The Compliance Advisory Lead role involves ensuring regulatory compliance for Robinhood's expanding suite of banking products.

Responsibilities

• Partner with product and engineering teams to support the design, launch, and iteration of new banking products, features, and process changes to ensure adherence to applicable banking and consumer protection regulations.
• Perform compliance risk assessments of relevant regulations.
• Review marketing materials, customer communications, and disclosures for regulatory compliance.
• Coordinate due diligence requests and ongoing compliance activities with sponsor banks and other third-party partners.
• Own, maintain, and continuously improve banking compliance policies, procedures, and controls.
• Lead regulatory, partner, and internal audits related to banking products.

Requirements

• 7+ years of experience in financial services compliance, with deep experience in banking and fintech environments.
• Hands-on experience working with bank partners and engaging with state and federal regulatory agencies.
• Strong knowledge of applicable banking and consumer protection regulatory frameworks.
• Demonstrated ability to design and scale compliance programs for consumer financial products in a high-growth, technology-driven environment.
• Ability to navigate ambiguity, apply sound judgment, and communicate clearly on complex regulatory and product issues.

Benefits

• Challenging, high-impact work to grow your career.
• Performance-driven compensation with multipliers for outsized impact, bonus programs, equity ownership, and 401(k) matching.
• Best-in-class benefits to fuel your work, including 100% paid health insurance for employees with 90% coverage for dependents.
• Lifestyle wallet , a highly flexible benefits spending account for wellness, learning, and more.
• Employer-paid life & disability insurance, fertility benefits, and mental health benefits.
• Time off to recharge including company holidays, paid time off, sick time, parental leave, and more!
• Exceptional office experience with catered meals, events, and comfortable workspaces.

Salary

The expected base pay range for this role is: Zone 1 (Menlo Park, CA; New York, NY; Bellevue, WA; Washington, DC): $115,000-$135,000 USD

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Our mission is to democratize finance for all. An estimated $124 trillion of assets will be inherited by younger generations in the next two decades. The largest transfer of wealth in human history. If you’re ready to be at the epicenter of this historic cultural and financial shift, keep reading.

About the team + role

We are building an elite team, applying frontier technologies to the world’s biggest financial problems. We’re looking for bold thinkers. Sharp problem-solvers. Builders who are wired to make an impact. Robinhood isn’t a place for complacency, it’s where ambitious people do the best work of their careers. We’re a high-performing, fast-moving team with ethics at the center of everything we do. Expectations are high, and so are the rewards.

Robinhood's Crypto Legal team supports the company's onchain products, including Robinhood Chain, Robinhood Wallet, and Stock Tokens. The team partners with Product, Engineering, and Compliance across multiple business lines and jurisdictions to help these products launch responsibly and on schedule. We look for attorneys who are pragmatic, collaborative, and decisive.

As a Crypto Onchain Attorney, you will serve as product counsel for Robinhood's onchain products. You'll advise Product and Engineering teams on legal and regulatory considerations from early design through launch, and help structure go-to-market strategy across multiple jurisdictions. You will work closely with business partners throughout the Crypto organization to keep legal strategy consistent across the onchain product suite. This role has immediate, visible impact: you'll help shape how Robinhood develops onchain finance.

This role is based in our New York, NY, Menlo Park, CA and Washington, DC office(s), with in-person attendance expected at least 3 days per week.

What you’ll do

• Serve as product counsel for Robinhood's onchain products, advising from concept through launch
• Partner with Product, Engineering, and Compliance to evaluate legal and regulatory risk for new onchain features and multi-jurisdictional launches
• Review and edit commercial contracts in support of partnerships
• Work with legal and business partners to align legal strategy across the on-chain product suite
• Track and interpret crypto regulatory developments across jurisdictions, and translate them into practical guidance for Product and Engineering teams
• Help develop legal frameworks that support Robinhood's expansion into new onchain markets and products

What you bring

• You have a securities, derivatives, or financial services legal background, with experience moving into crypto-focused work, either in-house or at a law firm
• You bring 4+ years of relevant legal experience, including substantive work advising on self-custody wallets, decentralized exchanges, or tokenized assets
• You're comfortable operating across jurisdictions where regulatory guidance is still developing
• You explain legal and regulatory concepts clearly to non-legal partners in Product and Engineering
• You balance legal risk with the pace of a fast-moving product organization
• You have experience using the latest AI tooling for legal research and drafting

