience hiring in the UK, Poland, and Spain preferred
• Experience developing and executing hiring strategies in new or emerging markets where recruiting infrastructure and talent networks are still being established
• Strong executive presence with the ability to influence, advise, and build trusted partnerships with senior leaders
• Strong analytical skills, with experience using recruiting data and market insights to shape hiring strategies and influence business decisions
• Proven ability to lead recruiting teams through organizational growth and change while maintaining high performance and delivering hiring results

Total Rewards: We believe the people building honest financial products at Affirm should share in its success. That's why our total rewards are designed to support your health, growth, financial well-being, and future. In service of our mission, we reward employees through a combination of base pay, equity (from parent company), and comprehensive benefits.

Benefits:

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount

Job Data by YubHub.

The People team helps Affirmers cultivate a high-performing, inclusive organization. We focus on three core areas: attracting talent aligned to our mission, enabling growth through people and team development, and retaining employees through thoughtful experiences and rewards.

As Senior Manager, Technical Recruiting, you’ll lead recruiting across EMEA, guiding a high-performing team that helps Affirm attract exceptional Engineering talent and scale internationally. Your work will strengthen our global hiring strategy and enable the teams advancing Affirm’s mission.

Responsibilities:

• Lead, coach, and develop a team of recruiters by setting clear expectations, providing thoughtful feedback, and fostering a high-performing, inclusive team culture
• Own the recruiting strategy for EMEA, aligning regional hiring plans with business priorities and building the capabilities needed to support Affirm's continued international growth
• Partner with Technical and cross-functional leaders to translate hiring plans into scalable hiring strategies across teams and geographies
• Influence Director and VP-level stakeholders through recruiting data, market insights, and strategic guidance to inform hiring decisions, build alignment, and proactively mitigate talent risks
• Use recruiting analytics to identify trends, improve funnel performance, forecast hiring risks, and drive continuous improvement across the hiring process
• Collaborate closely with Talent Brand, Talent Operations, Compensation, and other People teams to deliver a seamless, consistent hiring experience
• Build trusted relationships with senior leaders through transparent communication, thoughtful partnership, and proactive talent advice
• Identify opportunities to simplify, automate, and improve recruiting processes to increase efficiency, scalability, and the candidate experience

Requirements:

• 10+ years of experience leading full-cycle technical recruiting, with a track record of hiring for engineering and other technical roles at scale
• 5+ years of experience leading and developing high-performing recruiting teams
• Deep knowledge of the EMEA talent market, with experience hiring in the UK, Poland, and Spain preferred
• Experience developing and executing hiring strategies in new or emerging markets where recruiting infrastructure and talent networks are still being established
• Strong executive presence with the ability to influence, advise, and build trusted partnerships with senior leaders
• Strong analytical skills, with experience using recruiting data and market insights to shape hiring strategies and influence business decisions
• Proven ability to lead recruiting teams through organizational growth and change while maintaining high performance and delivering hiring results

Total Rewards: We believe the people building honest financial products at Affirm should share in its success. That's why our total rewards are designed to support your health, growth, financial well-being, and future. In service of our mission, we reward employees through a combination of base pay, equity (from parent company), and comprehensive benefits.

For Spain:

• Pay Grade - N
• Equity Grade - 6
• ESP base pay range per year: 86,000 - 122,000 EUR

Benefits:

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount

Job Data by YubHub.

The People team helps Affirmers cultivate a high-performing, inclusive organization. We focus on three core areas: attracting talent aligned to our mission, enabling growth through people and team development, and retaining employees through thoughtful experiences and rewards.

As Senior Manager, Technical Recruiting, you’ll lead recruiting across EMEA, guiding a high-performing team that helps Affirm attract exceptional Engineering talent and scale internationally. Your work will strengthen our global hiring strategy and enable the teams advancing Affirm’s mission.

Responsibilities:

• Lead, coach, and develop a team of recruiters by setting clear expectations, providing thoughtful feedback, and fostering a high-performing, inclusive team culture
• Own the recruiting strategy for EMEA, aligning regional hiring plans with business priorities and building the capabilities needed to support Affirm's continued international growth
• Partner with Technical and cross-functional leaders to translate hiring plans into scalable hiring strategies across teams and geographies
• Influence Director and VP-level stakeholders through recruiting data, market insights, and strategic guidance to inform hiring decisions, build alignment, and proactively mitigate talent risks
• Use recruiting analytics to identify trends, improve funnel performance, forecast hiring risks, and drive continuous improvement across the hiring process
• Collaborate closely with Talent Brand, Talent Operations, Compensation, and other People teams to deliver a seamless, consistent hiring experience
• Build trusted relationships with senior leaders through transparent communication, thoughtful partnership, and proactive talent advice
• Identify opportunities to simplify, automate, and improve recruiting processes to increase efficiency, scalability, and the candidate experience

Requirements:

• 10+ years of experience leading full-cycle technical recruiting, with a track record of hiring for engineering and other technical roles at scale
• 5+ years of experience leading and developing high-performing recruiting teams
• Deep knowledge of the EMEA talent market, with experience hiring in the UK, Poland, and Spain preferred
• Experience developing and executing hiring strategies in new or emerging markets where recruiting infrastructure and talent networks are still being established
• Strong executive presence with the ability to influence, advise, and build trusted partnerships with senior leaders
• Strong analytical skills, with experience using recruiting data and market insights to shape hiring strategies and influence business decisions
• Proven ability to lead recruiting teams through organizational growth and change while maintaining high performance and delivering hiring results

Total Rewards: We believe the people building honest financial products at Affirm should share in its success. That's why our total rewards are designed to support your health, growth, financial well-being, and future. In service of our mission, we reward employees through a combination of base pay, equity (from parent company), and comprehensive benefits.

Poland: Pay Grade - N Equity Grade - 5 PLN base pay range per year: 308,000 zł - 408,000 zł

Benefits:

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount

Job Data by YubHub.

About the Operations team The Operations team delivers seamless customer experiences and enables new product capabilities while ensuring operational excellence. The team owns strategy, planning, technical execution, customer service, fraud operations, process design, quality, training, and program management. We drive efficiency, resolve issues quickly, and scale operations as the business grows. Our goal is to deliver seamless support while maintaining high standards and reducing risk.

About the role As we scale into new products, partners, geographies, and channels, we need an exceptional leader to own the strategy of how our servicing operating model evolves globally. In this role you'll set the customer operations strategy for a portfolio of complex, cross-functional expansion programs, lead a team of program and process managers, and be accountable for adapting the servicing model to new and differentiated products across markets. In addition, you will be the leader who represents operations across international business teams providing transparency into performance and partnering across product, engineering, and operations to help drive continuous improvement in service delivery for international customers.

What You'll Do

• Own the strategy and roadmap for how Customer Operations scales to support global expansion , new products, merchants/partners, geo launches, and channels , translating ambiguous, undefined business direction into structured programs and clear operating plans.
• Establish and modify the team's operational objectives, policies, procedures, and work plans; define the methods, frameworks, and success criteria used to run initiatives across regions.
• Lead, coach, and develop a team spanning two or more disciplines (e.g., program management and service delivery via process/continuous improvement); oversee professionals and, where applicable, other people leaders; delegate assignments and ensure effective execution.
• Drive the strategy and success of large-scale, cross-area programs for operations, merchant/geo launches, automation and efficiency programs, new-product scaling , managing scope, schedule, budget, dependencies, and risk across a complex, multi-market servicing landscape.
• Partner in lock step with Product, Engineering, Analytics, Risk, Training, Knowledge, and Service Delivery leads to run cross-functional discovery and scoping, coordinate planning, and oversee dependencies through the full program lifecycle.
• Build alignment across mid- to senior-level leaders cross-functionally; influence outcomes in complex or sensitive situations while strengthening those relationships.
• Own portfolio-level governance (working groups, weekly/monthly business reviews) to drive awareness, issue resolution, and decision-making; be accountable for decisions that affect team, program, and overall business results over a medium-term (1yr+) horizon and that can carry company-wide effects.
• Own post-launch operational performance for the global international operations portfolio and set up rituals and roles to support global business teams with transparent performance and improvement plans across servicing and operations.
• Serve as a recognized subject-matter expert and thought leader on the global servicing operating model; build networks and represent Customer Operations on broader, organization-wide initiatives.
• Champion an analytical, data-driven culture within the team and across Product, Analytics, Engineering, and the broader business.
• Develop communication and change-management plans for the portfolio, and own the processes for logging and tracking risks, issues, actions, and dependencies.
• Represent the unique customer servicing needs of global customers at scale across core operations.

What We Look For

• 12+ years of relevant experience, including 5+ years leading teams and/or managing other managers or senior professionals.
• Experience building and scaling global customer experience operations and working in global environments across cultures and geographies.
• Deep program and process management expertise (PMP and/or Lean Six Sigma Black Belt a plus), with a track record of defining methods and standards , not just applying them.
• Broad, cross-disciplinary expertise and a strong understanding of how the wider organization and market operate, complemented by deep functional knowledge of customer care, fraud, and/or merchant operations (processes, systems, and key metrics).
• Strong knowledge of how shared services operate; experience in services, operations, and/or sales.
• Experience delivering programs across multiple geographies or markets strongly preferred; consumer lending or financial services background strongly preferred.
• Proven ability to work on unique, poorly defined problems that lack strategic direction , evaluating intangibles, applying conceptual thinking, and creating the approach and evaluation criteria.
• Demonstrated ability to influence and build alignment among diverse, senior stakeholders in complex or sensitive situations.
• Sound judgment to make discretionary decisions with significant latitude, balancing research, creativity, and business impact.
• Self-starter with a strong sense of urgency, accountability, and results orientation, and a genuine enthusiasm for developing people and building new capabilities.

Base Pay Grade - N Equity Grade - 9 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

USA base pay range (CA, WA, NY, NJ, CT): $195,000 - $255,000 USD. USA base pay range (all other U.S. states): $173,000 - $233,000 USD.

Job Data by YubHub.

About the Operations team The Operations team delivers seamless customer experiences and enables new product capabilities while ensuring operational excellence. The team owns strategy, planning, technical execution, customer service, fraud operations, process design, quality, training, and program management. We drive efficiency, resolve issues quickly, and scale operations as the business grows. Our goal is to deliver seamless support while maintaining high standards and reducing risk.

About the role As we scale into new products, partners, geographies, and channels, we need an exceptional leader to own the strategy of how our servicing operating model evolves globally. In this role you'll set the customer operations strategy for a portfolio of complex, cross-functional expansion programs, lead a team of program and process managers, and be accountable for adapting the servicing model to new and differentiated products across markets. In addition, you will be the leader who represents operations across international business teams providing transparency into performance and partnering across product, engineering, and operations to help drive continuous improvement in service delivery for international customers.

The ideal candidate pairs strong business acumen and judgment with the ability to lead teams, shape ambiguous problem spaces into clear operating plans, and influence senior partners across the company. A deep passion for growing international businesses and working to understand the localization needs for customer experience and being able to implement with scale and efficiency will be key.

What You'll Do

• Own the strategy and roadmap for how Customer Operations scales to support global expansion , new products, merchants/partners, geo launches, and channels , translating ambiguous, undefined business direction into structured programs and clear operating plans.
• Establish and modify the team's operational objectives, policies, procedures, and work plans; define the methods, frameworks, and success criteria used to run initiatives across regions.
• Lead, coach, and develop a team spanning two or more disciplines (e.g., program management and service delivery via process/continuous improvement); oversee professionals and, where applicable, other people leaders; delegate assignments and ensure effective execution.
• Drive the strategy and success of large-scale, cross-area programs for operations, merchant/geo launches, automation and efficiency programs, new-product scaling , managing scope, schedule, budget, dependencies, and risk across a complex, multi-market servicing landscape.
• Partner in lock step with Product, Engineering, Analytics, Risk, Training, Knowledge, and Service Delivery leads to run cross-functional discovery and scoping, coordinate planning, and oversee dependencies through the full program lifecycle.
• Build alignment across mid- to senior-level leaders cross-functionally; influence outcomes in complex or sensitive situations while strengthening those relationships.
• Own portfolio-level governance (working groups, weekly/monthly business reviews) to drive awareness, issue resolution, and decision-making; be accountable for decisions that affect team, program, and overall business results over a medium-term (1yr+) horizon and that can carry company-wide effects.
• Own post-launch operational performance for the global international operations portfolio and set up rituals and roles to support global business teams with transparent performance and improvement plans across servicing and operations.
• Serve as a recognized subject-matter expert and thought leader on the global servicing operating model; build networks and represent Customer Operations on broader, organization-wide initiatives.
• Champion an analytical, data-driven culture within the team and across Product, Analytics, Engineering, and the broader business.
• Develop communication and change-management plans for the portfolio, and own the processes for logging and tracking risks, issues, actions, and dependencies.
• Represent the unique customer servicing needs of global customers at scale across core operations.

What We Look For

• 12+ years of relevant experience, including 5+ years leading teams and/or managing other managers or senior professionals.
• Experience building and scaling global customer experience operations and working in global environments across cultures and geographies.
• Deep program and process management expertise (PMP and/or Lean Six Sigma Black Belt a plus), with a track record of defining methods and standards , not just applying them.
• Broad, cross-disciplinary expertise and a strong understanding of how the wider organization and market operate, complemented by deep functional knowledge of customer care, fraud, and/or merchant operations (processes, systems, and key metrics).
• Strong knowledge of how shared services operate; experience in services, operations, and/or sales.
• Experience delivering programs across multiple geographies or markets strongly preferred; consumer lending or financial services background strongly preferred.
• Proven ability to work on unique, poorly defined problems that lack strategic direction , evaluating intangibles, applying conceptual thinking, and creating the approach and evaluation criteria.
• Demonstrated ability to influence and build alignment among diverse, senior stakeholders in complex or sensitive situations.
• Sound judgment to make discretionary decisions with significant latitude, balancing research, creativity, and business impact.
• Self-starter with a strong sense of urgency, accountability, and results orientation, and a genuine enthusiasm for developing people and building new capabilities.

