This is a 0→1, company-level role responsible for defining how businesses move and manage money across modern rails , including Wires, ACH, FedNow, and emerging real-time/stablecoin settlement.

You will set the vision, drive the roadmap and deliver the experiences and infrastructure that commercial clients need to run their businesses.

Responsibilities:

• Define the multi-year product vision and roadmap for Commercial Banking
• Own and deliver client facing experiences and APIs and end-to-end platform: business accounts, payments rails (Wires, ACH, FedNow), treasury capabilities, and APIs
• Lead 0→1 product development from discovery through launch and scale
• Manage and grow a product team to drive roadmap and delivery as business scales
• Partner cross-functionally with Business, Engineering, Risk, Compliance, Treasury, Finance, Sales and Operations teams to bring product roadmap to life
• Translate regulatory and operational constraints into elegant product solutions
• Drive measurable outcomes: adoption, volume, reliability, cost efficiency, and risk performance
• Influence company strategy and mentor other PMs as a subject-matter expert in commercial banking

Requirements:

• Bachelor’s degree or higher, ideally in a technical, finance, or quantitative field.
• 10+ years of product management experience, with significant time in platform and B2B roles
• Experience building and growing teams of product managers
• Strong cross-functional collaboration and influence skills
• Excellent written and verbal communication skills, with the ability to simplify technical complexity for diverse stakeholders.
• Direct experience building commercial/business banking or payments products
• Deep knowledge of Wires and ACH systems and operations
• Experience launching regulated financial products at scale from within a Bank
• Entrepreneurial mindset, with proven track record leading ambiguous, cross-team 0→1 initiatives independently
• Strong technical fluency with APIs, ledgers, and payments architectures

Preferred Qualifications:

• Experience with FedNow or real-time payments (RTP)
• Stablecoin, tokenized deposits, or blockchain-based settlement experience
• Sponsor bank or Banking-as-a-Service experience
• Treasury, cash management, or reconciliation platform exposure
• Experience building front-end b2b experiences
• Experience building developer-first financial platforms or serving fintech/platform customers

Compensation and Benefits: The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

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The Role: You will own the strategy, staffing, tooling, and execution quality of both disciplines, report into Cyber Defense leadership, and act as a trusted advisor to engineering, product, and risk partners across the company. You will lead and unify Penetration Testing and Red Team into a single, cohesive Offensive Security function.

Responsibilities:

• Lead and unify Penetration Testing and Red Team into a single, cohesive Offensive Security function
• Set and execute the offensive security roadmap, aligning testing scope and cadence to SoFi's risk profile, regulatory obligations, and the pace of product and platform change in the company
• Build and scale AI-augmented offensive security capabilities
• Personally lead and contribute to engagements where needed
• Manage and develop the team: hire, coach, mentor, and grow a mix of penetration testers and red team operators
• Own program metrics and maturity: define KPIs for coverage, finding severity and remediation velocity, engagement quality, and program ROI
• Partner cross-functionally with Vulnerability Management, SOC/Incident Response, Application Security, and engineering teams to ensure offensive findings drive real remediation and inform detection engineering
• Manage external partnerships
• Represent Offensive Security in audits, regulatory exams, and executive briefings

Requirements:

• 8+ years in offensive security, with demonstrated hands-on experience in both penetration testing and red team/adversary emulation
• 2+ years directly managing or leading offensive security teams, ideally within a regulated industry
• Proven experience designing and implementing AI-led or AI-assisted offensive security programs
• Deep technical fluency across network, web/application, cloud, and mobile attack surfaces
• Track record of building programs from the ground up or maturing existing ones
• Strong written and verbal communication skills

Compensation and Benefits: The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate's experience, skills, and location.

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As a senior individual contributor and product leader, you will set the vision, define strategy, and drive execution on complex, high-impact initiatives that shape how SoFi's members borrow, save, spend, invest, and protect their money.

This role is inherently cross-functional, working closely with engineering, design, data science, marketing, operations, finance, risk, legal, compliance, and executive leadership to set strategy, prioritize features, secure resources, and execute.

Key responsibilities include:

• Owning and evolving the product vision, strategy, and multi-year roadmap for your product area
• Breaking vision into phases, prioritizing, and driving backlogs for launch with dedicated engineering teams
• Driving platform and product strategy focused on scalability, reliability, security, and regulatory compliance
• Partnering with engineering to make critical architectural decisions and guide long-term investments
• Engaging with risk, compliance, legal, and security teams to align product capabilities with regulatory requirements
• Defining success metrics and rigorously measuring performance, member impact, and business outcomes
• Leading complex build-vs-buy evaluations, including vendor assessments and technology trade-offs
• Leading experiments to validate hypotheses and measure impact on key outcomes like member outcomes, engagement, and revenue
• Influencing broader company strategy, mentoring other product managers, and raising the bar for product craft across the organization
• Communicating the vision, strategy, execution plan, and customer impact to all stakeholders, including the highest levels of leadership in the company

Requirements:

