We are reinventing credit cards in the most transparent way possible. We are working directly with card issuers to change how credit is used throughout the world, creating new types of cards that work for both their everyday lives and large purchases with extremely straightforward, flexible terms.

You'll work across stacks and across the company, working both in just-in-time transaction processing that has to take place in milliseconds, along with our ledgering and reconciliation systems in post-transaction processing. This is some of the more difficult, exciting, experimental engineering work in Affirm.

What You'll Do

• You will be responsible for owning and delivering quarterly goals for your team, leading engineers on your team through ambiguity to solve open-ended problems, and ensuring that everyone is supported throughout delivery.
• You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
• You will proactively identify project, process, technology or business issues, advocate for them, and lead in solving them.
• You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts.
• You will foster a culture of quality and ownership on your team by setting or improving code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.
• You will help develop talent on your team by providing feedback and guidance, and leading by example.
• On-Call Rotation - There would be an on-call rotation for this role as a requirement.

What We Look For

• You have a total of 4+ years of experience as a software engineer.
• You are experienced in designing, developing and launching backend systems at scale technologies like Python, Kotlin, AWS, MySQL, and Kubernetes.
• You have experience shipping front end applications.
• You have experience defining a technical plan for the delivery of a significant feature or system component with an elegant, simple and extensible design. You write high quality code that is easily understood and used by others.
• You are proficient at making significant changes in a large code base, and have developed a suite of tools and practices that enable you and your team to do so safely.
• Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
• You have strong verbal and written communication skills that support effective collaboration with our global engineering team.

Compensation & Benefits

Pay Grade - N Equity Grade - 4 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).

ESP base pay range per year: €86,000 - €122,000

Additional benefits include:

• Flexible Spending Wallets for tech, food and lifestyle
• Away Days - wellness days to take off work and recharge
• Learning & Development programs
• Parental benefits
• Employee Resource & Community Groups

XML job scraping automation by YubHub

The Fraud Engineering organization builds the foundational and tactical software that enables Affirm to respond strategically to fraud - both in real time and after the transaction. Our mission is to support business growth while protecting Affirm, our buyers, and our merchants.

We're looking for a Senior Software Engineer to join our fully remote team based in Europe. You’ll collaborate closely with stakeholders across North America - including teams in Product, Compliance, Machine Learning, Fraud Operations, Fraud Strategy, and other Fraud Engineering teams.

The Fraud International Team (FIT) leads the engineering effort to extend Affirm's Fraud Decisioning System into markets beyond the US - Canada, the UK, Australia, and growing rapidly. We own real-time fraud decisioning for these markets, integrate region-specific risk vendors, and are building the platform that lets Affirm stand up fraud protection in a new country quickly and safely.

Responsibilities

• You will own and deliver quarterly goals for your team, leading engineers through ambiguity to solve open-ended problems, and ensuring that everyone is supported throughout delivery.
• You will design and implement real-time fraud decisioning services and APIs in Python or Kotlin, extending Affirm's Fraud Decisioning System to markets beyond the US.
• You will build and evolve the platform and tooling that let Affirm launch fraud decisioning in a new country quickly,turning market-by-market setup (rules, models, and vendor configuration) into a repeatable, low-friction path so launches scale sub-linearly with the number of markets.
• You will integrate region-specific fraud and risk vendors and help operationalize the machine learning and AI signals that power real-time decisioning, while using modern AI tooling to move faster as an engineer.
• You will support peers and stakeholders across the product development lifecycle - collaborating with Product, Machine Learning, Analytics, and Fraud Strategy, articulating technical constraints, and partnering on decisions that properly weigh risks and trade-offs.
• You will support the operations and availability of your team's systems by creating and monitoring metrics, escalating when needed, and contributing to keep-the-lights-on and on-call efforts.
• You will foster a culture of quality and ownership - setting and improving code review and design standards, mentoring teammates, and leading by example.
• On-Call Rotation - There would be an on-call rotation for this role as a requirement.

Requirements

• 5+ years of experience building backend systems at scale using Python or Kotlin.
• Experience with distributed systems and infrastructure using AWS, MySQL/PostgreSQL, and Kubernetes.
• Strong system design skills and a track record of delivering maintainable, extensible services.
• Fluency with AI-driven engineering - every Affirm engineer builds with tools like Claude Code and most PRs are co-authored with AI, so directing and orchestrating AI and excelling in the reviewer's seat (setting intent, critically evaluating generated code, and owning its correctness, quality, and security) is a core expectation.
• Proficiency in SQL and working with data-rich environments.
• Familiarity with CI/CD practices and safe production deployments.
• Strong written and verbal communication skills, especially in distributed teams.
• A proactive, ownership-driven mindset with a focus on learning and team success.
• Experience with Snowflake, dbt, Airflow, or Chronosphere (nice to have)
• Background in fraud prevention, risk systems, or real-time decisioning (nice to have)
• Experience building for multiple markets or regions - internationalization or localization (nice to have)
• Experience working in the fintech sector or other highly regulated environments, with a strong understanding of risk, compliance, and operational constraints. (nice to have)

Compensation & Benefits

• Base Pay Grade - N
• Equity Grade - 4
• ESP base pay range per year: €86,000 - €122,000
• Additional benefits include:
• Flexible Spending Wallets for tech, food and lifestyle
• Away Days - wellness days to take off work and recharge
• Learning & Development programs
• Parental benefits
• Employee Resource & Community Groups

XML job scraping automation by YubHub

The Engineering team builds systems that power Affirm’s mission. We take pride in our craft, building reliable, performant, and scalable solutions that touch every part of the business.