Base Pay Grade - N Equity Grade - 6 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Benefits

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Job Data by YubHub.

About The Operations Team

The Operations team delivers seamless customer experiences and enables new product capabilities while ensuring operational excellence. The team owns strategy, planning, technical execution, customer service, fraud operations, process design, quality, training, and program management. We drive efficiency, resolve issues quickly, and scale operations as the business grows. Our goal is to deliver seamless support while maintaining high standards and reducing risk.

About The Role

Affirm is building a de novo bank, and this role will help establish and scale its operating foundation. You will own the Finxact core and digital banking experience platforms, lead deposit and lending operations strategy, and partner with servicing teams to build resilient, well-controlled processes that deliver transparent, reliable financial products.

Responsibilities

• Own the implementation, configuration, and ongoing administration of Finxact as the Bank’s core system of record, including product structures, rates and fees, transaction and posting rules, account parameters, general-ledger mappings, user entitlements, environments, and controlled production changes.
• Own the operational delivery and ongoing management of Savana and the Bank’s integrated digital account-opening, online and mobile banking experiences. Translate customer and operational needs into requirements; lead user-acceptance testing, release readiness, issue resolution, and continuous platform improvement.
• Lead operational launch readiness, including operating-model design, procedures, roles and responsibilities, staffing and training, end-to-end testing, mock processing days, cutover, go/no-go evidence, hypercare, and the transition to stable business-as-usual operations.
• Direct daily deposit operations, including balancing Federal Reserve activity to the Finxact ledger; reconciling new-account funding; approving outbound ACH and wire files under dual control; managing inclearing, returns, and exceptions; reviewing failed account boarding; monitoring zero-balance account aging; and overseeing dormancy, escheatment, account maintenance, holds, statements, transaction research, error investigations, dispute resolution, regulatory reporting, and fraud-investigation support.
• Direct lending operations by validating underwriting and eligibility results against Bank guidelines; approving or declining funding within delegated authority; creating and approving funding wires with appropriate segregation of duties; validating loan boarding and journal-entry bookings; and reconciling funding, settlement, daily loan activity, and exceptions.
• Oversee loan purchase and sale operations, including seasoning and eligibility validation, loan-tape and documentation quality control, approval and settlement, confirmation of funds received, accurate sold status and sold-date updates, boarding validation, and completion of purchase and sale audits.
• Build and maintain the Bank’s operational control environment in accordance with Bank-approved policies and independent governance. Own documented procedures, maker-checker controls, reconciliations, access reviews, exception aging, quality assurance, records and evidence, root-cause analysis, issue remediation, and audit and examination readiness; partner with Compliance on BSA/AML, OFAC, consumer-protection, privacy, funds-availability, payments, complaint, and other applicable requirements.
• Manage Bank oversight of affiliate-provided services and critical core, digital banking, payments, document, and operations vendors. Maintain Bank decision rights, data ownership, service levels, audit and remediation rights, and escalation paths; monitor performance, capacity, releases, incidents, and control reports; coordinate root-cause reviews; and maintain tested business-continuity, disaster-recovery, transition, and manual-workaround capabilities.
• Lead and develop a high-performing Bank Operations team through clear decision rights, capacity planning, cross-training, performance management, succession planning, and escalation coverage. Establish metrics for processing timeliness and completeness, reconciliations, exceptions, failed boarding, operational losses, customer-impacting incidents, vendor performance, and control effectiveness, and provide clear reporting and recommendations to Bank leadership.
• Partner closely with Product, Engineering, Data, Accounting, Finance, Treasury, Lending, Compliance, Risk, Information Security, Fraud, Customer Care, Internal Audit, and third parties to design scalable workflows, automate controls, resolve systemic issues, and deliver safe, reliable customer experiences.

What We Look For

• 8+ years of relevant experience in banking operations, digital banking, financial technology, or core-platform delivery, including meaningful experience leading teams and operating in a regulated financial institution.
• Hands-on experience implementing, configuring, converting, or administering a core banking platform; experience with Finxact or another modern cloud-native, API-first core is strongly preferred.
• Experience owning digital account-opening and online or mobile banking platforms and coordinating integrations, user-acceptance testing, releases, production support, and vendor-driven change.
• Deep working knowledge of deposit and lending operations, including ACH, wires, checks and in-clearing, account funding, reconciliations, general-ledger impacts, exception management, loan funding and boarding, and loan purchase or sale settlement.
• Demonstrated ability to design and operate effective controls, including segregation of duties, approval authorities, reconciliations, access management, quality assurance, issue management, recordkeeping, and audit or regulatory-examination support.
• Strong understanding of bank regulatory and risk expectations applicable to deposit, lending, payments, third-party, consumer-protection, privacy, business-continuity, and operational-resilience activities.
• Proven success managing critical technology and operations vendors, service levels, incidents, root-cause analysis, remediation commitments, and executive escalations.
• Excellent judgment, analytical problem-solving, and written and verbal communication skills, with the ability to translate between banking operations, customer experience, product, technology, risk, and executive stakeholders.
• Experience building a de novo bank, launching a new bank or digital-banking program, or completing a core conversion is strongly preferred.
• Familiarity with SQL, data pipelines, and business-intelligence tools is a plus.
• Willingness to provide periodic after-hours support for releases, cutovers, material incidents, and business-continuity events.

Benefits

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Compensation

• Base Pay Grade - N
• Equity Grade - USA 9
• USA base pay range (CA, WA, NY, NJ, CT) per year: $195,000 - $255,000
• USA base pay range (all other U.S. states) per year: $173,000 - $233,000

Job Data by YubHub.

On the ML Fraud team, you’ll build and improve machine learning systems that make real-time transaction decisions, protecting consumers and merchants while balancing fraud loss, customer experience, and conversion.

You’ll work closely with experienced ML engineers, platform partners, and cross-functional stakeholders to take models from idea to prototype to production, and to keep them healthy with strong measurement and monitoring as fraud patterns evolve.

Responsibilities

• Lead development of new fraud prediction models using a mix of approaches for tabular, graph, and behavioral data
• Build and scale feature pipelines and training datasets from proprietary and third-party signals, partnering with data and platform teams when needed
• Prototype new modeling ideas and features, run offline experiments, and drive the best-performing approaches into production with appropriate risk controls
• Productionize models: integrate into batch and/or real-time decision systems, and improve reliability, latency, and operational robustness
• Instrument and monitor model and data health, and help define retraining/backtesting workflows as fraud patterns evolve
• Identify and implement foundational improvements to how the team builds models
• Collaborate across Engineering, Fraud Analytics, Product, and ML Platform to define requirements, evaluate tradeoffs, and communicate results clearly to both technical and non-technical audiences

Requirements

• 6+ years experience researching, training, tuning and launching ML models at scale. Relevant PhD can count for up to 2 years of experience
• Track record of delivering high impact machine learning models in a low latency live setting
• Strong Python skills and experience writing production-quality code
• Experience building and evaluating models for tabular classification problems (preferably gradient-boosted decision trees like LightGBM/XGBoost/CatBoost, or similar)
• Experience with a deep learning framework (PyTorch preferred)
• Experience working with distributed data processing or parallel compute frameworks (Spark preferred; Ray/Dask or similar)
• Experience with ML lifecycle tooling for training orchestration, experimentation, and model monitoring (e.g., Kubeflow, Airflow, MLflow, or equivalent internal platforms)
• Proficient in using AI-powered developer tools (e.g., Claude Code, Cursor, or similar) to accelerate iteration, debugging, and code quality as part of day-to-day development workflows
• Mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code
• Comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews
• Strong verbal and written communication skills that support effective collaboration with our global engineering team

Benefits

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount

Job Data by YubHub.

The Revenue team drives Affirm’s top-line growth through strategic partnerships, pricing, and go-to-market execution. We acquire, retain, and expand merchant relationships across eCommerce, in-store, telesales, and the Affirm app. The team leads onboarding, relationship management, and performance optimization to help partners succeed.

Marketing Services drives growth through merchant and platform partnerships, integrated marketing programs, marketplace experiences, and events that deepen relationships and create value for Affirm and our partners.

As a Senior Director, Revenue Marketing Services, you will set the long-term vision and strategy for Marketing Services, establishing how Affirm leverages merchant and platform partnerships, marketing solutions, and experiences to drive growth, deepen partner relationships, and strengthen Affirm’s market position.

Responsibilities:

• Set the long-term vision and strategy for Marketing Services
• Oversee the Marketing Services team to ensure efficient deployment of co-marketing investments
• Lead the Marketplace Partnerships, Partner Marketing, and Platform Marketing teams
• Shape Affirm’s partner and industry events strategy
• Set the strategy for deploying merchant and Affirm-funded marketing investments
• Partner with Product team to identify and expand revenue-generating programs
• Partner with Sales, Client Success, and Partnerships leaders to shape integrated merchant growth and account strategies
• Establish scalable frameworks for investment decisions, measurement, and campaign governance
• Oversee significant marketing investments and partner-funded programs

Requirements:

• 12+ years of experience across Partner Marketing, Performance Marketing, Partnerships, Marketplace, Media, Events, or related growth disciplines
• Proven success developing and executing long-term partner marketing or growth strategies
• Demonstrated experience leading through other people leaders, building high-performing organizations, and developing senior talent
• Experience building or scaling new growth channels, monetization models, partner programs, or business capabilities
• Strong strategic and commercial judgment
• Demonstrated ability to influence executive leadership and build alignment across functions
• Exceptional executive presence and communication skills
• Strong analytical orientation and experience using performance, customer, and market insights
• Experience establishing scalable operating models, measurement frameworks, and governance
• Experience in fintech, payments, commerce, marketplaces, retail, advertising, or another technology-driven industry is strongly preferred

Benefits:

• Health coverage at no cost
• Spending stipends for tech setup and health and wellness options
• Flexible time off and generous holiday calendars
• Employee stock purchase plan (ESPP)

Salary:

• USA On Target Earnings (CA, WA, NY, NJ, CT) per year: $327,750 - $408,250
• USA On Target Earnings (all other U.S. states) per year: $290,950 - $371,450

Job Data by YubHub.

The Product team listens to our customers’ needs and translates those insights into a clear product vision. The team works closely with design, engineering, and analytics to build scalable financial products that empower people to manage their money with confidence.

We’re looking for a Senior Director of Product Management to lead the teams responsible for the end-to-end repayments journey,from how customers manage and make payments to how Affirm supports customers through delinquency, collections, credit reporting, bankruptcy, and financial hardship.

Responsibilities

• Lead and scale a high-performing product organization. Manage and develop a team of approximately 15 product managers, including people managers.
• Own the end-to-end repayments strategy. Define the multi-year vision for how customers manage and repay their Affirm loans, including the app and web experiences, consumer payment platforms, payment success, and support for customers experiencing financial difficulty.
• Transform collections and recoveries. Set the product strategy for Affirm’s collections and recoveries experiences and platforms.
• Set the vision for critical platforms. Lead the strategy for communications, open banking, credit reporting, bankruptcy, and hardship platforms,ensuring these capabilities are scalable, compliant, and able to support Affirm’s continued growth.
• Deliver meaningful business and customer impact. Establish clear goals and success metrics across customer experience, payment performance, delinquency, recoveries, transaction costs, complaints, and operational efficiency.
• Balance customer needs, risk, and economics. Make thoughtful product decisions that strengthen customer trust while improving credit outcomes and long-term loan economics.
• Drive cross-functional alignment at scale. Partner closely with Engineering, Analytics, Credit, Risk, Operations, Finance, Legal, and Compliance to establish shared priorities and translate strategy into coordinated execution.
• Enable global scale. Build platform capabilities that can support new products, international markets, regulatory requirements, and increasingly complex servicing needs.
• Influence senior leadership. Clearly communicate strategy, investment priorities, performance, and tradeoffs to executive stakeholders. Help shape company-level decisions across the broader consumer and financial platform ecosystem.

Requirements

• 15+ years of product management experience, including leading large, high-performing teams of PMs and people managers across multiple domains
• Deep experience in consumer fintech, lending, payments, servicing, collections, or another regulated financial environment
• Proven ability to define and execute multi-year strategies spanning customer experiences, complex platforms, and operational capabilities
• Strong customer, technical, and analytical judgment, with the ability to balance customer outcomes, risk, compliance, and business economics
• Track record of driving alignment and execution across Engineering, Analytics, Risk, Operations, Legal, Compliance, Finance, and executive leadership
• Exceptional leadership and communication skills, with the ability to create clarity, influence senior stakeholders, and develop strong product leaders
• Proficiency with AI-assisted tools to accelerate analysis, decision-making, and team effectiveness
• Bachelor’s degree or equivalent practical experience

Benefits

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Job Data by YubHub.

Affirm is building the next generation of consumer finance, and the Affirm Card sits at the center of that vision,blending debit, pay-over-time, and network-native experiences into a single product.

We’re looking for a Senior Director of Product to lead the Affirm Card and Card Platform,owning both the end-user experience, the business outcomes of every card product, and the underlying platform that powers card issuance, authorization, servicing, and partner integrations.

This is a pillar-level leadership role responsible for defining strategy, building a high-performing team, and delivering durable business outcomes across one of Affirm’s most strategic product areas.

What you’ll do

• Own the Card domain end-to-end
• Define and drive the multi-year vision for Affirm Card across consumer experience, growth, and economics, inclusive of new card products that complement the one we have in market today.
• Lead the US direct to consumer card products (Affirm Cards, and in-app virtual cards).
• Oversee our Card Platform (authorization, ledgering, servicing, controls) which powers the D2C products both domestically and internationally, along with a number of merchant and partner integrations.
• Translate company strategy into a coherent roadmap spanning multiple teams and systems.

• Build and scale a high-performing product organization
• Manage and develop a team of PMs and PM leaders.
• Establish product standards, operating cadence, and decision frameworks.
• Build a durable org that delivers high-quality outcomes without direct involvement in every decision.

• Drive business outcomes at scale
• Own GMV, engagement, unit economics, and credit outcomes for the Card domain.
• Shape investment strategy, tradeoffs, and resource allocation across multiple product areas.
• Partner with Finance and Credit to optimize profitability and risk.