• Bachelor's degree or higher, ideally in a technical, finance, or quantitative field
• 8+ years of product management experience
• Proven track record leading technically complex or highly strategic products at scale
• Deep technical fluency and ability to collaborate with engineers, data scientists, and architects on trade-offs and design decisions
• Demonstrated ability to balance long-term platform and product investments with near-term delivery needs
• Strong cross-functional leadership skills, particularly with engineering, design, data science, security, compliance, legal, and analytics
• Exceptional written and verbal communication skills, with the ability to simplify complexity for diverse stakeholders and present to C-level leadership
• Experience owning end-to-end product delivery and P&L or key business outcomes
• Comfort navigating ambiguity, trade-offs, and evolving constraints in a fast-paced environment

Nice to have:

• MBA or advanced degree in a technical, business, or quantitative field
• Experience in fintech, financial services, payments, or other highly regulated industries
• Experience with data-driven, personalized, or AI-powered consumer products
• Experience building and mentoring high-performing product teams
• Passion for helping members achieve financial independence and get their money right

The base pay range for this role varies based on individual factors such as experience, skills, and location.

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In this role, you'll help define, prioritise, and deliver features and experiences that make it easier for members to borrow, save, spend, invest, and protect their money.

Your work will directly contribute to SoFi's mission of helping every member get their money right.

You will own key elements of your product area's strategy, working across engineering, design, data science, marketing, operations, finance, risk, legal, and compliance to translate customer needs and business goals into a clear, iterative roadmap.

You'll bridge technical and business worlds to deliver product enhancements that delight users and drive meaningful outcomes.

As a Senior Product Manager, you'll be expected to set ambitious goals, sweat the details, be gritty, and be accountable to results.

The specific team and product area will be scoped during the hiring process based on business needs and your background.

Responsibilities:

• Define and execute on a product vision and multi-year roadmap for your product area.
• Prioritise and drive backlogs for launch with your dedicated engineering teams, writing detailed requirements and partnering closely with developers.
• Own instrumentation, data, and analysis for your products to drive deep understanding, innovation, and product plans.
• Work cross-functionally with stakeholders across design, engineering, marketing, operations, legal, compliance, risk, and executive leadership to translate customer needs into shipped product.
• Lead experiments and hypothesis-driven work to validate ideas and measure impact on key business and member outcomes.
• Operate in a fast-paced agile environment, making trade-offs and decisions to deliver iteratively while driving toward long-term goals.
• Champion customer needs with deep empathy for member pain-points and financial goals and be a champion of SoFi's values.

Requirements:

• Bachelor's degree or higher, ideally in a technical, finance, or quantitative field.
• 5+ years of product management experience.
• Experience owning end-to-end product delivery, from discovery through launch and iteration.
• Superior communication skills, written and verbal, with experience presenting to senior leadership.
• Strong analytical and data-driven mindset; comfortable diving into product, business, and operational metrics.
• Ability to work closely with engineering to own and dive deep into backlogs, definition of done, and technical details.
• High bias for action and ownership; comfortable operating in ambiguous, cross-functional environments.
• Passion for your users.

Nice to have:

• Experience in the fintech space or with regulated consumer products.
• Experience with hypothesis-based product experimentation and A/B testing at scale.
• Experience speaking directly with users, gathering insights, and translating those insights into meaningful product enhancements.
• Experience working with remote and distributed teams.

Compensation and Benefits: The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate's experience, skills, and location.

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Responsibilities:

• Design and build backend services supporting SoFi's digital asset custody platform
• Develop secure transaction orchestration services for deposits, withdrawals, transfers, staking, and treasury operations
• Build integrations with custody providers, blockchain infrastructure, and institutional settlement networks
• Design APIs supporting retail and institutional crypto products
• Develop services supporting wallet lifecycle management and blockchain interactions
• Improve platform resiliency through redundancy, disaster recovery, observability, and automated recovery mechanisms
• Optimize transaction throughput while maintaining strict security controls
• Build scalable event-driven architectures supporting blockchain state changes and transaction processing
• Partner closely with Security Engineering to implement cryptographic controls and authorization workflows
• Collaborate with Product and Infrastructure teams to deliver new digital asset capabilities

Requirements:

• 7+ years of backend software engineering experience
• Strong experience with applied cryptography, key management architectures (HSMs, KMS), or Multi-Party Computation (MPC) protocols
• Proven experience building high-stakes financial transaction systems (e.g., trading engines, payment rails, digital asset wallets) with a zero-trust, security-first mindset
• Strong understanding of blockchain fundamentals, transaction signing lifecycles, and wallet architecture
• Strong experience with distributed systems and cloud-native architectures
• Experience building highly available production services
• Strong understanding of REST APIs, asynchronous messaging, and event-driven systems
• Experience with AWS or comparable cloud platforms
• Experience with PostgreSQL, Redis, Kafka, or similar technologies
• Strong understanding of CI/CD and modern software development practices
• Excellent debugging and production incident response skills

Nice to have:

• Experience working with digital assets or blockchain infrastructure
• Experience integrating with custody platforms such as Fireblocks, BitGo, or Anchorage
• Experience building financial services infrastructure
• Familiarity with blockchain transaction lifecycle and wallet architecture
• Experience designing secure approval workflows
• Understanding of distributed consensus and cryptographic systems
• Experience supporting institutional financial platforms

Compensation and Benefits: The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate's experience, skills, and location.

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