The Communications team builds and modernizes the highly available platform that delivers billions of customer messages reliably and on time across the customer journey. As a senior backend engineer, you will shape multi-region, multi-tenant infrastructure, APIs, and vendor integrations that help product teams communicate with customers at scale.

Responsibilities:

• You will own and deliver quarterly technical goals for the Communications area, collaborating with teammates to solve ambiguous, open-ended problems across messaging infrastructure.
• You will design and evolve reliable backend services for high-volume communications across multi-region, multi-tenant environments, including orchestration, delivery, preferences, templates, and observability.
• You will collaborate with product management, design, analytics, security, and engineering partners throughout the product lifecycle, articulating technical constraints and balancing customer impact, risks, and trade-offs.
• You will design, implement, and operate resilient integrations with external messaging vendors, balancing reliability, latency, cost, and compliance.
• You will proactively identify and solve project, process, technology, or business issues that affect scalability, developer experience, and operational resilience.
• You will support the operations and availability of your team’s services by defining service-level objectives and metrics, improving alerting and incident response, and participating in on-call efforts.
• You will foster quality and ownership by improving design, testing, code review, rollout, and operational standards, and advocating for them through writing and tech talks.
• You will help develop talent on your team by providing feedback, mentorship, and technical direction, and leading by example.

Requirements:

• You have 5+ years of experience in software development or engineering, with a deep understanding of system design and architecture.
• Proficiency in modern programming languages such as Python, Kotlin, or similar.
• You have a track record of developing highly available distributed systems using technologies like AWS, MySQL, DynamoDB, and Kubernetes.
• You have experience designing multi-region, multi-tenant platforms with strong isolation, scalability, failure recovery, and data-consistency guarantees.
• You have experience integrating with third-party communications or messaging vendors and designing abstractions that account for different capabilities, rate limits, and failure modes.

Benefits:

• Flexible Spending Wallets for tech, food and lifestyle
• Away Days - wellness days to take off work and recharge
• Learning & Development programs
• Parental benefits
• Employee Resource & Community Groups
• Health coverage at no cost: 100% of premiums for employees and their dependents
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to
• Own a piece of what you build: Employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount

XML job scraping automation by YubHub

Identity at Affirm is mission-critical; it is the very first step of the customer journey and the foundation of global expansion. The International Expansion Unit (IEU) owns Identity for every market outside North America, placing our team at the center of Affirm’s global strategy. We are responsible for ensuring Affirm can enter and scale in new markets while operating compliantly across diverse regulatory environments.

Our scope includes building and expanding Identity Data Management, KYC Verification, and Decisioning capabilities, while driving architectural changes that impact Identity services globally. We don’t just execute; we influence the core platform’s evolution to support new risk models and market dynamics. Operating at the intersection of technical depth and regulatory complexity, we directly impact approval rates, conversion, and fraud exposure. By joining this team, you will shape the foundational processes that unlock revenue and build customer trust on a global scale.

Responsibilities

• You will be responsible for setting technical strategy for your team on a year-long time scale, and help your team tie it together with critical, business-impacting projects.
• You will collaborate across teams in the product development lifecycle by collaborating with product management, design & analytics to ensure technical sustainability, risks and trade-offs are well understood and managed.
• You will act as a force-multiplier for your team through your definition and advocacy of technical solutions and operational processes.
• You take ownership of your team’s operations and availability by ensuring you have the right monitoring, triage rotations, playbooks, policies, testing and alerting in place to support “keep the lights on” & on-call efforts.
• You will foster a culture of quality and ownership on your team by setting code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.
• You will help develop talent on your team by providing feedback and guidance, and leading by example.
• On-Call Rotation - There would be an on-call rotation for this role as a requirement.

Requirements

• You have 8+ years of experience designing, developing and launching backend systems at scale using languages like Python or Kotlin.
• You have an extensive track record of developing highly available distributed systems using technologies like AWS, MySQL, Spark and Kubernetes.
• You have experience delivering major features, system components or deprecating existing functionality in a system through the definition of a technical and execution plan. You write high-quality code that is easily understood and used by others.
• You thrive in ambiguity, and are comfortable moving from low-level language idioms all the way to the architecture of large systems to understand how they work.
• Your growth and impact trajectory demonstrates that you have mastered gathering and iterating on feedback from your engineering and cross-functional peers.
• You have strong verbal and written communication skills that support effective collaboration with our global engineering team.