• Lead platform strategy and execution
• Drive platform capabilities that unlock velocity across Affirm (APIs, controls, servicing systems).
• Partner deeply with Engineering to make cost vs. value tradeoffs at the system level.
• Ensure the Card Platform scales reliably across use cases, geographies, and partners.

• Operate as a cross-functional leader
• Align senior stakeholders across Engineering, Design, Credit, Legal, Partnerships, and GTM.
• Build strong relationships with external partners (networks, processors, wallet providers).
• Represent the Card domain in executive forums and company planning cycles.

What we look for

• Product leadership at scale
• 15+ years in product management, with experience leading multi-team product areas or platforms.
• Track record of owning large domains or business lines with meaningful financial impact.

• Org-building capability
• Experience managing managers and building high-performing PM teams.
• Proven ability to create systems, processes, and culture that scale.

• Strategic and systems thinker
• Ability to operate at portfolio-level altitude,connecting product decisions to company strategy.
• Strong judgment across second- and third-order tradeoffs, especially in complex systems.

• Platform + fintech depth
• Experience in payments, cards, fintech, or adjacent infrastructure.
• Comfort working on both consumer-facing products and backend platforms.

• Execution and influence
• Ability to drive alignment across senior stakeholders and functions.
• Strong product instincts paired with rigorous, data-driven decision-making.

Why this role matters

Affirm Card is one of the fastest-growing parts of the business and a key driver of long-term differentiation. This role will shape:

• How Affirm shows up every day in consumers’ wallets.
• How we blend debit, credit, and pay-over-time into one experience.
• The platform foundation that enables future financial products.

Pay Grade - V Equity Grade - 21

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA base pay range (CA, WA, NY, NJ, CT) per year: $340,000 - $375,000 USA base pay range (all other U.S. states) per year: $305,000 - $340,000

Benefits

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Job Data by YubHub.

About the Risk & Analytics Team

The Risk & Analytics (R&A) team makes crucial decisions that direct Affirm’s business strategy. We partner with Machine Learning, Product, Engineering, Capital Markets, and Commercial teams to grow Affirm responsibly by optimizing approval, conversion, losses, and profitability. Operating across the entire customer and merchant lifecycle, we tackle a diverse array of challenges, from optimizing checkout conversion and mitigating fraud risk to building scalable data foundations and enabling international growth. We analyze performance not just to report on it, but to determine where to invest resources for maximum impact through building tools, scalable data infrastructure, and analytical frameworks. We improve the analytics experience across Affirm by streamlining workflows and fostering a culture of learning and documentation. By taking ownership of the entire analytical lifecycle, from initial question to final business decision, we turn complex data and systems into clear, actionable signals that ensure Affirm grows efficiently and intelligently.

One Role, Multiple Teams

We are hiring multiple Senior Analyst roles across Affirm's Risk & Analytics organization through this single job posting. Rather than interviewing for one specific team, candidates will go through a shared interview process designed to assess the core skills we look for across R&A. If selected, we will work with you to determine the best team match based on your interests, experience, strengths, and current business needs. You will have the opportunity to learn more about our teams and share your preferences as you move through the process. Potential team placements include:

• Point of Sale (POS): Optimize merchant and checkout performance to improve conversion, approvals, and unit economics across the purchase funnel.
• Direct to Consumer (DTC) / Card: Drive engagement, repeat usage, and lifecycle health across Affirm's app, web, and card experiences.
• Fraud: Prevent and reduce fraud losses across the customer journey while maintaining a frictionless user experience.
• Core Analytics: Build the quantitative research, performance monitoring, and scalable data foundations that enable fast, economically sound decisions.
• Servicing: Enhance the post-origination customer experience by analyzing repayment behavior, collections strategies, and operational efficiency.
• International Expansion: Build the measurement and decision foundations needed to sustainably launch and scale Affirm in new global markets.

About the Role

As a Senior Analyst in Affirm's Risk & Analytics organization, you will join one of several analytical teams working across the customer and merchant lifecycle. While the specific problems you tackle will depend on your eventual team placement, all Senior Analyst roles share a common foundation: owning complex analytical problems end to end, translating data into business strategy, and influencing decisions across technical and non-technical teams. You will operate with autonomy to own the entire analytical lifecycle, from initial question to final business decision. You bring exceptional analytical rigor, deep domain expertise, and the ability to translate complex regulatory, economic, and machine learning insights into actionable business strategies. You thrive in ambiguity, balance growth with resilience, and are comfortable operating at both strategic and execution levels to influence stakeholders across the organization.

What You Will Do

• Optimize End-to-End Strategy: Leverage advanced data analytics to independently derive insights, develop, and optimize business, risk, or growth strategies across products and geographies.
• Manage Macro & Market Trends: Monitor portfolio performance and exogenous macroeconomic trends, proactively adjusting analytical and operational strategies to mitigate risk and balance growth.
• Model & Capability Building: Partner deeply with Engineering and Machine Learning teams to design, build, and interpret performance metrics for scalable risk, fraud, or growth models.
• Cross-Functional Leadership: Collaborate closely with Product, Legal, and Compliance teams to interpret evolving regulatory and market requirements, translating them directly into analytical policy and product design recommendations.
• Oversee Frameworks & Launches: Oversee the development and execution of analytical frameworks. Drive cross-functional discussions to ensure new product launches and market entries align with risk appetite, operational capabilities, and local regulations.
• External & Strategic Alignment: Engage with external stakeholders, including merchants, vendors, and partners, to align practices, ensure compliance, and strengthen strategic relationships.
• AI Leverage & Mentorship: Build repeatable AI-assisted workflows that compound across the team's analyses, while mentoring junior analysts on technical craft and domain nuances.

What We Look For

• 2–5 years of proven experience in an analytically driven role within the consumer lending, credit, or fintech industry, specifically leveraging advanced analytics to develop and optimize business strategies.
• Degree in Data Science, Computer Science, Engineering, Economics, or a related quantitative field.
• Advanced proficiency in SQL, Python, or other scripting languages.
• Deep expertise in data mining, data visualization, and statistical modeling, with experience applying machine learning techniques to business or risk management problems.
• Proven experience leading cross-functional initiatives that bridge Product, Legal, Compliance, and Engineering to align analytical strategies with business objectives.
• Strong understanding of consumer lending regulations, regional market dynamics, and the broader economic landscape influencing policy and growth.
• Demonstrated ability to translate complex regulatory and economic insights into actionable strategies.
• Exceptional communication skills with the ability to influence senior stakeholders across technical and non-technical functions.

Pay Grade - K Equity Grade - 6 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company). USA base pay range (CA, WA, NY, NJ, CT) per year: $145,000 - $205,000 USA base pay range (all other U.S. states) per year: $128,000 - $188,000

#LI-Remote Remote-first with flexibility built in Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.

Benefits designed for you Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Job Data by YubHub.

The Risk & Analytics (R&A) team makes crucial decisions that direct Affirm’s business strategy. We partner with Machine Learning, Product, Engineering, Capital Markets, and Commercial teams to grow Affirm responsibly by optimizing approval, conversion, losses, and profitability.

As a Senior Analyst in Affirm's Risk & Analytics organization, you will join one of several analytical teams working across the customer and merchant lifecycle. You will operate with autonomy to own the entire analytical lifecycle, from initial question to final business decision.

What You Will Do

• Optimize End-to-End Strategy: Leverage advanced data analytics to independently derive insights, develop, and optimize business, risk, or growth strategies across products and geographies.
• Manage Macro & Market Trends: Monitor portfolio performance and exogenous macroeconomic trends, proactively adjusting analytical and operational strategies to mitigate risk and balance growth.
• Model & Capability Building: Partner deeply with Engineering and Machine Learning teams to design, build, and interpret performance metrics for scalable risk, fraud, or growth models.
• Cross-Functional Leadership: Collaborate closely with Product, Legal, and Compliance teams to interpret evolving regulatory and market requirements, translating them directly into analytical policy and product design recommendations.
• Oversee Frameworks & Launches: Oversee the development and execution of analytical frameworks. Drive cross-functional discussions to ensure new product launches and market entries align with risk appetite, operational capabilities, and local regulations.
• External & Strategic Alignment: Engage with external stakeholders, including merchants, vendors, and partners, to align practices, ensure compliance, and strengthen strategic relationships.
• AI Leverage & Mentorship: Build repeatable AI-assisted workflows that compound across the team's analyses, while mentoring junior analysts on technical craft and domain nuances.

What We Look For

• 2–5 years of proven experience in an analytically driven role within the consumer lending, credit, or fintech industry, specifically leveraging advanced analytics to develop and optimize business strategies.
• Degree in Data Science, Computer Science, Engineering, Economics, or a related quantitative field.
• Advanced proficiency in SQL, Python, or other scripting languages.
• Deep expertise in data mining, data visualization, and statistical modeling, with experience applying machine learning techniques to business or risk management problems.
• Proven experience leading cross-functional initiatives that bridge Product, Legal, Compliance, and Engineering to align analytical strategies with business objectives.
• Strong understanding of consumer lending regulations, regional market dynamics, and the broader economic landscape influencing policy and growth.
• Demonstrated ability to translate complex regulatory and economic insights into actionable strategies.
• Exceptional communication skills with the ability to influence senior stakeholders across technical and non-technical functions.

Pay Grade - K Equity Grade - 4 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents).

CAN base pay range per year: $112,000 - $172,000

Job Data by YubHub.

The Account Management team at Affirm is focused on building and growing long-term partnerships with merchant partners, helping them maximize the value of their relationship with Affirm while driving mutual business growth.

As a Senior Accounts Management Manager, you will join a growing team driving value and growth with large strategic merchants. This is a high-profile, customer-facing role requiring outstanding results-oriented, relationship and program management skills.

Responsibilities:

• Act as Strategic Enterprise Manager (SEM) and team lead across omni-retail for best practices on managing complex accounts, driving outcomes and building relationships
• Oversee a large portfolio of key strategic accounts and develop strategic initiatives including complex contract negotiation, pricing and expansion opportunities to drive revenue and General Merchandise Volume (GMV)
• Lead and execute sophisticated account plans that include financing optimizations, executive relationship engagement, and marketing strategies, often against ambitious timelines
• Analyze partner performance and recommend programs to increase product adoption, grow up-funnel awareness and visibility, and sell into expansion opportunities
• Orchestrate cross-functional teams across Product, Technical, Credit, Analytics, Marketing, and Risk teams to execute partnership initiatives and drive business results
• Manage customer health to ensure overall customer satisfaction and business results
• Drive customer advocacy and critical issues by collaborating with development, product management, and support teams to improve the Affirm offering for merchants

Requirements:

• Bachelor’s degree with 7-10 years of B2B client-facing experience in a high-tech environment and evidence of account growth/impact
• Experience negotiating and closing large, complex commercial contracts for F100 companies
• Strong written and verbal communication skills, including the ability to give compelling presentations
• Experience in leading cross-functional projects with a high attention to detail
• Ability to build and manage productive internal and external relationships and influence towards outcomes; outstanding executive presence
• Excellent analytical abilities to review merchant performance and report on the impact of specific programs to internal and external stakeholders
• Knowledge of retail, consumer finance offerings, integrated software solutions, and e-commerce preferred
• Comfortable using Salesforce and standard BI tools
• Comfortable with travel 10% - 20% of the time

Benefits:

• Health coverage at no cost: 100% of premiums for employees and their dependents
• Spending stipends: Monthly stipends support tech setup, and health and wellness options
• Time off to recharge: Flexible time off and generous holiday calendars
• Own a piece of what you build: Employee stock purchase plan (ESPP)

Job Data by YubHub.

Affirm values security as being critical to the company’s continued success. Our mission is to cultivate a culture of security at Affirm, enabling the company to succeed in building honest financial products. The Security Risk Management team is evolving beyond traditional governance, risk, and compliance; we are building an engineering driven program that designs, automates, and scales the controls, workflows, and tooling that protect Affirm and our customers.

The ideal candidate will design, develop, configure, and implement solutions to complex technical and business problems across the Security Third Party Program and the broader Security Risk Management program. They are equally comfortable shaping policy and shipping automation using modern tooling (Python, Cursor, Claude, and other agentic coding platforms) to replace manual GRC work with scalable, code-defined workflows. They will operate as a subject matter expert, interface with business and engineering stakeholders, and play a key role in transforming Security Risk Management from a compliance oriented function into a security engineering discipline.

What You'll Do

• Lead and mature Affirm's Security Third Party Program, including the design, implementation, and continuous improvement of processes, controls, and operational workflows

• Build and maintain automation that replaces manual GRC tasks: intake, triage, evidence collection, control validation, tracking, escalations, and reporting, using either Python, low code platforms, and agentic coding tools (Cursor, Claude, etc.)

• Design and operate workflow orchestration and integrations across systems like ticketing, GRC platforms, vendor management tools, identity providers, and cloud control planes

• Partner closely with Procurement, Legal, Engineering, IT, Compliance, Privacy, and business stakeholders to assess and manage security risk across third party relationships

• Translate ambiguous business and security requirements into practical, scalable program solutions and decision frameworks

• Identify opportunities to automate manual processes across the program and prototype solutions yourself rather than waiting on an engineering backlog

• Drive program operational excellence by establishing repeatable processes, service-level expectations, metrics, and reporting for third party security risk management

• Evaluate third party security controls, cloud architectures (AWS/GCP), integration patterns, and risk posture, and provide clear recommendations to stakeholders and leadership

• Conduct light threat models on high risk integrations and partner with Security SMEs for deeper diligence

• Manage and prioritize a portfolio of complex security risk reviews and initiatives simultaneously, balancing business enablement with risk reduction

• Partner with technical teams to implement or optimize systems and tools that support program automation and workflow orchestration

• Develop dashboards, reporting mechanisms, and program insights (SQL, BI tools, or custom tooling) that improve visibility into risk trends, bottlenecks, and program performance

• Act as a trusted advisor and SME on third party security risk management, helping stakeholders make informed, risk based decisions

• Contribute to the broader Security Risk Management strategy by identifying opportunities to scale, simplify, and strengthen security governance processes through engineering

What We Look For

• 5+ years of experience in Information Security, Risk Management, Engineering and/or relevant roles

• Hands-on experience using agentic coding tools (Cursor, Claude Code, Copilot, etc.) and a working knowledge of Python; you don't need to be a software engineer, but you should be fluent enough to read, modify, and run scripts, build automations, and ship small tools end-to-end

• Familiarity with cloud environments (AWS, GCP, or Azure) , IAM, logging, common services, and the security risks/controls that apply to cloud-deployed third parties and integrations

• Excellent written and verbal communications skills

• Experience engineering solutions via Python, Claude, Cursor or other agentic coding tooling

• Experience with industry based information security & control frameworks (NIST Cyber Security Framework, ISO 2700x, SOC1&2(SSAE18), PCI DSS, NIST-800-53, FFIEC Cybersecurity Assessment Tool, SANS Top 20, etc.)