What we offer

• Challenging, high-impact work to grow your career
• Performance driven compensation with multipliers for outsized impact, bonus programs, equity ownership, and 401(k) matching
• Top Tier benefits to fuel your work, including 100% paid health insurance for employees with 90% coverage for dependents
• Access to the Robinhood Employee Fund that gives eligible US employees the opportunity to invest in a private employee fund that provides exposure to Robinhood Ventures funds.
• Access to the best AI tools on the market and continuous AI skill-building for every employee, technical or not.
• Lifestyle wallet - a highly flexible benefits spending account for wellness, learning, and more
• Employer-paid life & disability insurance, fertility benefits, and mental health benefits
• Time off to recharge including company holidays, paid time off, sick time, parental leave, and more!
• Exceptional office experience with catered meals, events, and comfortable workspaces.

In addition to the base pay range listed below, this role is also eligible for bonus opportunities + equity + benefits. Base pay for the successful applicant will depend on a variety of job-related factors, which may include education, training, experience, location, business needs, or market demands. The expected base pay range for this role is based on the location where the work will be performed and is aligned to one of 3 compensation zones. For other locations not listed, compensation can be discussed with your recruiter during the interview process.

Base Pay Range: Zone 1 (Menlo Park, CA; New York, NY; Bellevue, WA; Washington, DC)$187,000-$220,000 USD Zone 2 (Denver, CO; Westlake, TX; Chicago, IL)$165,000-$194,000 USD Zone 3 (Lake Mary, FL; Clearwater, FL; Gainesville, FL)$146,000-$172,000 USD

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Our mission is to democratize finance for all. An estimated $124 trillion of assets will be inherited by younger generations in the next two decades. The largest transfer of wealth in human history. If you’re ready to be at the epicenter of this historic cultural and financial shift, keep reading.

About the team + role

We are building an elite team, applying frontier technologies to the world’s biggest financial problems. We’re looking for bold thinkers. Sharp problem-solvers. Builders who are wired to make an impact. Robinhood isn’t a place for complacency, it’s where ambitious people do the best work of their careers. We’re a high-performing, fast-moving team with ethics at the center of everything we do. Expectations are high, and so are the rewards. The Credit Card business team's mission is to shape Robinhood’s vision in the credit and banking space by delivering smart, customer-focused financial solutions. Our team is dedicated to reshaping the credit landscape and redefining the way people interact with financial services daily. We aim to make financial services accessible to everyone, building programs that support Robinhood’s broader goals!

As a Staff Data Scientist, you will build credit risk models that allow us to better serve our customers and make responsible lending decisions. Credit models are at the heart of all lending decisions. These models will drive decisions ranging from approve/decline, line assignment at origination and future credit limit increases. You will leverage traditional and non-traditional data sources to build best in class risk models. You will own the full lifecycle of model development from data prep, model building to model deployment.

What you’ll do

• Build credit risk models for customer acquisitions (credit approval and credit limit assignment) and customer management

• Collaborate with credit analysts and product managers to understand the business problem and deliver appropriate models to solve them

• Create rich datasets leveraging both traditional and non-traditional data sources. Work on innovative tools to generate powerful features that boost models

• Deploy, maintain and monitor models in production

• Communicate with senior stakeholders in credit, product and engineering to deliver key results and findings

What you bring

• You have 7+ years of experience in data science and credit modeling

• You have strong proficiency in SQL and Python for data analysis and modeling

• You have experience designing experiments and interpreting results to guide product decisions

• You have domain knowledge and expertise in traditional credit data. Experience with non traditional credit data (such as cash flow) is a plus

• You communicate clearly with both technical and non-technical partners

In addition to the base pay range listed below, this role is also eligible for bonus opportunities + equity + benefits.

Base pay for the successful applicant will depend on a variety of job-related factors, which may include education, training, experience, location, business needs, or market demands. The expected base pay range for this role is based on the location where the work will be performed and is aligned to one of 3 compensation zones. For other locations not listed, compensation can be discussed with your recruiter during the interview process.

Base Pay Range:

Zone 1 (Menlo Park, CA; New York, NY; Bellevue, WA; Washington, DC)$217,000-$255,000 USD

Zone 2 (Denver, CO; Westlake, TX; Chicago, IL)$191,000-$224,000 USD

Zone 3 (Lake Mary, FL; Clearwater, FL; Gainesville, FL)$170,000-$199,000 USD

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