Compensation & Benefits

• Base Pay Grade - P
• Equity Grade - 6
• Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
• Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents).
• In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).
• ESP base pay range per year: €103,000 - €139,000
• Additional benefits include:
• Flexible Spending Wallets for tech, food and lifestyle
• Away Days - wellness days to take off work and recharge
• Learning & Development programs
• Parental benefit
• Employee Resource & Community Groups

XML job scraping automation by YubHub

Join the team as Twilio's next Staff, Escalations Manager 4, of the Escalations Management team. This position is needed to support the Escalations Management team, under the Escalations & Engagement org within Twilio's Support organization.

Responsibilities:

• Leadership: Be the change agent, go-to person, subject matter expert for the team
• Coaching & Mentoring: Mentor or coach or train other team members on Performance, Soft Skills, Queue Management, Case / Incident Management best practices
• Onboarding: Manage onboarding & training of new team members. Creating & delivering structured training sessions
• Team Improvement: Identify training / process improvement opportunities. Create & implement trainings / solutions / process improvements accordingly
• Team Engagement: Communicate openly and effectively with their team. Share updates and timely disseminate information
• Queue /Escalation / Incident /Case Management: Help advise on sensitive SDM Escalations, identify trends and blockers
• Post-Mortem Review: Review technical post-mortems and incident reports to translate complex root causes into clear, executive-ready narratives
• Reporting: Ensure all leadership-facing documentation clearly outlines the business impact, timeline, and remediation steps
• Project Lead: Works with Escalation Leadership and cross-functional project managers on OKR and project deliverables
• Talent Acquisition: Assist in scaling the talent pipeline by conducting interviews and participating in calibrations

Qualifications:

• 5+ years in a client-facing technical support role, supporting customers and internal teams and partners
• Experience using industry tools (Tableau, Excel, Jira, Zendesk etc.) to search databases, create custom queries, and generate reports
• Consistently exceeds all KPIs for IC performance (TTS, SLA, Backlog management)
• Enthusiasm for interacting and collaborating with other departments within Twilio in your search for the solutions our customers need
• Proven track record of empowering team members through individual coaching, group training, documentation, project management, and process improvement
• Advanced time management skills and the ability to work well under pressure and de-escalate tense customer situations in a live environment

Location: This role will be based in SPAIN. This role will be remote and during a Monday-Friday shift during EMEA hours.

What we offer: Working at Twilio offers many benefits, including competitive pay, generous time off, ample parental and wellness leave, healthcare, a retirement savings program, and much more.

XML job scraping automation by YubHub

Responsibilities:

• Service the fastest growing customers in the region
• Grow revenue and share of wallet within key accounts
• Open doors to the purchase of Twilio's products and services
• Maintain the highest levels of customer satisfaction
• Create pricing proposals, negotiate terms, and manage contracts
• Sell solutions to technical and business audiences
• Build trust and mutual respect with technical customers and peers

Qualifications:

• 6+ years of Account Management/Sales experience
• History of working with large multinational enterprise customers and digital natives
• Demonstrated success in achieving quota on a consistent basis
• Track record of Account Management experience and understanding of cross-selling and upselling
• Solid understanding of financial reporting within a direct customer base
• German language proficiency

Location: Remote - Spain Travel: Approximately 25% travel anticipated

What We Offer:

• Competitive pay
• Generous time off
• Ample parental and wellness leave
• Healthcare
• Retirement savings program

XML job scraping automation by YubHub

As a Principal Presales Engineer, DACH, you will be part of the sales team focused on New Business and Strategic segments. You will be responsible for delivering the Technical Win and best Product Fit to our customers. Your tasks will include:

• Partnering with Account Executives to execute pre-sales activities, including opportunity qualification, demonstrations, Proof-of-Concept, RFP, design documentation, technical presentations, and enablement sessions.
• Leading the technical pre-sales relationship, driving technical discovery, proposing technical architectures, demonstrating the product, anticipating concerns, and offering creative solutions.
• Building customer trust in Twilio's solutions by establishing yourself as a trusted advisor to our customers.
• Designing, demonstrating, and presenting innovative solutions that solve business challenges.
• Building and presenting highly interactive, complex, and engaging customer product demonstrations.
• Mentoring less experienced Presales Engineers.

Requirements:

• 8+ years pre-sales experience selling complex, technical products or 10+ years of professional experience supporting technical products coupled with customer-facing experience.
• Excellent communicator and presenter able to gain audience confidence.
• Previous software development experience or working knowledge in one or more of the following areas: Backend (Java, C#, Node.js, Python, PHP), Web development (JavaScript, HTML/CSS, frontend frameworks - React, Vue.js, Angular).
• Experience building with REST APIs.
• Previous experience in Telecom, SIP, Contact Center, or Security.
• Experience with sales methodologies.
• Bachelor's and/or Master's degree in a technical discipline (Engineering, Mathematics, Computer Science) or equivalent practical experience.
• Proficient German speaker.

Desired:

• Familiarity with cloud platforms (Amazon Web Services, Google Cloud, Microsoft Azure) and cloud application architecture.
• Experience working with customers in the DACH region.

Location: Remote - Spain

Travel: Approximately 35% travel anticipated.

What We Offer: Competitive pay, generous time off, ample parental and wellness leave, healthcare, a retirement savings program, and much more.

XML job scraping automation by YubHub