• BA or BS degree in Information Security, Cyber Security, Computer Science or related field or commensurate experience

• Attention to detail and experience with security practices and security tooling

• Demonstrated ability to drive projects towards completion

• Ability to understand and communicate technical issues to non-technical teams

• Professional certification in Information Security or Risk Management (such as CISSP, CISM, CISA, CRISC, etc.) is a plus

Base Pay Grade - L

Equity Grade - 5

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA Pacific base pay range (CA, WA, NY, NJ, CT) per year: $165,000 - $225,000

USA Sapphire base pay range (all other U.S. states) per year: $146,000 - $206,000

Please note that visa sponsorship is not available for this position.

#LIRemote

Remote-first with flexibility built in Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.

Benefits designed for you Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.

• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.

• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.

• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

We’re committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we’re happy to help.

For positions based in San Francisco or Los Angeles: Affirm considers qualified applicants with arrest and conviction records, as required by law.

Job Data by YubHub.

We're looking for an intelligent, driven professional to join our Bank Model Risk Management (MRM) team. This team seeks to establish, maintain and oversee an effective MRM framework to identify, quantify, monitor, mitigate and report on model risk. You will have an outstanding opportunity to work cross-functionally to develop a profound understanding of models that drive critical business decisions, and add value to the Bank by mitigating risks due to ineffective model design or model misuse.

Responsibilities

• Full-Stack Model Validation: Conduct rigorous, independent validations of sophisticated credit/fraud models,including machine learning and traditional statistical models,focusing on conceptual soundness, data integrity, and performance stability.

• Advanced Quantitative Monitoring: Develop automated, independent monitoring suites in Python to track KRI/KPI drift, population stability (PSI), and feature importance shifts in real-time.

• Remediation & Technical Advisory: Partner with 1st-line Model Developers to drive the remediation of validation findings, ensuring models and strategies are not only compliant but mathematically robust.

• Audit & Regulatory Liaison: Partner with Internal Audit, Internal Controls, and Compliance to facilitate the timely resolution of audit and regulatory requests.

• Affirm Bank: Work for the internal Bank team to support the build out of the Bank Model Risk Management function. Support the model validation requirements for Bank owned models.

Requirements

• 7+ years of professional experience in a highly technical capacity, such as Credit/Fraud/Financial Risk Modeling, Model Validation, or Quantitative Analytics

• Deep understanding of the consumer credit lifecycle and/or fraud detection.

• Technical familiarity with loss forecasting/fraud prediction, and stress-testing frameworks.

• Expert-level proficiency in Python (specifically pandas, scikit-learn, statsmodels) for replicative modeling and backtesting.

• Mastery of SQL for wrangling large-scale, distributed datasets and performing complex data lineage audits.

• A natural problem-solver with a meticulous eye for detail, a deep curiosity for how strategies perform, and sharp critical-thinking skills.

• Exceptional interpersonal and communication skills, with a proven ability to translate complex technical ideas for any audience.

Compensation and Benefits

• Base Pay Grade - O
• Equity Grade - USA 12
• Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
• Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
• USA base pay range (CA, WA, NY, NJ, CT): $220,000 - $280,000
• USA base pay range (all other U.S. states): $195,000 - $255,000

Benefits

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Job Data by YubHub.

About the Capital Team The Capital team manages the financial foundation that supports Affirm’s lending and innovation. We lead the funding, liquidity, and risk management strategy across capital markets, treasury, deal structuring, analytics, and bank partnerships. The team secures efficient funding while supporting sustainable business growth. We balance cost, flexibility, and risk to ensure Affirm’s financial resilience through all economic cycles. By optimizing capital structure and managing liquidity, we help build a scalable and resilient financial platform.

We’re looking for a smart, driven individual to join our Quantitative Markets team. The team is responsible for structuring and pricing Affirm’s debt funding deals, developing platforms and tools for optimizing funding strategies, and building models to analyze and predict the performance of Affirm’s consumer loans.

The ideal candidate will have experience in structuring asset-backed transactions, working with rating agencies, and building quantitative models. Given the cross-functional nature of the role, the ideal candidate should have strong interpersonal and communication skills.

Responsibilities:

• Work closely with the Capital Markets team to evaluate, structure and price consumer asset-backed transactions
• Develop and enhance capital structuring and pricing models tailored to Affirm’s consumer loan portfolio to enable efficient deal execution
• Build quantitative models to analyze and predict the performance of Affirm’s consumer loans
• Provide insights on capital markets deals to cross-functional teams for more optimal and efficient funding strategy and merchant pricing
• Partner cross-functionally with our Capital Markets, Treasury, Merchant Pricing, Credit, Commercial, Product and Engineering teams to evaluate funding, product, and business decisions

Requirements:

• 2+ years of relevant experience structuring asset-backed transactions, forecasting consumer loan performance, and/or building quantitative models
• Experience with industry-standard tools such as Intex/Bloomberg and working with accountants, rating agencies, and internal/external partners
• Experience with SQL, Python, or other scripting languages
• Strong interpersonal and communication skills, and ability to collaborate and influence across different teams in the organization
• A proactive leader that can seek out new opportunities, drive projects, navigate ambiguity and develop creative solutions with minimal guidance
• Desire to understand the broader context of business decisions

Pay Grade - K Equity Grade - 6 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA base pay range (CA, WA, NY, NJ, CT) per year: $145,000 - $205,000 USA base pay range (all other U.S. states) per year: $128,000 - $188,000

Benefits:

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Job Data by YubHub.

The Capital team manages the financial foundation that supports Affirm’s lending and innovation. We lead the funding, liquidity, and risk management strategy across capital markets, treasury, deal structuring, analytics, and bank partnerships.

We’re looking for a smart, driven individual to join our Quantitative Markets team. The team is responsible for structuring and pricing Affirm’s debt funding deals, developing platforms and tools for optimizing funding strategies, and building models to analyze and predict the performance of Affirm’s consumer loans.

Responsibilities

• Work closely with the Capital Markets team to evaluate, structure and price consumer asset-backed transactions
• Develop and enhance capital structuring and pricing models tailored to Affirm’s consumer loan portfolio to enable efficient deal execution
• Build quantitative models to analyze and predict the performance of Affirm’s consumer loans
• Provide insights on capital markets deals to cross-functional teams for more optimal and efficient funding strategy and merchant pricing
• Partner cross-functionally with our Capital Markets, Treasury, Merchant Pricing, Credit, Commercial, Product and Engineering teams to evaluate funding, product, and business decisions

Requirements

• 2+ years of relevant experience structuring asset-backed transactions, forecasting consumer loan performance, and/or building quantitative models
• Experience with industry-standard tools such as Intex/Bloomberg and working with accountants, rating agencies, and internal/external partners
• Experience with SQL, Python, or other scripting languages
• Strong interpersonal and communication skills, and ability to collaborate and influence across different teams in the organization
• A proactive leader that can seek out new opportunities, drive projects, navigate ambiguity and develop creative solutions with minimal guidance
• Desire to understand the broader context of business decisions

Benefits

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount

Pay Information

• CAN base pay range per year: $117,000 - $167,000

Job Data by YubHub.

Product Support Specialists at Affirm provide fast and reliable service to our merchant business partners. This role is at the front line of our merchant support experience, and you will be responsible for ensuring that any technical or operational issues our merchants have are quickly resolved. You will become a product and payments expert, viewed by our clients as a trusted partner from whom they can reliably get quick and correct information.

You will work cross-functionally with Affirm’s Sales, Client Success, Operations, and Engineering teams to provide clients with quick solutions, troubleshoot account issues, and build internal processes that scale.

Responsibilities:

• Support Affirm’s merchant partners: E-Commerce retailers which utilize various platforms
• Utilize various troubleshooting techniques to resolve complicated technical or configuration issues
• Work closely with engineers to resolve technical and operational issues, and provide high-touch support to merchant partners
• Effectively manage multiple customer inquiries simultaneously, with appropriate prioritization
• Build scalable support processes and engage with feedback to streamline workflows
• Drive merchant partner communication and outreach about new features and enhancements
• Aggregate feature requests based on merchant partner feedback to guide future product planning

Requirements:

• Fluent in French as well as English
• Bachelor’s degree or equivalent experience
• 2+ years of experience in relevant industry (Tech, eCommerce, SaaS) and/or similar role(s)
• Ability to handle a high volume of requests with efficiency and empathy
• Passion and drive to change consumer banking for the better
• Great writing. You need to be able to clearly describe technical concepts and instructions in emails, but let your personality show and use these interactions as a chance to build relationships
• A knack for understanding complicated technical systems and concepts
• A record of taking responsibility for owning projects through completion and adapting completed projects as needs change
• Insight: you can see the questions and issues that motivate our merchants and collaborators, even if they’re not plainly stated

Nice to have:

• Experience working with major e-commerce platforms (Shopify, WooCommerce, etc) or exposure to web development concepts
• Comfort working with logs and formatted data to troubleshoot issues

About the Operations team: The Operations team delivers seamless customer experiences and enables new product capabilities while ensuring operational excellence. The team owns strategy, planning, technical execution, customer service, fraud operations, process design, quality, training, and program management. We drive efficiency, resolve issues quickly, and scale operations as the business grows. Our goal is to deliver seamless support while maintaining high standards and reducing risk.

Pay Grade - D Equity Grade - 1 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents).

CAN base pay range per year: $55,000 - $75,000

Benefits:

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Job Data by YubHub.

The Application Security team helps Affirm build and launch products that earn customer trust, meet compliance obligations, and reduce business risk. We partner closely with product, engineering, infrastructure, risk, compliance, and other teams to identify security risks early, recommend pragmatic mitigations, and help teams find safe paths to launch.

We are looking for an early-career Application Security Engineer who is curious, collaborative, and comfortable working with code. You will help assess application risks, support vulnerability management efforts, partner with engineering teams on secure design decisions, and contribute lightweight tooling, automation, and code-informed analysis that helps AppSec scale across Affirm.

Responsibilities

• Partner with product and engineering teams to identify application security risks and help frame them as clear business risks, launch options, and recommended next steps.
• Read application code, configuration, pull requests, logs, and documentation to understand how systems work and where security risks may exist.
• Contribute small code changes, scripts, detections, tests, secure defaults, or automation that improve AppSec workflows and reduce recurring issues.
• Work in GitHub to review code changes, understand engineering context, participate in pull request discussions, track remediation work, and collaborate with engineers.
• Help evaluate vulnerabilities from internal testing, bug bounty reports, security tooling, penetration tests, and other sources; partner with teams to prioritize and remediate issues based on real-world risk.
• Contribute to vulnerability management workflows, including triage, validation, severity assessment, remediation guidance, tracking, and reporting.
• Translate recurring security findings into repeatable mechanisms such as secure coding guidance, checklists, paved paths, lightweight automation, detection logic, reusable review patterns, or developer-facing documentation.
• Work with engineers to understand system designs, data flows, trust boundaries, authentication and authorization models, code paths, and potential abuse cases.
• Communicate security issues clearly to both technical and non-technical audiences, including the risk, tradeoffs, recommended mitigations, and residual risk.
• Build strong relationships across Affirm teams and influence security outcomes without relying on formal authority.
• Help connect AppSec work to customer trust, regulatory/compliance expectations, operational resilience, and business outcomes.
• Continue developing hands-on offensive, defensive, and software engineering skills through practical work, labs, tooling, research, certifications, or contributions to internal security programs.

Requirements

• 4+ years of experience in application security, software engineering, security engineering, vulnerability management, penetration testing, security operations, or equivalent practical experience.
• Foundational programming ability in one or more languages such as Python, JavaScript/TypeScript, Kotlin, or similar.
• Comfort reading, navigating, and reasoning about code, even in unfamiliar codebases.
• Experience using Git and GitHub or similar version-control workflows, including branches, commits, pull requests, code review, issues, or project tracking.
• Some hands-on experience building, testing, breaking, or securing software. This could include professional experience, internships, security labs, CTFs, bug bounty work, open-source contributions, personal projects, automation scripts, internal tools, or coursework.
• Ability to write clear, maintainable scripts or small programs to solve practical problems, automate manual workflows, analyze data, validate findings, or improve security processes.
• Foundational understanding of common web, API, mobile, cloud, and application security risks, such as OWASP Top 10 issues, authentication and authorization flaws, injection, insecure design, secrets exposure, dependency risks, and data protection concerns.
• Interest in offensive security, such as studying for or completing security certifications, practicing web/API testing, learning exploit development fundamentals, using tools like Burp Suite, or participating in labs and capture-the-flag environments.
• Exposure to vulnerability management concepts, including triage, severity assessment, remediation tracking, false-positive analysis, compensating controls, and risk-based prioritization.
• Ability to reason about risk and tradeoffs, not just identify issues. You can explain what could go wrong, how likely it is, what impact it may have, and what options exist to reduce risk.
• Strong product and engineering empathy. You seek to understand launch goals, technical constraints, user impact, and business priorities before recommending a path forward.
• Clear written and verbal communication skills, including the ability to explain security findings in practical, actionable terms.
• A collaborative mindset and comfort working across product, engineering, compliance, risk, infrastructure, and security teams.
• Curiosity, humility, and a growth mindset. You proactively seek feedback, ask good questions, and continue building your technical depth.
• Secure-by-design judgment, including the ability to spot patterns, recommend simple controls, and balance launch velocity with meaningful risk reduction.

