{"version":"0.1","company":{"name":"YubHub","url":"https://yubhub.co","jobsUrl":"https://yubhub.co/jobs/city/ut-cottonwood-heights/"},"x-facet":{"type":"city","slug":"ut-cottonwood-heights","display":"Ut - Cottonwood Heights","count":1},"x-feed-size-limit":100,"x-feed-sort":"enriched_at desc","x-feed-notice":"This feed contains at most 100 jobs (the most recently enriched). For the full corpus, use the paginated /stats/by-facet endpoint or /search.","x-generator":"yubhub-xml-generator","x-rights":"Free to redistribute with attribution: \"Data by YubHub (https://yubhub.co)\"","x-schema":"Each entry in `jobs` follows https://schema.org/JobPosting. YubHub-native raw fields carry `x-` prefix.","jobs":[{"@context":"https://schema.org","@type":"JobPosting","identifier":{"@type":"PropertyValue","name":"YubHub","value":"job_b3602554-2a2"},"title":"Senior Director, International Risk Oversight","description":"<p>Shape a brighter financial future with SoFi, a next-generation financial services company and national bank. We&#39;re changing the way people think about and interact with personal finance, using innovative, mobile-first technology to help our millions of members reach their goals.</p>\n<p>This role sits within Enterprise Risk Management (ERM) as part of Independent Risk Management (IRM) and serves as a senior second-line-of-defense (2LOD) risk leader supporting SoFi&#39;s international growth strategy. The Senior Director will lead risk oversight for new products, business initiatives, and international market expansion activities, with an emphasis on retail banking and consumer lending products.</p>\n<p><strong>Responsibilities:</strong></p>\n<ul>\n<li>Serve as the primary IRM point of contact and escalation lead for international product, business, and expansion-related risk matters.</li>\n<li>Provide independent challenge and strategic risk guidance to business leadership on international expansion initiatives, retail banking products, consumer lending strategies, and market entry and expansion decisions.</li>\n<li>Lead IRM deal teams in partnership with Business Compliance Officers and cross-functional risk partners to deliver a holistic second-line risk perspective on new products, strategic initiatives, and expansion activities.</li>\n<li>Establish and oversee enterprise standards for new product approvals, product modifications, geographic expansions, and business change initiatives.</li>\n<li>Provide second-line oversight of the end-to-end product lifecycle for international retail and consumer financial products, ensuring alignment with enterprise risk appetite and local regulatory expectations.</li>\n<li>Partner with IRM teams to define minimum risk management standards across risk disciplines, including credit, operational, compliance, financial crimes, liquidity, conduct, and technology risk.</li>\n<li>Design and evolve scalable international risk governance frameworks and operating models to support growth across future global markets.</li>\n<li>Partner with regional and functional stakeholders to establish country-level governance structures, including risk appetite frameworks, policies, controls, limits, monitoring, and escalation protocols.</li>\n<li>Drive governance for new market entry assessments, including regulatory readiness, operational risk considerations, third-party dependencies, and ongoing monitoring requirements.</li>\n<li>Establish clear approval thresholds, governance documentation standards, and escalation criteria for new and expanded products.</li>\n<li>Oversee post-launch product reviews and portfolio monitoring activities to evaluate product performance, emerging risks, and adherence to approved risk parameters.</li>\n<li>Influence and challenge senior leaders constructively to support balanced risk-taking and sound decision-making in complex, evolving regulatory environments.</li>\n<li>Build strong partnerships across IRM, Legal, Compliance, Finance, and business teams to promote effective risk identification, transparency, and accountability.</li>\n<li>Support regulatory interactions, examinations, and internal governance forums related to international products and expansion activities.</li>\n</ul>\n<p><strong>Requirements:</strong></p>\n<ul>\n<li>Bachelor&#39;s degree in Finance, Economics, Business Administration, Risk Management, or a related field.</li>\n<li>12+ years of experience in financial services risk management, including significant experience within Independent Risk Management, Enterprise Risk Management, or Business Unit Risk Oversight functions.</li>\n<li>Deep expertise in retail banking, consumer lending, and consumer financial products, including experience supporting product governance and new product approvals.</li>\n<li>Demonstrated experience leading second-line risk oversight for international business activities, market expansion initiatives, or multi-jurisdiction product governance programs.</li>\n<li>Strong understanding of risk disciplines including credit, operational, compliance, conduct, financial crimes, reputational, and enterprise risk management.</li>\n<li>Experience developing and implementing risk governance frameworks across multiple regulatory environments and geographies.</li>\n<li>Knowledge of regulatory expectations and consumer financial services frameworks applicable to Canada and/or LATAM markets.</li>\n<li>Proven ability to influence executive stakeholders and provide effective independent challenge in a matrixed, fast-paced environment.</li>\n<li>Strong strategic thinking and problem-solving skills, with the ability to synthesize complex and cross-functional risk information into actionable insights.</li>\n<li>Excellent communication and relationship management skills, including experience presenting to executive leadership, governance committees, and regulators.</li>\n<li>Demonstrated ability to lead through ambiguity, drive organizational alignment, and execute complex initiatives with enterprise-wide impact.</li>\n<li>Experience building, scaling, or transforming risk management programs within high-growth or evolving organizations.</li>\n</ul>\n<p><strong>Nice to Have:</strong></p>\n<ul>\n<li>Master&#39;s degree (MBA, MS Risk Management, or related discipline).</li>\n<li>Professional certifications such as FRM, PRM, CFA, or CRCM.</li>\n<li>Experience interfacing with banking regulators and external auditors across multiple jurisdictions.</li>\n<li>Familiarity with fintech, digital banking, and embedded finance operating models.</li>\n</ul>\n<p><strong>Compensation and Benefits:</strong> The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate&#39;s experience, skills, and location.</p>\n<p style=\"margin-top:24px;font-size:13px;color:#666;\">XML job scraping automation by <a href=\"https://yubhub.co\">YubHub</a></p>","url":"https://yubhub.co/jobs/job_b3602554-2a2/","directApply":true,"hiringOrganization":{"@type":"Organization","name":"SoFi","sameAs":"https://sofi.com","logo":"https://logos.yubhub.co/sofi.com.png"},"x-apply-url":"https://job-boards.greenhouse.io/sofi/jobs/7607580003?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply","x-work-arrangement":null,"x-experience-level":"senior","x-job-type":"full-time","x-salary-range":null,"x-skills-required":["retail banking","consumer lending","risk management","regulatory compliance","strategic risk guidance","governance frameworks","risk oversight","financial services"],"x-skills-preferred":["Master's degree","FRM","PRM","CFA","CRCM","fintech","digital banking","embedded finance"],"datePosted":"2026-10-27T00:27:27.042Z","jobLocation":{"@type":"Place","address":{"@type":"PostalAddress","addressLocality":"UT - Cottonwood Heights; CA - San Francisco; NY - New York City"}},"employmentType":"FULL_TIME","occupationalCategory":"Finance","industry":"Finance","skills":"retail banking, consumer lending, risk management, regulatory compliance, strategic risk guidance, governance frameworks, risk oversight, financial services, Master's degree, FRM, PRM, CFA, CRCM, fintech, digital banking, embedded finance"}]}