Benefits

• Base pay range: CAD $133,000 - $183,000 per year
• 100% subsidized medical coverage, dental and vision for you and your dependents
• Monthly stipends for health, wellness and tech spending
• Employee stock purchase plan (ESPP) to buy Affirm stock at a discount
• Flexible time off and generous holiday calendars

Job Data by YubHub.

The Revenue team drives Affirm's top-line growth through strategic partnerships, growth initiatives, and go-to-market execution. We acquire, retain, and expand merchant relationships across eCommerce, in-store, telesales, and the Affirm app.

We're looking for a Platform Marketing Lead to develop and execute merchant acquisition and activation programs through Affirm's platform and ISV channels. You'll identify the right marketing channels for each opportunity, build integrated campaigns, and use performance data to improve results.

What Success Looks Like

• Launch integrated merchant acquisition and activation programs through priority platforms and ISVs.
• Select the right channel mix based on the audience, objective, funnel stage, and available evidence.
• Connect campaign activity to merchant acquisition, launch, activation, pipeline, GMV, or revenue.
• Identify where performance is breaking down and recommend what to continue, change, or stop.
• Build messaging, campaign briefs, content, partner assets, and measurement plans.
• Develop strong working relationships with platform partners and internal teams.
• Turn successful campaigns into reusable playbooks, templates, and channel practices.

What You'll Do

• Own channel strategy and execution for a defined set of platform marketing programs.
• Develop integrated campaigns across owned, partner, lifecycle, events, sales-assisted, and paid channels as relevant.
• Build campaign briefs, content, partner toolkits, presentations, and performance recaps.
• Work with Partnerships, Sales, Product Marketing, Brand, Legal, and Revenue Intelligence to move programs from idea to launch.
• Define campaign objectives, funnel stages, KPIs, attribution assumptions, and reporting requirements.
• Analyze performance and recommend where to invest, optimize, test, or stop.
• Learn the business models, audiences, and operating styles of different platform partners.
• Manage multiple programs while making clear priority and capacity tradeoffs.

What We Look For

• 6+ years of experience in integrated, channel, growth, lifecycle, demand generation, or product marketing.
• Experience selecting and managing multiple marketing channels against a defined business objective.
• A track record of measuring acquisition, conversion, activation, pipeline, revenue, or comparable commercial outcomes.
• Strong analytical judgment, including the ability to make decisions when attribution or performance data is incomplete.
• Hands-on experience building campaign briefs, messaging, content, presentations, or performance reports.
• Strong project management across multiple concurrent workstreams.
• Ability to learn new products, audiences, and business models quickly.
• Clear recommendations, personal ownership, and willingness to handle execution details.
• Strong cross-functional communication and stakeholder management.

Pay Grade

• I

Equity Grade

• 5

Base pay range

• USA (CA, WA, NY, NJ, CT): $115,000 - $165,000 per year
• USA (all other states): $101,000 - $151,000 per year

Job Data by YubHub.

The Revenue team drives Affirm's top-line growth through strategic partnerships, growth initiatives, and go-to-market execution. We acquire, retain, and expand merchant relationships across eCommerce, in-store, telesales, and the Affirm app.

We're looking for a Platform Marketing Lead to develop and execute merchant acquisition and activation programs through Affirm's platform and ISV channels. You'll identify the right marketing channels for each opportunity, build integrated campaigns, and use performance data to improve results.

What Success Looks Like

• Launch integrated merchant acquisition and activation programs through priority platforms and ISVs.
• Select the right channel mix based on the audience, objective, funnel stage, and available evidence.
• Connect campaign activity to merchant acquisition, launch, activation, pipeline, GMV, or revenue.
• Identify where performance is breaking down and recommend what to continue, change, or stop.
• Build messaging, campaign briefs, content, partner assets, and measurement plans.
• Develop strong working relationships with platform partners and internal teams.
• Turn successful campaigns into reusable playbooks, templates, and channel practices.

What You'll Do

• Own channel strategy and execution for a defined set of platform marketing programs.
• Develop integrated campaigns across owned, partner, lifecycle, events, sales-assisted, and paid channels as relevant.
• Build campaign briefs, content, partner toolkits, presentations, and performance recaps.
• Work with Partnerships, Sales, Product Marketing, Brand, Legal, and Revenue Intelligence to move programs from idea to launch.
• Define campaign objectives, funnel stages, KPIs, attribution assumptions, and reporting requirements.
• Analyze performance and recommend where to invest, optimize, test, or stop.
• Learn the business models, audiences, and operating styles of different platform partners.
• Manage multiple programs while making clear priority and capacity tradeoffs.

What We Look For

• 6+ years of experience in integrated, channel, growth, lifecycle, demand generation, or product marketing.
• Experience selecting and managing multiple marketing channels against a defined business objective.
• A track record of measuring acquisition, conversion, activation, pipeline, revenue, or comparable commercial outcomes.
• Strong analytical judgment, including the ability to make decisions when attribution or performance data is incomplete.
• Hands-on experience building campaign briefs, messaging, content, presentations, or performance reports.
• Strong project management across multiple concurrent workstreams.
• Ability to learn new products, audiences, and business models quickly.
• Clear recommendations, personal ownership, and willingness to handle execution details.
• Strong cross-functional communication and stakeholder management.

Pay Grade

• I Equity Grade - 4 Employees new to Affirm typically come in at the start of the pay range.

Benefits

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Job Data by YubHub.

About Ops Enablement The Operations Enablement team builds the capabilities required to deliver fast, accurate, and high-quality servicing experiences for Affirm’s customers and merchants,while identifying opportunities to eliminate the need for them to contact us in the first place.

We partner across Operations, Product, Engineering, Vendor Management, Legal, and Compliance to ensure every agent is trained, equipped, and able to deliver measurable results from day one.

Operating across the full servicing lifecycle, we translate new products, policies, and business requirements into scalable operational capabilities.

Our work includes designing training and operational readiness strategies, standing up new servicing experiences, defining and measuring interaction quality, and ensuring agents can quickly access the information they need to resolve issues correctly.

We use performance insights, customer contact drivers, quality trends, and agent feedback to identify capability gaps and their root causes.

We then build the learning programs, quality frameworks, knowledge systems, processes, and tools needed to close those gaps,while helping our Product and Engineering partners address friction upstream rather than requiring agents to absorb it downstream.

By owning the full journey,from operationalizing new products and policies to improving existing workflows,Operations Enablement turns complex change into consistent, compliant, and high-quality servicing at scale.

One Role, Multiple Teams We are hiring multiple Manager roles across Affirm's Ops Enablement organization through this single job posting.

Rather than interviewing for one specific team, candidates will go through a shared interview process designed to assess the core skills we look for across Ops Enablement.

If selected, we will work with you to determine the best team match based on your interests, experience, strengths, and current business needs.

You will have the opportunity to learn more about our teams and share your preferences as you move through the process.

Potential team placements include:

• Fraud Enablement: Owning and improving specific fraud servicing experiences across multiple product offerings
• Dispute Enablement: Owning and improving specific dispute servicing experiences across multiple product offerings

About the Role As an Operations Enablement leader you will help deliver scalable, compliant, and high-quality servicing experiences across our Operations organization.

In this role, you will define and execute strategies that enable our servicing operations to grow efficiently while maintaining exceptional customer and merchant outcomes.

You will set the vision for operational readiness, ensuring that people, processes, and enablement systems evolve in lockstep with Affirm’s servicing strategy.

As a member of the Operations Enablement team, you will own a portfolio of cross-functional initiatives aligned to strategic priorities - driving delivery across timelines, dependencies, and measurable business outcomes.

You will define and execute servicing strategies by developing clear program roadmaps and execution plans and be responsible for planning, coordination, documentation, change management and measurement across assigned initiatives to ensure operational readiness and measurable outcomes.

This role works closely with partners across Product, Engineering, Operations, Compliance, and external vendors to align priorities and ensure readiness for key business and regulatory changes.

Serving as a connector between servicing strategy and day-to-day execution, you will translate strategy into scalable operational capabilities.

We are looking for a hands-on, data-driven leader who thrives in complex, regulated environments and is passionate about building durable, high-quality servicing experiences at scale.

What You'll Do

• Own Program Performance: Lead complex cross-functional programs and initiatives, ensuring alignment with servicing strategy, OKRs, and long-term business priorities.
• Set Strategic Direction: Define and execute the servicing strategy developing clear program roadmaps and execution plans, tracking progress against KPIs, timelines, and budgets.
• Lead Transformation Initiatives: Drive enterprise-wide improvements leveraging Lean Six Sigma, change management, and data-driven methodologies to unlock efficiency, compliance, and customer satisfaction.
• Build Technical Resources: Collaborate with product and engineering teams to translate technical concepts into clear manuals and resources for both human and AI agents.
• Elevate Knowledge Management: Architect and evolve our knowledge ecosystem (SOPs, job aids, learning platforms, AI-enabled knowledge tools), ensuring resources are accurate, engaging, and accessible at scale.
• Translate Technical Concepts: Apply technical depth to plan, design, and create complex operational, instructional, and procedural content, translating technical concepts into clear resources for both human and AI agents.
• Own Learning & Training Strategy: Oversee end-to-end design and delivery of training programs (onboarding, continuous learning, new product rollouts), ensuring effectiveness through measurement and feedback loops.
• Champion Global Readiness: Anticipate and design for operational needs tied to product launches, program expansion, and regulatory changes.
• Drive Insights: Use metrics, dashboards, and qualitative feedback to continuously assess workflows, knowledge adoption, training impact, and localization quality, while influencing senior leadership decisions.
• Influence & Partner at Scale: Serve as a trusted advisor to executives, cross-functional partners, and vendor leaders - driving alignment between company goals and day-to-day execution.
• Build a High-Performing Ecosystem: Lead and coach augmented staff, contractors, and cross-functional contributors to deliver world-class content and learning experiences.
• Lead Change at Scale: Ensure global teams successfully adopt new processes, platforms, and resources through structured change management practices.
• Expand Program Scope: Take on additional program and project management responsibilities as needed, developing working knowledge across adjacent domains to support evolving business needs.

What We Look For

• 5+ years of experience in program management or product operations, preferably within large-scale or global operations.
• Proven track record of setting strategy and delivering measurable impact across efficiency, compliance, and customer experience.
• Expertise in Lean Six Sigma, project/program management, and change management (Black Belt, PMP, or Prosci certification preferred).
• Experience implementing and scaling knowledge management and training (Salesforce, Confluence, LMS platforms, or AI-driven knowledge tools).
• Strong background in regulated industries (financial services, fintech, or consumer lending highly preferred).
• Exceptional influence and communication skills, with the ability to engage executives, coach teams, and align diverse stakeholders.
• Analytical and data-driven mindset, with a focus on measurable outcomes and continuous improvement.
• Comfort operating in ambiguous, high-growth environments with a builder’s mindset.
• Global perspective with experience supporting vendor/partner operations and distributed teams.
• Willingness to provide occasional support outside regular working hours, including evenings, weekends, and holidays, to address time-sensitive operational needs.
• Willingness to travel as needed to support team collaboration, operational priorities, and vendor or partner engagements.

Base Pay Grade - J Equity Grade - 4 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company). CAN base pay range per year: $101,000 - $151,000 CAD

Job Data by YubHub.

About Ops Enablement The Operations Enablement team builds the capabilities required to deliver fast, accurate, and high-quality servicing experiences for Affirm’s customers and merchants,while identifying opportunities to eliminate the need for them to contact us in the first place.

We partner across Operations, Product, Engineering, Vendor Management, Legal, and Compliance to ensure every agent is trained, equipped, and able to deliver measurable results from day one. Operating across the full servicing lifecycle, we translate new products, policies, and business requirements into scalable operational capabilities.

Our work includes designing training and operational readiness strategies, standing up new servicing experiences, defining and measuring interaction quality, and ensuring agents can quickly access the information they need to resolve issues correctly.

We use performance insights, customer contact drivers, quality trends, and agent feedback to identify capability gaps and their root causes. We then build the learning programs, quality frameworks, knowledge systems, processes, and tools needed to close those gaps,while helping our Product and Engineering partners address friction upstream rather than requiring agents to absorb it downstream.

By owning the full journey,from operationalizing new products and policies to improving existing workflows,Operations Enablement turns complex change into consistent, compliant, and high-quality servicing at scale.

One Role, Multiple Teams We are hiring multiple Manager roles across Affirm's Ops Enablement organization through this single job posting. Rather than interviewing for one specific team, candidates will go through a shared interview process designed to assess the core skills we look for across Ops Enablement. If selected, we will work with you to determine the best team match based on your interests, experience, strengths, and current business needs.

Potential team placements include:

• Fraud Enablement: Owning and improving specific fraud servicing experiences across multiple product offerings
• Dispute Enablement: Owning and improving specific dispute servicing experiences across multiple product offerings

About the Role As an Operations Enablement leader you will help deliver scalable, compliant, and high-quality servicing experiences across our Operations organization. In this role, you will define and execute strategies that enable our servicing operations to grow efficiently while maintaining exceptional customer and merchant outcomes.

You will set the vision for operational readiness, ensuring that people, processes, and enablement systems evolve in lockstep with Affirm’s servicing strategy. As a member of the Operations Enablement team, you will own a portfolio of cross-functional initiatives aligned to strategic priorities - driving delivery across timelines, dependencies, and measurable business outcomes.

You will define and execute servicing strategies by developing clear program roadmaps and execution plans and be responsible for planning, coordination, documentation, change management and measurement across assigned initiatives to ensure operational readiness and measurable outcomes.

This role works closely with partners across Product, Engineering, Operations, Compliance, and external vendors to align priorities and ensure readiness for key business and regulatory changes.

Serving as a connector between servicing strategy and day-to-day execution, you will translate strategy into scalable operational capabilities.

We are looking for a hands-on, data-driven leader who thrives in complex, regulated environments and is passionate about building durable, high-quality servicing experiences at scale.

What You'll Do

• Own Program Performance: Lead complex cross-functional programs and initiatives, ensuring alignment with servicing strategy, OKRs, and long-term business priorities.
• Set Strategic Direction: Define and execute the servicing strategy developing clear program roadmaps and execution plans, tracking progress against KPIs, timelines, and budgets.
• Lead Transformation Initiatives: Drive enterprise-wide improvements leveraging Lean Six Sigma, change management, and data-driven methodologies to unlock efficiency, compliance, and customer satisfaction.
• Build Technical Resources: Collaborate with product and engineering teams to translate technical concepts into clear manuals and resources for both human and AI agents.
• Elevate Knowledge Management: Architect and evolve our knowledge ecosystem (SOPs, job aids, learning platforms, AI-enabled knowledge tools), ensuring resources are accurate, engaging, and accessible at scale.
• Translate Technical Concepts: Apply technical depth to plan, design, and create complex operational, instructional, and procedural content, translating technical concepts into clear resources for both human and AI agents.
• Own Learning & Training Strategy: Oversee end-to-end design and delivery of training programs (onboarding, continuous learning, new product rollouts), ensuring effectiveness through measurement and feedback loops.
• Champion Global Readiness: Anticipate and design for operational needs tied to product launches, program expansion, and regulatory changes.
• Drive Insights: Use metrics, dashboards, and qualitative feedback to continuously assess workflows, knowledge adoption, training impact, and localization quality, while influencing senior leadership decisions.
• Influence & Partner at Scale: Serve as a trusted advisor to executives, cross-functional partners, and vendor leaders - driving alignment between company goals and day-to-day execution.
• Build a High-Performing Ecosystem: Lead and coach augmented staff, contractors, and cross-functional contributors to deliver world-class content and learning experiences.
• Lead Change at Scale: Ensure global teams successfully adopt new processes, platforms, and resources through structured change management practices.
• Expand Program Scope: Take on additional program and project management responsibilities as needed, developing working knowledge across adjacent domains to support evolving business needs.

What We Look For

• 5+ years of experience in program management or product operations, preferably within large-scale or global operations.
• Proven track record of setting strategy and delivering measurable impact across efficiency, compliance, and customer experience.
• Expertise in Lean Six Sigma, project/program management, and change management (Black Belt, PMP, or Prosci certification preferred).
• Experience implementing and scaling knowledge management and training (Salesforce, Confluence, LMS platforms, or AI-driven knowledge tools).
• Strong background in regulated industries (financial services, fintech, or consumer lending highly preferred).
• Exceptional influence and communication skills, with the ability to engage executives, coach teams, and align diverse stakeholders.
• Analytical and data-driven mindset, with a focus on measurable outcomes and continuous improvement.
• Comfort operating in ambiguous, high-growth environments with a builder’s mindset.
• Global perspective with experience supporting vendor/partner operations and distributed teams.
• Willingness to provide occasional support outside regular working hours, including evenings, weekends, and holidays, to address time-sensitive operational needs.
• Willingness to travel as needed to support team collaboration, operational priorities, and vendor or partner engagements.

Base Pay Grade - J Equity Grade - 5 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA base pay range (CA, WA, NY, NJ, CT) per year: $130,000 - $180,000 USA base pay range (all other U.S. states) per year: $115,000 - $165,000

Job Data by YubHub.

We’re evolving our marketplace by building Affirm's first fully-featured ads platform to make a best-in-class shopping destination for our merchants and customers. We know that by pairing consumer insights, segmentation and personalization with our vast network of merchants, we can achieve that goal.

The Marketplace Performance team owns the foundation of several key monetization artifacts that drive GMV for the company. We work cross-functionally to achieve these goals by closely partnering with our Revenue, TAM, CSM and Merchant partners. This team plays a large role in making Affirm marketplace the destination consumers trust and turn to for discovery, comprehension and shopping.

Responsibilities

• You will be responsible for setting technical strategy for your team on a year-long timescale, and help your team tie it together with critical, business-impacting projects.
• You will collaborate across teams in the product development lifecycle by collaborating with product management, design & analytics to ensure technical sustainability, risks and trade-offs are well understood and managed.
• You will act as a force-multiplier for your team through your definition and advocacy of technical solutions and operational processes.
• You take ownership of your team’s operations and availability by ensuring you have the right monitoring, triage rotations, playbooks, policies, testing and alerting in place to support “keep the lights on” & on-call efforts.
• You will foster a culture of quality and ownership on your team by setting code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.
• You will help develop talent on your team by providing feedback and guidance, and leading by example.

Requirements

• You have 8+ years of experience designing, developing and launching backend systems at scale using languages like Python or Kotlin.
• You have an extensive track record of developing highly available distributed systems using technologies like AWS, MySQL, Spark and Kubernetes.
• You have experience developing consumer experiences using UI frameworks like React.
• You have 2+ years of experience working in Ad Tech or related platforms.
• You have experience delivering major features, system components or deprecating existing functionality in a system through the definition of a technical and execution plan. You write high-quality code that is easily understood and used by others.
• You thrive in ambiguity, and are comfortable moving from low-level language idioms all the way to the architecture of large systems to understand how they work.
• Your growth and impact trajectory demonstrates that you have mastered gathering and iterating on feedback from your engineering and cross-functional peers.
• You have strong verbal and written communication skills that support effective collaboration with our global engineering team.
• This position requires either equivalent practical experience or a Bachelor’s degree in a related field.

Benefits

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Pay Information

• USA base pay range (CA, WA, NY, NJ, CT) per year: $230,000 - $290,000
• USA base pay range (all other U.S. states) per year: $204,000 - $264,000

Job Data by YubHub.

As Engineering Manager for the Marketing & Privacy Engineering (MPE) team, you’ll lead two engineering pillars - Marketing and Consumer Privacy Engineering - under a shared mission to build trusted, privacy-aware consumer web experiences and measurement systems that enable sustainable growth.

Responsibilities:

• Lead, develop, and support engineers across the Marketing and Consumer Privacy pillars, creating an environment where they can do their best work, grow their craft, and take on greater responsibility.
• Establish and continuously improve a shared operating model for MPE that unites Marketing and Privacy around a common mission while creating clarity around each pillar’s priorities, technical ownership, decision-making, and ways of working.
• Partner closely with the Product Manager and technical lead for each pillar to translate product and business priorities into clear engineering plans and deliver against their respective roadmaps while maintaining alignment to MPE’s shared mission.
• Guide engineering strategy and execution across Logged-Out Web, web experimentation, marketing integrations, attribution and measurement, consent, privacy experiences, and consumer data collection.
• Build strong partnerships across Engineering, Product, Marketing, Privacy, Legal, and adjacent engineering teams, establishing clear ownership and reliable ways of working across shared systems such as client-side and server-side tagging and measurement infrastructure.
• Enable privacy-aware engineering by ensuring consent, cookies, tagging, and consumer data collection are considered as part of solution design and by creating alignment where growth, measurement, and consumer privacy intersect.
• Hold the team accountable for delivering reliable, scalable solutions while balancing engineering quality, customer needs, business priorities, speed, and appropriate risk.

Requirements:

• Experience managing and developing software engineers, with a track record of building collaborative, high-performing teams through coaching, candid feedback, and accountability.
• Strong software engineering foundation and technical judgment, ideally with experience leading teams responsible for consumer-facing or high-traffic web platforms and complex systems or integrations.
• Experience translating product and business priorities into engineering plans and leading execution across distinct technical domains, product partners, and roadmaps toward a shared mission.
• Ability to build alignment across Product, Engineering, and other cross-functional stakeholders, with strong communication skills and the ability to make complex technical topics clear to technical and non-technical audiences.
• Sound judgment navigating ambiguity, competing priorities, dependencies, and risk, with a focus on engineering quality and operational excellence while balancing reliability, scalability, speed, and business needs.
• Experience with marketing technology, web experimentation, analytics, attribution, instrumentation, or measurement systems is a plus.
• Familiarity with global privacy and data protection requirements such as GDPR, CCPA/CPRA, and the Australian Privacy Act (APPs), and/or experience with privacy-aware systems such as consent management, cookies, tagging, data collection, or consumer privacy experiences, is a plus.

Benefits:

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Job Data by YubHub.

The Ledger Engineering team enables rapid financial product innovation by providing an audit-grade ledger platform that ties ambitious company growth to a highly regulated industry's real-world accounting controls.

You will be responsible for setting technical strategy for your team on a year-long time scale, and help your team tie it together with critical, business-impacting projects.

Responsibilities:

• Collaborate across teams in the product development lifecycle by collaborating with product management, design & analytics to ensure technical sustainability, risks and trade-offs are well understood and managed.
• Act as a force-multiplier for your team through your definition and advocacy of technical solutions and operational processes.
• Take ownership of your team’s operations and availability by ensuring you have the right monitoring, triage rotations, playbooks, policies, testing and alerting in place to support “keep the lights on” & on-call efforts.
• Foster a culture of quality and ownership on your team by setting code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.
• Help develop talent on your team by providing feedback and guidance, and leading by example.

Requirements:

• 8+ years of experience designing, developing and launching backend systems at scale using languages like Python or Kotlin, and 2+ years of experience managing a software team.
• Extensive track record of developing highly available distributed systems using technologies like AWS, MySQL, Spark and Kubernetes.
• Experience in financial systems, ledgering, treasury or adjacent domains where data accuracy and system reliability are critical.
• Strong verbal and written communication skills that support effective collaboration with our global engineering team.

Benefits:

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

USA base pay range (CA, WA, NY, NJ, CT) per year: $230,000 - $290,000 USA base pay range (all other U.S. states) per year: $204,000 - $264,000

Job Data by YubHub.

The Engineering team builds systems that power Affirm’s mission. We take pride in our craft, building reliable, performant, and scalable solutions that touch every part of the business.

The Identity team is mission-critical to the customer checkout experience. As an Engineering Manager on our team, you’ll help shape how Affirm adapts its core Identity platform to new market dynamics, customer expectations, and compliance requirements.

Responsibilities

• Lead and grow a well-balanced team of engineers – setting clear expectations, giving direct feedback, and developing each engineer toward their next level.
• Own the team’s technical strategy and multi-quarter roadmap, tying it to major experience initiatives that build customer trust and move Affirm’s business.
• Empower your tech lead and engineers to hold the design and quality bar, supporting them hands-on throughout technical design and cross-functional alignment.
• Own the availability, reliability, and performance of consumer-critical systems – on-call, incident response, and reducing operational toil.
• Drive alignment across multiple organizations and influence roadmaps on partner experience and foundational teams.
• Partner across Product, Design, and Analytics, and other Engineering teams, building trust and taking part in cross-functional efforts.

Requirements

• 7+ years of software engineering experience, including 3+ years managing and growing engineering teams.
• Proven experience delivering consumer-facing software and driving execution through ambiguity.
• Technical judgment required to guide architecture, quality, and reliability decisions.
• Experience leading significant technical initiatives end-to-end.
• Calm, decisive presence through change and ambiguity.
• Humble, team-first leader who builds a high-trust, psychologically safe culture.
• Strong analytical and problem-solving skills.
• Exceptional communication, stakeholder management, and organizational influence skills.
• Proven ability to build alignment and drive outcomes in complex environments without direct authority.

Compensation & Benefits

• Base pay range per year: £142,000 - £190,000
• 100% subsidised medical coverage, dental and vision for you and your dependents.
• Monthly stipends for health, wellness and tech spending.
• Employee stock purchase plan (ESPP).

Job Data by YubHub.

The Finance team ensures Affirm remains financially sound and strategically positioned for growth. Our team manages financial planning, accounting, pricing, vendor management, tax, investor relations, and corporate development.

Our Global Payroll Team is a critical function within Affirm, dedicated to delivering accurate, timely, and compliant payroll services for Affirmers across multiple countries and regions. We partner closely with People Operations, People Tech, Global Mobility, Accounting, Tax, Legal, and external payroll providers to ensure a seamless employee experience while maintaining adherence to local labor laws, tax regulations, and company policies.

As a global team, we embrace collaboration, continuous improvement, and operational excellence. We leverage technology, standardized processes, and strong governance practices to manage the complexities of international payroll while supporting a diverse and growing workforce.

Joining our Global Payroll Team means becoming part of a dynamic, fast-paced environment where your expertise will directly contribute to employee satisfaction, regulatory compliance, and the success of our global operations.

Responsibilities

• Collaborate with the People Platform, Benefits, Legal, and Finance business units on all payroll matters with cross-functional impact
• Process U.K. and Spain payroll, with potential growth to additional EU countries
• Assist with processing RSUs and ESPP earnings and taxation
• Process garnishments and levies
• Assist with audit and compliance procedures related to payroll
• Support the month-end closing for all payroll related accounts
• Assist with annual financial statement audit and be the primary contact for all payroll related audit testing for respective countries
• Conduct year-end reporting for respective countries
• Answer employee questions regarding pay, benefits, etc.

Requirements

• Minimum 10-15 years of international payroll experience with a focus on EMEA countries
• Bachelor’s degree or equivalent training and education beyond high school
• Strong math, analytical, research, problem-solving and critical thinking skills
• Strong system and data flow knowledge
• Self-motivated, flexible, deadline-oriented and able to complete tasks with limited supervision
• Excellent communication skills
• Experience with systems migration and integration of different systems is a plus
• Knowledge of NetSuite or Workday is a plus

Compensation and Benefits

• Base pay range: £88,000 - £136,000 per year
• Equity Grade: 5
• Benefits include 100% subsidized medical coverage, dental and vision for you and your dependents, monthly stipends for health, wellness and tech spending, and an employee stock purchase plan (ESPP)

Job Data by YubHub.

As a Fraud Operations Manager, you will play a critical, strategic leadership role responsible for overseeing operations across multiple Fraud Operations teams and pods, including those focused on disputes and compliance work.

Responsibilities

• Lead & Develop Talent: Lead, coach, and develop a group of people leaders and Individual Contributors (ICs) across multiple, specialized teams/pods, providing ongoing feedback, performance management, and career development to build long-term organizational capability.
• Set Strategy & Own Program Performance: Define and champion a clear operational strategy and roadmap to significantly improve the function, efficiency, quality, and compliance of your assigned teams/pods.
• Drive Cross-Functional Alignment: Translate broader business goals into clear team-level objectives, providing clear, transparent communication to ensure operational alignment.

Requirements

• 6+ years of direct experience in disputes, fraud risk prevention and detection within FinTech/tech industry
• 5+ years of experience in fraud management or related people management roles, including proven experience leading managers or senior ICs.
• Demonstrated success setting strategy and delivering large-scale operational change with measurable impact on efficiency, quality, and customer experience.

Benefits

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Job Data by YubHub.

As a Fraud Operations Manager, you will play a critical, strategic leadership role responsible for overseeing operations across multiple Fraud Operations teams and pods, including those focused on disputes and compliance work.

Responsibilities

• Lead & Develop Talent: Lead, coach, and develop a group of people leaders and Individual Contributors (ICs) across multiple, specialized teams/pods, providing ongoing feedback, performance management, and career development to build long-term organizational capability.
• Drive team performance using key metrics such as productivity, quality, customer outcomes, and service levels.
• Foster a high-performing, engaged team environment that operates effectively in a fast-paced, evolving environment.
• Partner with recruiting to hire, onboard, and retain top talent.

• Set Strategy & Own Program Performance: Define and champion a clear operational strategy and roadmap to significantly improve the function, efficiency, quality, and compliance of your assigned teams/pods.
• Drive operational excellence by leveraging domain expertise to identify and implement transformational changes and efficiencies that simplify investigator workflows.
• Ensure full accountability for service levels and productivity of assigned areas, proactively managing queue health through data-driven burn down plans to maintain a healthy buffer.

• Drive Cross-Functional Alignment: Translate broader business goals into clear team-level objectives, providing clear, transparent communication to ensure operational alignment.
• Proactively identify and mitigate systemic issues by looking beyond standard reporting and collaborating with cross-functional partners.
• Serve as the ultimate escalation point for complex merchant, user, or internal stakeholder issues, establishing robust frameworks for incident resolution.
• Research and resolve risk events stemming from process breakdowns.

Requirements

• 6+ years of direct experience in disputes, fraud risk prevention and detection within FinTech/tech industry.
• 5+ years of experience in fraud management or related people management roles, including proven experience leading managers or senior ICs.
• Demonstrated success setting strategy and delivering large-scale operational change with measurable impact on efficiency, quality, and customer experience.
• Strong strategic planning, risk management, and prioritization skills, with the ability to balance short-term delivery and long-term capability building.
• Exceptional executive communication and influence skills, with the ability to align diverse stakeholders.
• Proven experience in leading teams through major change and comfort with ambiguity.
• Ability to maintain composure and act as a role model when presented with barriers or when results are not as expected.
• Experience with AI project-driven initiatives (e.g., leveraging AI-enabled tools, agent assist, or automation to improve operational efficiency or knowledge management).
• Experience in Lean Six Sigma, continuous improvement practices, and/or data-driven methodologies to drive scalable efficiency.
• Working knowledge of scripting & querying languages (e.g., Python, SQL) is a plus.

Benefits

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Job Data by YubHub.

On the Underwriting ML team, you’ll build and improve machine learning systems that make real-time transaction decisions, assessing the repayment risk and expected value of every Affirm checkout.

Responsibilities:

• Develop and iterate on underwriting prediction models using a mix of approaches for tabular and sequential data
• Build and scale feature pipelines and training datasets from proprietary and third-party signals, partnering with data and platform teams when needed
• Prototype new modeling ideas and features, run offline experiments, and drive the best-performing approaches into production with appropriate risk controls
• Help productionize models: integrate into batch and/or real-time decision systems, and improve reliability, latency, and operational robustness
• Instrument and monitor model and data health, and help define retraining/backtesting workflows
• Collaborate across Engineering, Risk Analytics, Product, and ML Platform to define requirements, evaluate tradeoffs, and communicate results clearly to both technical and non-technical audiences

Requirements:

• 2+ years of experience as a machine learning engineer or a PhD in a relevant field
• Strong Python skills and experience writing production-quality code
• Experience building and evaluating models for classification problems
• Experience with a deep learning framework (PyTorch preferred)
• Experience working with distributed data processing or parallel compute frameworks (Spark preferred)
• Experience with ML lifecycle tooling for training orchestration, experimentation, and model monitoring
• Proficient in using AI-powered developer tools to accelerate iteration, debugging, and code quality
• Mastered taking a simple problem or business scenario into a solution that interacts with multiple software components
• Comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews
• Strong verbal and written communication skills

Benefits:

• Health coverage at no cost: 100% of premiums for employees and their dependents
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options
• Time off to recharge: Flexible time off and generous holiday calendars
• Own a piece of what you build: Employee stock purchase plan (ESPP)

Job Data by YubHub.

On the Underwriting ML team, you’ll build and improve machine learning systems that make real-time transaction decisions, assessing the repayment risk and expected value of every Affirm checkout.

You’ll work closely with experienced ML engineers, platform partners, and cross-functional stakeholders to take models from idea to prototype to production, and to keep them healthy with strong measurement and monitoring as user behavior and macroeconomic conditions evolve.

Responsibilities

• Develop and iterate on underwriting prediction models using a mix of approaches for tabular and sequential data
• Build and scale feature pipelines and training datasets from proprietary and third-party signals, partnering with data and platform teams when needed
• Prototype new modeling ideas and features, run offline experiments, and drive the best-performing approaches into production with appropriate risk controls
• Help productionize models: integrate into batch and/or real-time decision systems, and improve reliability, latency, and operational robustness
• Instrument and monitor model and data health, and help define retraining/backtesting workflows
• Collaborate across Engineering, Risk Analytics, Product, and ML Platform to define requirements, evaluate tradeoffs, and communicate results clearly to both technical and non-technical audiences

Requirements

• 2+ years of experience as a machine learning engineer or a PhD in a relevant field
• Strong Python skills and experience writing production-quality code
• Experience building and evaluating models for classification problems (preferably gradient-boosted decision trees like LightGBM/XGBoost/CatBoost, or similar)
• Experience with a deep learning framework (PyTorch preferred)
• Experience working with distributed data processing or parallel compute frameworks (Spark preferred; Ray/Dask or similar)
• Experience with ML lifecycle tooling for training orchestration, experimentation, and model monitoring (e.g., Kubeflow, Airflow, MLflow, or equivalent internal platforms)
• Proficient in using AI-powered developer tools (e.g., Claude Code, Cursor, or similar) to accelerate iteration, debugging, and code quality as part of day-to-day development workflows
• Mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well-tested and extensible code
• Comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews
• Strong verbal and written communication skills that support effective collaboration with our global engineering team

Benefits

• Health coverage at no cost: 100% of premiums for employees and their dependents
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to
• Own a piece of what you build: Employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount

Job Data by YubHub.

As a Machine Learning Engineer on our team, you will be at the forefront of developing high-quality, production-ready models that play a central role in our decision-making processes. Your contributions will be instrumental in shaping our financial landscape.

Responsibilities

• Use Affirm’s proprietary and other third-party data to develop machine learning models that predict the likelihood of default and make an approval or decline decision to achieve business objectives.
• Partner with platform and product engineering teams to build model training, decisioning, and monitoring systems.
• Research groundbreaking solutions and develop prototypes that drive the future of credit decisioning at Affirm.
• Implement and scale data pipelines, new features, and algorithms that are essential to our production models.
• Collaborate with the engineering, credit, and product teams to define requirements for new products.

Requirements

• 2+ years of experience as a machine learning engineer or PhD in a relevant field.
• Proficiency in machine learning with experience in areas such as Generalized Linear Models, Gradient Boosting, Deep Learning, and Probabilistic Calibration. Domain knowledge in credit risk is a plus.
• Strong engineering skills in Python and data manipulation skills like SQL.
• Experience using large-scale distributed systems like Spark or Ray.
• Experience using open-source projects and software such as scikit-learn, pandas, NumPy, XGBoost, Kubeflow.
• Experience developing machine learning models at scale from inception to business impact.
• Excellent written and oral communication skills and the capability to drive cross-functional requirements with product and engineering teams.
• The ability to present technical concepts and results in an audience-appropriate way.
• Persistence, patience, and a strong sense of responsibility.

Benefits

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Salary

• Base pay range per year: $133,000 - $183,000 CAD

Job Data by YubHub.

In this role you will lead a team of our world-class Technical Account Managers (TAMs), representing and supporting our SMB merchants. As the manager, you will oversee a talented team of TAMs who are responsible for the technical success of our SMB merchants post-sale. You will support and guide your team towards best practice solutions as they advise merchant developers, product teams, and key business partners throughout the entire lifecycle, from initial product integration through expansion and scale.

This team is tasked with not only guiding their merchants to avoid pitfalls, but to take advantage of more of Affirm’s offerings; solving business objectives with technical strategies and product optimizations. Technical Account Managers are a part of the Engineering Team and work closely with Affirm’s Client Success, Product Management, Operations, and Merchant Care teams.

Responsibilities:

• Coach, mentor and develop an awesome group of experienced TAMs who support our SMB merchants.
• Work closely with our Client Success counterparts to help our network of merchants grow, by not only enabling an efficient time to market, but also by taking better advantage of Affirm’s expanding product suite post-launch.
• Establish and track team OKRs and goals, establishing proactive action plans for meeting goals when needed.
• Forecast the demand for TAMs and recruit as necessary.
• Technically, you will evaluate new hires on their technical capabilities, handle escalations from your own team, provide guidance to the TAMs on integration solutions, troubleshooting and optimization opportunities, and be seen as an expert by our customers.
• Be a strong internal advocate for our merchants, working cross-functionally to make sure their highest priorities are being met.

Requirements:

• At least five years in a B2B customer-facing technical role and three years as a people manager.
• A strong technical background in web development technologies and REST APIs, with a computer science degree or professional engineering experience.
• A great relationship builder who has the ability to quickly build rapport with engineering customers.
• A fantastic communicator, both when advocating for customers internally and advocating for Affirm externally.
• Bonus: Experience providing solutions to e-commerce or in-store retailers.
• This position requires either equivalent practical experience or a Bachelor’s degree in a related field.

Pay Grade - L Equity Grade - 6 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents).

USA base pay range (CA, WA, NY, NJ, CT) per year: $165,000 - $225,000 USA base pay range (all other U.S. states) per year: $146,000 - $206,000

Benefits:

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Job Data by YubHub.

In this role you will lead a team of our world-class Technical Account Managers (TAMs), representing and supporting our SMB merchants. As the manager, you will oversee a talented team of TAMs who are responsible for the technical success of our SMB merchants post-sale. You will support and guide your team towards best practice solutions as they advise merchant developers, product teams, and key business partners throughout the entire lifecycle, from initial product integration through expansion and scale.

This team is tasked with not only guiding their merchants to avoid pitfalls, but to take advantage of more of Affirm’s offerings; solving business objectives with technical strategies and product optimizations. Technical Account Managers are a part of the Engineering Team and work closely with Affirm’s Client Success, Product Management, Operations, and Merchant Care teams.

Responsibilities:

• Coach, mentor and develop an awesome group of experienced TAMs who support our SMB merchants.
• Work closely with our Client Success counterparts to help our network of merchants grow, by not only enabling an efficient time to market, but also by taking better advantage of Affirm’s expanding product suite post-launch.
• Establish and track team OKRs and goals, establishing proactive action plans for meeting goals when needed.
• Forecast the demand for TAMs and recruit as necessary.
• Technically, you will evaluate new hires on their technical capabilities, handle escalations from your own team, provide guidance to the TAMs on integration solutions, troubleshooting and optimization opportunities, and be seen as an expert by our customers.
• Be a strong internal advocate for our merchants, working cross-functionally to make sure their highest priorities are being met.

Requirements:

• At least five years in a B2B customer-facing technical role and three years as a people manager.
• A strong technical background in web development technologies and REST APIs, with a computer science degree or professional engineering experience.
• A great relationship builder who has the ability to quickly build rapport with engineering customers.
• A fantastic communicator, both when advocating for customers internally and advocating for Affirm externally.
• Bonus: Experience providing solutions to e-commerce or in-store retailers.

Benefits:

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Job Data by YubHub.

As a Lead Product Marketing Manager, you’ll play a strategic and hands-on role in shaping how merchants experience Affirm’s products. You'll help define our product strategy, lead high-impact go-to-market initiatives, and develop compelling narratives that drive business outcomes.

Responsibilities

• Shape Product Strategy Through Insights: Partner closely with Product to shape the roadmap by identifying new opportunities, uncovering unmet customer, merchant, and partner needs, and incorporating feedback loops. Leverage customer research, competitive intelligence, and market trends to inform product development and strategic prioritization.
• Lead GTM Strategy and Execution: Own the end-to-end strategy and execution of high-impact GTM initiatives across your product area,from beta to full launch. This includes crafting compelling value propositions, developing segmentation strategies, aligning cross-functional stakeholders, and measuring launch success.
• Accelerate Product Adoption and Growth: Design and execute programs that drive merchant engagement and adoption at scale. Collaborate with Sales, Customer Success, Enablement, and Partnership to ensure message consistency.
• Enhance Strategic Client Engagement: Develop messaging and materials for key client-facing moments, including bi-annual roadmap meeting with top merchants.
• Operate with Agility and Drive Execution: Navigate ambiguity with confidence and bring clarity to complex, cross-functional projects.
• Leverage Business and Product Acumen: Develop a nuanced understanding of your product’s functionality, as well as the revenue and cost drivers that impact performance.
• Collaborate across Teams to Drive Alignment: Build strong relationships across Product, Sales, Customer Success, Analytics, and other key teams.
• Be a Culture Carrier: Serve as a champion of Affirm’s values and culture, consistently fostering collaboration, transparency, and innovation within the team and across the organization.

Requirements

• 8+ years of experience in product marketing, product management, or a similar role, ideally in a Payments or Fintech environment.
• Proven track record of leading product launches and driving GTM strategy that delivers business results.
• Strategic thinker with strong business acumen, able to connect the dots between customer needs, market trends, and product development.
• Excellent communicator and storyteller, with the ability to simplify complex ideas for a wide range of audiences.
• Highly analytical mindset,confident with data and able to extract insights that influence product and marketing strategies.

Benefits

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Job Data by YubHub.

As an intern at Affirm, you will be a contributing member of our outstanding engineering team, and as such you will work on meaningful projects and frequently ship code.

Responsibilities

Interns are responsible for developing and shipping a project and verifying that it works in production.

• You will collaborate with your mentor and manager when you start to spec a project that will best contribute to your team.
• Your team will depend on your contributions!
• You will ship code and monitor the deployment of your work.
• You will be paired with a dedicated mentor who will be by your side to give advice and ensure the success of your project.
• Expect to meet with them on a regular basis and receive feedback.
• There are opportunities to attend events with other interns and full-time Affirmers!
• Interns present their work to the entire engineering organization at the end of the internship.

What We Look For

• Passion and dedication to changing consumer banking for the better
• Experience with Python, C/C++ or Java
• Frontend experience in WebApps/JavaScript/AngularJS/React
• Strong communication skills
• Experience with object oriented programming
• Deployment and testing frameworks
• API development/documentation
• AWS or other PaaS frameworks

Benefits

Our benefits reflect our commitment to care, transparency, and flexibility.

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Job Data by YubHub.

About the Revenue team The Revenue team drives Affirm's top-line growth through strategic partnerships, growth initiatives, and go-to-market execution. We acquire, retain, and expand merchant relationships across eCommerce, in-store, telesales, and the Affirm app. The team leads onboarding, relationship management, and performance optimization to help partners succeed.

About the Role GTM Strategy & Operations takes product and pricing initiatives and creates commercially viable, operationally sound go-to-market motions. We partner with Product, Product Marketing, Legal, Rev Ops, and Pricing to design rollout groups, coordinate implementation, and equip the field , CSMs, AEs, and TAMs , with the processes they need to create world-class go-to-market.

As an individual contributor, the Lead owns the go-to-market operations for a specific product line or segment end to end. You're handed the objective and you decide how to execute: building the target lists, assigning appropriate account actions, segmenting customers by contractual and pricing eligibility, and tracking adoption. You turn high-level product and pricing inputs into a plan a rep can actually execute.

Responsibilities:

• Own go-to-market operations for field teams executing on strategic initiatives , segmenting potential customers and managing the legal and pricing operations.
• Turn inputs from cross-functional stakeholders like Product, Legal, Risk, and Pricing into an executable process.
• Manage Affirm’s first-in-class AI contract dashboard for field teams to understand legal and pricing eligibility for product initiatives.
• Build and maintain the tools and playbooks the field needs for strategic initiatives, including contract renewal planning, pricing standardization, and new product GTM.
• Fluently navigate different perspectives on the same launch , the exec "why it matters," the customer value proposition, and the field-facing analysis.
• Sit close to the field, and turn what you hear into recommendations for cross-functional teams.
• Analyze performance data to find where a launch is stalling, and flag risks early.

Requirements:

• 6+ years of experience in business operations, revenue or sales operations, ideally in FinTech, SaaS, or another high-growth environment.
• A track record of owning a go-to-market motion or customer-facing initiative end to end, rollout through adoption, within a defined scope.
• You've been handed vague "go make this work" instructions, then built a solution that resonated with stakeholders and customers.
• Experience working cross-functionally with Product, PMM, Client Success, Sales, Analytics, Legal, or Pricing.
• Comfort translating product and pricing strategy into practical, field-ready execution.
• Solid analytical instincts: you use adoption and performance data to decide what to do next, not just to report what happened.
• Clear, action-oriented writing and speaking.
• You do your best work in ambiguity and move fast without waiting to be told the approach.
• Familiarity with merchant, payments, or SaaS sales motions is a must-have.
• Experience using SQL to query, manipulate, and analyze data to support business insights and decision-making.
• Demonstrated experience leveraging AI tools to improve workflows, automate processes, and drive efficiency, with an understanding of how to apply and validate AI-generated outputs.

Benefits:

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Pay Grade - K Equity Grade - 4 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents).

CAN base pay range per year: $117,000 - $167,000

Job Data by YubHub.

About the Revenue team The Revenue team drives Affirm's top-line growth through strategic partnerships, growth initiatives, and go-to-market execution. We acquire, retain, and expand merchant relationships across eCommerce, in-store, telesales, and the Affirm app. The team leads onboarding, relationship management, and performance optimization to help partners succeed.

About the Role GTM Strategy & Operations takes product and pricing initiatives and creates commercially viable, operationally sound go-to-market motions. We partner with Product, Product Marketing, Legal, Rev Ops, and Pricing to design rollout groups, coordinate implementation, and equip the field , CSMs, AEs, and TAMs , with the processes they need to create world-class go-to-market.

As an individual contributor, the Lead owns the go-to-market operations for a specific product line or segment end to end. You're handed the objective and you decide how to execute: building the target lists, assigning appropriate account actions, segmenting customers by contractual and pricing eligibility, and tracking adoption. You turn high-level product and pricing inputs into a plan a rep can actually execute.

Responsibilities:

• Own go-to-market operations for field teams executing on strategic initiatives , segmenting potential customers and managing the legal and pricing operations.
• Turn inputs from cross-functional stakeholders like Product, Legal, Risk, and Pricing into an executable process.
• Manage Affirm’s first-in-class AI contract dashboard for field teams to understand legal and pricing eligibility for product initiatives.
• Build and maintain the tools and playbooks the field needs for strategic initiatives, including contract renewal planning, pricing standardization, and new product GTM.
• Fluently navigate different perspectives on the same launch , the exec "why it matters," the customer value proposition, and the field-facing analysis.
• Sit close to the field, and turn what you hear into recommendations for cross-functional teams.
• Analyze performance data to find where a launch is stalling, and flag risks early.

Requirements:

• 6+ years of experience in business operations, revenue or sales operations, ideally in FinTech, SaaS, or another high-growth environment.
• A track record of owning a go-to-market motion or customer-facing initiative end to end, rollout through adoption, within a defined scope.
• You've been handed vague "go make this work" instructions, then built a solution that resonated with stakeholders and customers.
• Experience working cross-functionally with Product, PMM, Client Success, Sales, Analytics, Legal, or Pricing.
• Comfort translating product and pricing strategy into practical, field-ready execution.
• Solid analytical instincts: you use adoption and performance data to decide what to do next, not just to report what happened.
• Clear, action-oriented writing and speaking.
• You do your best work in ambiguity and move fast without waiting to be told the approach.
• Familiarity with merchant, payments, or SaaS sales motions is a must-have.
• Experience using SQL to query, manipulate, and analyze data to support business insights and decision-making.
• Demonstrated experience leveraging AI tools to improve workflows, automate processes, and drive efficiency, with an understanding of how to apply and validate AI-generated outputs.

Benefits:

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Pay Grade - K Equity Grade - 6 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA base pay range (CA, WA, NY, NJ, CT) per year: $145,000 - $205,000 USA base pay range (all other U.S. states) per year: $128,000 - $188,000

Job Data by YubHub.

As a Group Product Marketing Manager, you’ll own the strategy and systems that drive product marketing excellence across Affirm’s B2B organization. You’ll synthesize merchant, consumer, market, and performance insights across our portfolio to shape shared strategy, strengthen our merchant narrative, and guide product and go-to-market investments.

Responsibilities

• Own and evolve the portfolio narrative: Develop Affirm’s merchant story, messaging architecture, and proof points. Partner with Brand and other Marketing teams to connect it to Affirm’s broader brand story and activate it across priority merchant channels.
• Connect product and GTM teams: Establish operating rhythms that sustain alignment across teams, with deeper coordination at critical moments such as planning, forecasting, launches, and strategic client opportunities.
• Equip Revenue teams to tell the story: Partner with Revenue Enablement to turn the portfolio narrative into messaging, tools, training, and proof points that strengthen merchant conversations across the field.
• Lead Voice of the Merchant: Own Affirm’s Client Advisory Board and broader merchant feedback loops. Turn insights from strategic merchants, Revenue teams, research, and performance data into product priorities, go-to-market decisions, and pilot or co-development opportunities.
• Lead critical initiatives: Own a limited number of high-priority, ambiguous opportunities, such as strategic commerce and payments platform partnerships or new market launches.
• Be a culture carrier: model Affirm’s values and set a high bar for how teams collaborate, make decisions, and learn.

Requirements

• 12+ years of experience in product marketing, product strategy, or a related field, with depth in B2B payments, fintech, commerce, or platform businesses.
• A track record of setting strategic direction and delivering measurable outcomes for a significant product portfolio or business area.
• A strong portfolio storyteller who can connect complex products into a clear narrative for senior leaders, merchants, and partners.
• Exceptional strategic and business judgment.
• Proven ability to influence senior leaders, resolve tradeoffs, and build alignment across Product, Revenue, Partnerships, Analytics, and Marketing.
• Strong self-serve analytical skills.
• High AI fluency and a track record of improving the quality and speed of your own work while helping others do the same, using AI for tasks such as synthesizing research, analyzing data, automating workflows, and building reusable tools.
• Experience building reusable frameworks and operating mechanisms that improve segmentation, go-to-market planning, launches, and measurement across teams.

Benefits

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

Job Data by YubHub.

About the Product Team The Product team listens to our customers’ needs and translates those insights into a clear product vision. The team works closely with design, engineering, and analytics to build scalable financial products that empower people to manage their money with confidence. We rely on empathy, curiosity, and business sense to prioritize features and improve experiences. Our role is to lead with clarity, support cross-functional execution, and champion the user in every decision.

About the Role The ZT1 Labs group is a small, senior team of product and engineering experts working directly with the CEO on the company’s most important new bets. This team takes on highly ambiguous, cross-functional problems where the upside is company-defining. We are looking for a Group Product Manager to lead a portfolio of ZT1 initiatives in a hands-on builder role, with direct product ownership and with no direct people management responsibilities.

You will own the vision, strategy, and roadmap for new products and platforms, partnering closely with engineers, analysts, and designers to build and launch, and with revenue and business teams to bring new products to market and scale. You’ll work closely with the CEO and executive team to turn high-level ideas into durable, scalable businesses.

What You Will Do Understand Customers & Strategic Context:

• Build a deep understanding of Affirm’s global network of users, merchants, and partners.
• Connect customer insights and market trends to long-term company strategy to identify where zero-to-one innovation can drive outsized impact.
• Track relevant product, technology, and industry shifts and use them to inform product direction.

Set Vision, Strategy, and Roadmap

• Partner with the CEO and senior leaders to define problem spaces and opportunity areas that matter most for Affirm’s future.
• Craft a clear product vision and strategic narrative for the innovation portfolio, translating that into a focused and prioritized roadmap.
• Define crisp outcomes and success metrics tied directly to business impact (GMV, profitability, conversion, retention, long-term moat).

Lead Zero-to-One Product Development

• Drive the full lifecycle for new products and platforms: discovery, validation, MVP definition, launch, and iteration.
• Own the full UI/UX, using AI tools to build and iterate on working prototypes that make product ideas tangible and testable.
• Write and refine customer-facing copy across the product experience, from onboarding to in-product guidance.
• Independently analyze customer behavior, build funnels, and use data to identify opportunities and guide product decisions.
• Own experimentation end to end, including hypotheses, test design, success metrics, results analysis, and iteration.
• Collaborate closely with cross-functional teams to sync ZT1 roadmaps with core product roadmaps, ensuring high product quality, an aligned user experience, and cohesive business results.

Cross-Functional & Executive Leadership

• Lead a cross-functional group (engineering, design, data, risk, capital, operations, revenue, legal and compliance) through ambiguous and complex work.
• Serve as a thought partner to the CEO and executive team on new product bets, tradeoffs, and prioritization.
• Communicate clearly and often - framing decisions, risks, and tradeoffs; writing high-quality docs; and maintaining alignment across teams.

Raise the Bar for Product Craft

• Establish product patterns, decision frameworks, and execution standards that make zero-to-one work repeatable and scalable.
• Model strong product thinking, rigor, and judgment for senior peers without managing them directly.
• Help shape the culture and operating model of the ZT1 function.

What We Look For Experience

• ~8–10+ years of product management experience with a strong track record shipping and scaling consumer-facing or platform products.
• Previous ownership of technical software products end-to-end and ability to clearly articulate the business impact.
• Direct experience leading zero-to-one or highly ambiguous product areas with meaningful outcomes.
• Experience working closely with engineering, data, design, and other teams without direct authority.
• Skilled at operating in complex environments where success depends on coordinating cross-functional work across multiple groups.
• Founder or early-stage startup experience is a plus. Ability to spot opportunities, build from scratch, test quickly, and take ownership of outcomes.

Skills

• Hands-on fluency with AI tools for prototyping, design, content, and analysis, with the judgment to evaluate and refine the output.
• Comfortable doing the work directly without dedicated design, analytics, or content partners.
• Strong communicator capable of securing alignment and decisions from broad groups of senior stakeholders with differing priorities.
• Adept at influencing engineering teams outside your reporting line - able to guide them toward building what the product needs.
• High judgment in ambiguous spaces - able to take incomplete or conflicting information and turn it into a clear, actionable plan.
• Strong commercial instincts - able to contribute to pitches, negotiations, and contract evaluations when product work intersects with business strategy.

Behaviors & Traits

• Bias toward action; cares about unblocking teams and driving meaningful progress quickly.
• Comfortable moving between strategy and execution - from long-term roadmap thinking to writing specs or digging into edge cases.
• Strong organizational discipline and interpersonal skills, able to navigate complex dynamics while maintaining momentum.
• Deep sense of ownership - holds a high bar for quality and ships products on time.
• Mission-driven and customer-obsessed, motivated to build honest, transparent financial products.

Pay Grade - R Equity Grade - 15 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA base pay range (CA, WA, NY, NJ, CT) per year: $265,000 - $325,000 USA base pay range (all other U.S. states) per year: $236,000 - $296,000

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